ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Aircraft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 16.32% $2,987,626.00 $2,249,926.00 $19,469.00 $-804,814.00 -35.77%
Missouri Total 100.00% $18,305,734 $17,721,635 $17,855,086 $7,696,761 43.43%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.48% $59,674.00 $45,107.00 $2,123.00 $1,828.00 4.05%
Missouri Total 100.00% $12,444,627 $12,488,255 $12,692,529 $21,046,277 168.53%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.70% $20,535.00 $14,755.00 $0.00 $16,773.00 113.68%
Missouri Total 100.00% $2,931,884 $3,207,174 $443,149 $966,570 30.14%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.83% $594,396.00 $499,759.00 $529,443.00 $578,989.00 115.85%
Missouri Total 100.00% $71,556,751 $70,463,221 $54,438,098 $55,153,617 78.27%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.86% $440,065.00 $324,214.00 $99,594.00 $93,659.00 28.89%
Missouri Total 100.00% $50,910,133 $49,128,126 $29,014,889 $31,013,616 63.13%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.11% $5,332,466.00 $5,073,433.00 $880,111.00 $1,109,931.00 21.88%
Missouri Total 100.00% $171,223,989 $173,894,056 $137,946,427 $126,443,689 72.71%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $4,160.00 $6,507.00 $539,156.00 $515,683.00 7,925.05%
Missouri Total 100.00% $55,157,776 $54,934,266 $53,082,218 $47,592,776 86.64%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.68% $34,882.00 $33,069.00 $5,011.00 $-10,173.00 -30.76%
Missouri Total 100.00% $5,150,723 $4,984,423 $1,255,595 $900,293 18.06%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.39% $49,179.00 $45,417.00 $25,398.00 $878.00 1.93%
Missouri Total 100.00% $12,583,698 $11,707,326 $5,168,322 $3,637,169 31.07%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.66% $1,214,893.00 $989,258.00 $250,336.00 $114,174.00 11.54%
Missouri Total 100.00% $73,335,240 $71,562,691 $33,788,717 $26,603,707 37.18%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.05% $4,087,097.00 $4,058,809.00 $2,111,708.00 $2,009,984.00 49.52%
Missouri Total 100.00% $388,749,781 $386,957,645 $251,260,487 $275,215,491 71.12%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.37% $2,074,685.00 $1,958,852.00 $905,724.00 $1,047,830.00 53.49%
Missouri Total 100.00% $558,918,341 $548,048,410 $366,482,764 $387,577,329 70.72%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $5,253.00 $10,470.00 $0.00 $-1,850.00 -17.67%
Missouri Total 100.00% $46,208,856 $44,905,625 $696,685 $-58,007 -0.13%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Excess Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.35% $36,237.00 $67,020.00 $0.00 $15,321.00 22.86%
Missouri Total 100.00% $10,420,742 $10,443,249 $1,902,119 $443,573 4.25%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.79% $252,460.00 $230,356.00 $-224,615.00 $-186,589.00 -81.00%
Missouri Total 100.00% $14,123,609 $14,941,764 $6,224,815 $8,442,087 56.50%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $9.00 0.00%
Missouri Total 100.00% $577,192,077 $562,895,860 $349,417,286 $337,953,263 60.04%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.69% $3,999,542.00 $3,230,767.00 $1,581,004.00 $1,406,461.00 43.53%
Missouri Total 100.00% $148,917,484 $132,937,634 $105,945,056 $99,785,009 75.06%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Lawyers Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.56% $676,808.00 $418,317.00 $299,800.00 $1,850,335.00 442.33%
Missouri Total 100.00% $12,175,030 $11,697,769 $4,989,301 $13,354,679 114.16%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Medical Malpractice - Dentists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.87% $83,885.00 $80,859.00 $0.00 $67,048.00 82.92%
Missouri Total 100.00% $2,920,816 $3,164,122 $683,189 $-638,500 -20.18%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.10% $16,572.00 $-79,428.00 $0.00 $-169,269.00 213.11%
Missouri Total 100.00% $16,948,592 $17,606,187 $12,870,063 $12,774,561 72.56%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Medical Malpractice - Nurses

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 45.62% $319,856.00 $326,439.00 $277,500.00 $217,051.00 66.49%
Missouri Total 100.00% $701,196 $795,615 $277,500 $275,506 34.63%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Medical Malpractice - Other

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 13.59% $1,289,041.00 $1,233,344.00 $440,050.00 $-677,102.00 -54.90%
Missouri Total 100.00% $9,485,104 $8,112,075 $6,145,886 $15,532,787 191.48%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Medical Malpractice - Physicians & Surgeons

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.91% $1,238,642.00 $2,642,850.00 $603,000.00 $892,542.00 33.77%
Missouri Total 100.00% $64,853,222 $63,998,070 $43,998,372 $40,408,719 63.14%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 34.56% $11,288,811.00 $12,435,913.00 $10,208,583.00 $20,382,807.00 163.90%
Missouri Total 100.00% $32,668,295 $33,531,531 $27,426,984 $34,814,162 103.83%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.38% $4,316,856.00 $3,387,259.00 $3,625,122.00 $3,779,472.00 111.58%
Missouri Total 100.00% $313,534,451 $323,619,328 $184,569,615 $206,394,248 63.78%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Other Specific

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.12% $9,072.00 $5,466.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $7,468,656 $8,020,608 $510,319 $4,418,353 55.09%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $253.00 $423.00 $241.00 $204.00 48.23%
Missouri Total 100.00% $659,157,259 $643,519,443 $409,537,080 $399,431,024 62.07%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $76.00 $169.00 $44.00 $40.00 23.67%
Missouri Total 100.00% $357,919,833 $353,138,409 $237,584,072 $239,784,932 67.90%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $755.00 $1,551.00 $1,630.00 $339.00 21.86%
Missouri Total 100.00% $633,874,722 $628,682,407 $345,722,635 $366,746,670 58.34%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $475.00 $844.00 $821.00 $739.00 87.56%
Missouri Total 100.00% $401,764,230 $393,888,660 $331,948,988 $331,926,099 84.27%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-1.00 0.00%
Missouri Total 100.00% $98,401,171 $98,096,785 $49,757,593 $52,269,422 53.28%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.99% $1,649,920.00 $1,574,655.00 $-23,579.00 $1,879,817.00 119.38%
Missouri Total 100.00% $27,559,264 $24,285,371 $17,954,147 $8,201,226 33.77%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Real Estate Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 10.84% $44,761.00 $49,450.00 $10,500.00 $14,090.00 28.49%
Missouri Total 100.00% $412,988 $117,643 $354,046 $-297,986 -253.30%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.90% $1,297,813.00 $870,079.00 $158,045.00 $228,132.00 26.22%
Missouri Total 100.00% $44,715,951 $45,065,164 $13,763,343 $13,579,751 30.13%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.76% $6,455,148.00 $5,982,399.00 $2,078,713.00 $2,288,967.00 38.26%
Missouri Total 100.00% $366,583,070 $365,111,418 $280,905,549 $264,741,160 72.51%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.00% $1,214,893.00 $989,258.00 $250,336.00 $114,174.00 11.54%
Missouri Total 100.00% $121,454,178 $120,310,513 $58,719,514 $47,234,718 39.26%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $9.00 0.00%
Missouri Total 100.00% $608,380,856 $593,240,417 $367,269,325 $353,961,570 59.67%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.11% $2,947,996.00 $4,204,064.00 $1,320,550.00 $330,270.00 7.86%
Missouri Total 100.00% $94,908,930 $93,676,069 $63,975,010 $68,353,073 72.97%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,559.00 $2,987.00 $2,736.00 $1,321.00 44.22%
Missouri Total 100.00% $2,258,607,528 $2,224,662,512 $1,446,167,954 $1,461,223,478 65.68%



ST PAUL FIRE & MARINE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.80% $43,426,746.00 $41,785,909.00 $22,326,219.00 $34,374,338.00 82.26%
Missouri Total 100.00% $5,428,912,606 $5,347,544,773 $3,394,785,889 $3,451,256,420 64.54%



Additional data is available for this company for the following year(s):