ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $3,305.00 $0.00 $357.00 10.80%
Missouri Total 100.00% $14,261,342 $12,932,220 $3,317,833 $-2,469,296 -19.09%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.10% $64,601.00 $59,217.00 $0.00 $-1,173.00 -1.98%
Missouri Total 100.00% $3,081,965 $2,918,589 $634,670 $671,980 23.02%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $68,722.00 $72,453.00 $40,937.00 $41,554.00 57.35%
Missouri Total 100.00% $78,903,780 $78,036,336 $54,827,878 $55,171,473 70.70%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $45,302.00 $48,175.00 $7,802.00 $7,969.00 16.54%
Missouri Total 100.00% $49,974,077 $48,409,225 $28,598,278 $29,317,786 60.56%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.39% $710,210.00 $614,767.00 $34,575.00 $71,321.00 11.60%
Missouri Total 100.00% $182,720,638 $178,571,521 $132,016,621 $146,759,872 82.19%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.28% $195,716.00 $181,420.00 $83,138.00 $110,140.00 60.71%
Missouri Total 100.00% $70,556,568 $67,819,849 $53,660,974 $55,232,918 81.44%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.14% $7,637.00 $6,610.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $5,452,319 $5,319,882 $1,711,001 $1,686,721 31.71%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.38% $58,313.00 $51,242.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $15,270,078 $13,888,371 $8,594,383 $14,283,705 102.85%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.17% $144,346.00 $150,132.00 $205,311.00 $202,445.00 134.84%
Missouri Total 100.00% $85,196,187 $78,925,410 $54,616,098 $53,136,883 67.33%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.30% $1,212,679.00 $1,075,625.00 $1,589,449.00 $-679,081.00 -63.13%
Missouri Total 100.00% $409,174,258 $392,477,924 $247,870,965 $264,005,456 67.27%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.72% $4,447,718.00 $3,376,267.00 $2,453,249.00 $1,537,596.00 45.54%
Missouri Total 100.00% $613,705,746 $581,917,625 $427,500,616 $491,690,747 84.49%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $7,997.00 $10,108.00 $0.00 $-381.00 -3.77%
Missouri Total 100.00% $45,492,094 $44,748,028 $13,005 $208,496 0.47%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.73% $112,689.00 $104,679.00 $890.00 $55,407.00 52.93%
Missouri Total 100.00% $15,509,294 $14,880,294 $3,830,017 $10,920,874 73.39%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Financial Guaranty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $110.00 $110.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $12,330,432 $12,399,660 $-548,380 $-1,916,211 -15.45%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.22% $311,097.00 $560,890.00 $329,791.00 $218,335.00 38.93%
Missouri Total 100.00% $141,526,491 $142,015,672 $73,335,863 $78,325,790 55.15%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.54% $586,473.00 $617,805.00 $56,714.00 $1,161,726.00 188.04%
Missouri Total 100.00% $23,051,320 $27,860,652 $27,444,428 $27,046,287 97.08%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.77% $2,479,179.00 $3,015,003.00 $936,373.00 $8,909,738.00 295.51%
Missouri Total 100.00% $320,750,663 $294,336,758 $208,370,573 $235,093,535 79.87%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Other Liability - Warranty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.69% $260,905.00 $226,482.00 $5,099.00 $5,099.00 2.25%
Missouri Total 100.00% $38,028,257 $25,972,899 $21,262,702 $21,887,063 84.27%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,406.00 $1,511.00 $0.00 $-1.00 -0.07%
Missouri Total 100.00% $680,511,713 $673,852,841 $437,468,761 $447,521,657 66.41%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $617.00 $655.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $364,645,586 $362,479,868 $207,401,164 $212,909,222 58.74%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $957.00 $1,125.00 $0.00 $-209.00 -18.58%
Missouri Total 100.00% $623,565,090 $626,953,600 $365,644,038 $378,369,614 60.35%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $219.00 $278.00 $0.00 $10.00 3.60%
Missouri Total 100.00% $409,501,544 $406,752,043 $338,975,612 $349,636,212 85.96%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $10.00 $9.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $73,531,229 $74,181,934 $56,429,206 $78,022,733 105.18%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $84.00 $75.00 $0.00 $-10.00 -13.33%
Missouri Total 100.00% $95,175,027 $95,770,797 $47,269,403 $48,793,029 50.95%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.48% $426,779.00 $682,516.00 $41,201.00 $1,390,561.00 203.74%
Missouri Total 100.00% $28,874,322 $28,271,157 $23,927,719 $23,316,430 82.47%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-40.00 0.00%
Missouri Total 100.00% $47,048,523 $44,606,734 $7,316,590 $8,531,677 19.13%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.27% $1,085,900.00 $974,667.00 $166,452.00 $230,984.00 23.70%
Missouri Total 100.00% $402,877,460 $392,045,184 $279,409,135 $302,452,475 77.15%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.11% $144,346.00 $150,132.00 $205,311.00 $202,445.00 134.84%
Missouri Total 100.00% $133,143,929 $126,685,225 $85,117,779 $88,074,407 69.52%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $3,293.00 $3,653.00 $0.00 $-210.00 -5.75%
Missouri Total 100.00% $2,277,993,949 $2,270,889,022 $1,470,621,691 $1,520,036,661 66.94%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.21% $11,968,887.00 $11,735,883.00 $5,784,529.00 $13,013,710.00 110.89%
Missouri Total 100.00% $5,624,624,221 $5,478,219,001 $3,552,012,020 $3,657,853,635 66.77%



ROYAL INSURANCE COMPANY OF AMERICA

2000 Supplemental Data for

Property & Casualty

Umbrella

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.85% $825,121.00 $875,424.00 $0.00 $-17,653.00 -2.02%
Missouri Total 100.00% $28,987,360 $18,322,617 $70,831,728 $3,075,688 16.79%



Additional data is available for this company for the following year(s):