ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Aircraft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $-247,470.00 $-15,427.00 0.00%
Missouri Total 100.00% $24,527,934 $23,888,665 $10,773,107 $19,821,446 82.97%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $6,125.00 $6,125.00 $76,587.00 $78,694.00 1,284.80%
Missouri Total 100.00% $18,078,330 $15,769,749 $7,629,302 $4,214,136 26.72%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.54% $53,342.00 $54,122.00 $0.00 $-957.00 -1.77%
Missouri Total 100.00% $3,465,977 $3,228,055 $562,918 $768,490 23.81%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.12% $103,884.00 $100,972.00 $89,848.00 $133,336.00 132.05%
Missouri Total 100.00% $89,023,604 $83,770,150 $59,840,556 $58,876,439 70.28%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.14% $84,045.00 $65,285.00 $50,474.00 $25,571.00 39.17%
Missouri Total 100.00% $60,069,425 $56,196,985 $60,624,955 $60,853,849 108.29%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.43% $869,133.00 $799,075.00 $48,204.00 $316,048.00 39.55%
Missouri Total 100.00% $201,535,699 $192,610,379 $127,619,526 $140,587,106 72.99%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.27% $225,388.00 $207,701.00 $160,129.00 $144,536.00 69.59%
Missouri Total 100.00% $82,992,112 $75,857,460 $46,399,238 $53,711,196 70.81%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% $9,346.00 $8,592.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $11,531,399 $9,008,916 $1,547,977 $1,985,357 22.04%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.26% $70,460.00 $64,811.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $27,286,933 $26,496,932 $10,902,707 $15,098,737 56.98%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.21% $227,106.00 $201,993.00 $247,473.00 $342,430.00 169.53%
Missouri Total 100.00% $106,356,632 $94,441,265 $51,666,074 $94,569,258 100.14%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.19% $886,718.00 $1,037,466.00 $447,448.00 $173,046.00 16.68%
Missouri Total 100.00% $467,186,106 $434,710,993 $365,393,232 $374,772,510 86.21%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.80% $5,554,460.00 $5,045,943.00 $2,952,522.00 $3,290,132.00 65.20%
Missouri Total 100.00% $692,772,404 $639,587,072 $446,020,714 $495,073,762 77.41%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $13,264.00 $12,824.00 $0.00 $-60.00 -0.47%
Missouri Total 100.00% $47,756,919 $47,273,158 $15,171 $23,085 0.05%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.57% $94,001.00 $96,876.00 $0.00 $42,279.00 43.64%
Missouri Total 100.00% $16,607,341 $16,028,683 $10,929,057 $9,809,969 61.20%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.25% $335,793.00 $364,713.00 $373,113.00 $1,064,575.00 291.89%
Missouri Total 100.00% $136,243,514 $130,635,934 $67,744,367 $61,731,657 47.25%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.02% $300,431.00 $459,703.00 $-1,021,736.00 $-496,648.00 -108.04%
Missouri Total 100.00% $29,488,980 $26,192,638 $21,713,943 $11,030,728 42.11%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.37% $4,498,289.00 $4,034,489.00 $588,825.00 $1,458,179.00 36.14%
Missouri Total 100.00% $327,449,582 $293,152,900 $173,674,398 $125,831,601 42.92%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Other Liability - Warranty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.71% $243,576.00 $792,211.00 $6,590.00 $0.00 0.00%
Missouri Total 100.00% $34,423,588 $35,813,429 $33,935,317 $36,997,513 103.31%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,316.00 $1,262.00 $0.00 $1.00 0.08%
Missouri Total 100.00% $739,147,615 $728,930,013 $480,638,513 $483,443,316 66.32%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $600.00 $570.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $389,581,471 $384,414,330 $515,333,582 $516,446,685 134.35%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $675.00 $695.00 $0.00 $-3.00 -0.43%
Missouri Total 100.00% $641,412,208 $641,462,099 $369,630,252 $405,980,622 63.29%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $247.00 $250.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $438,818,978 $435,702,792 $359,254,775 $363,422,021 83.41%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $7.00 $6.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $79,070,478 $78,375,934 $59,476,661 $60,103,167 76.69%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $59.00 $46.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $89,141,470 $90,260,478 $44,839,378 $44,138,809 48.90%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.87% $272,116.00 $352,787.00 $5,600,620.00 $6,979,134.00 1,978.29%
Missouri Total 100.00% $31,306,007 $28,710,311 $25,734,786 $45,651,277 159.01%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Professional Liability (Excl Medical Malpractice)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.49% $110,652.00 $77,707.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $22,599,332 $21,321,909 $6,540,528 $5,973,834 28.02%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $2.00 0.00%
Missouri Total 100.00% $52,187,453 $48,755,658 $9,022,254 $13,952,137 28.62%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.29% $1,362,256.00 $1,246,436.00 $348,655.00 $619,491.00 49.70%
Missouri Total 100.00% $472,439,172 $443,940,822 $306,934,959 $331,112,684 74.58%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.14% $227,106.00 $201,993.00 $247,473.00 $342,430.00 169.53%
Missouri Total 100.00% $161,378,427 $148,321,206 $100,302,396 $146,233,999 98.59%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $2,904.00 $2,829.00 $0.00 $-2.00 -0.07%
Missouri Total 100.00% $2,412,777,240 $2,394,340,556 $1,853,274,701 $1,896,476,609 79.21%



ROYAL INSURANCE COMPANY OF AMERICA

2001 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.23% $13,961,033.00 $13,786,224.00 $9,372,627.00 $13,534,868.00 98.18%
Missouri Total 100.00% $6,188,970,011 $5,903,395,113 $4,903,959,691 $5,108,444,948 86.53%



Additional data is available for this company for the following year(s):