ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $6,595.00 $3,474.00 $0.00 $144.00 4.15%
Missouri Total 100.00% $12,444,627 $12,488,255 $12,692,529 $21,046,277 168.53%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.85% $54,114.00 $51,233.00 $0.00 $-5,359.00 -10.46%
Missouri Total 100.00% $2,931,884 $3,207,174 $443,149 $966,570 30.14%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $62,986.00 $69,227.00 $75,633.00 $49,871.00 72.04%
Missouri Total 100.00% $71,556,751 $70,463,221 $54,438,098 $55,153,617 78.27%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $38,177.00 $43,993.00 $22,384.00 $22,194.00 50.45%
Missouri Total 100.00% $50,910,133 $49,128,126 $29,014,889 $31,013,616 63.13%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.33% $566,621.00 $540,827.00 $185,523.00 $-33,416.00 -6.18%
Missouri Total 100.00% $171,223,989 $173,894,056 $137,946,427 $126,443,689 72.71%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.28% $154,292.00 $138,469.00 $117,671.00 $91,524.00 66.10%
Missouri Total 100.00% $55,157,776 $54,934,266 $53,082,218 $47,592,776 86.64%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.12% $6,093.00 $5,815.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $5,150,723 $4,984,423 $1,255,595 $900,293 18.06%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.37% $46,405.00 $43,731.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $12,583,698 $11,707,326 $5,168,322 $3,637,169 31.07%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.19% $142,283.00 $171,349.00 $84,262.00 $-44,149.00 -25.77%
Missouri Total 100.00% $73,335,240 $71,562,691 $33,788,717 $26,603,707 37.18%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.24% $944,504.00 $1,076,462.00 $1,965,899.00 $2,912,113.00 270.53%
Missouri Total 100.00% $388,749,781 $386,957,645 $251,260,487 $275,215,491 71.12%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.42% $2,326,399.00 $2,401,406.00 $1,973,191.00 $1,205,318.00 50.19%
Missouri Total 100.00% $558,918,341 $548,048,410 $366,482,764 $387,577,329 70.72%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $11,469.00 $13,693.00 $0.00 $232.00 1.69%
Missouri Total 100.00% $46,208,856 $44,905,625 $696,685 $-58,007 -0.13%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Excess Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.22% $22,500.00 $22,485.00 $0.00 $8,466.00 37.65%
Missouri Total 100.00% $10,420,742 $10,443,249 $1,902,119 $443,573 4.25%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.75% $105,584.00 $93,493.00 $0.00 $17,633.00 18.86%
Missouri Total 100.00% $14,123,609 $14,941,764 $6,224,815 $8,442,087 56.50%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.67% $997,004.00 $842,546.00 $401,084.00 $524,224.00 62.22%
Missouri Total 100.00% $148,917,484 $132,937,634 $105,945,056 $99,785,009 75.06%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.71% $560,217.00 $579,974.00 $163,264.00 $72,971.00 12.58%
Missouri Total 100.00% $32,668,295 $33,531,531 $27,426,984 $34,814,162 103.83%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.95% $2,988,484.00 $2,884,737.00 $256,930.00 $1,033,640.00 35.83%
Missouri Total 100.00% $313,534,451 $323,619,328 $184,569,615 $206,394,248 63.78%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Other Liability - Warranty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.34% $455,065.00 $95,683.00 $14,375.00 $14,375.00 15.02%
Missouri Total 100.00% $34,049,672 $48,721,985 $21,654,951 $18,278,070 37.52%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,533.00 $1,583.00 $0.00 $-1.00 -0.06%
Missouri Total 100.00% $659,157,259 $643,519,443 $409,537,080 $399,431,024 62.07%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $663.00 $682.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $357,919,833 $353,138,409 $237,584,072 $239,784,932 67.90%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,048.00 $1,117.00 $0.00 $-212.00 -18.98%
Missouri Total 100.00% $633,874,722 $628,682,407 $345,722,635 $366,746,670 58.34%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $372.00 $408.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $401,764,230 $393,888,660 $331,948,988 $331,926,099 84.27%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $12.00 $12.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $76,164,635 $76,222,080 $52,647,024 $49,228,140 64.59%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $102.00 $114.00 $0.00 $12.00 10.53%
Missouri Total 100.00% $98,401,171 $98,096,785 $49,757,593 $52,269,422 53.28%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.52% $968,792.00 $1,011,846.00 $1,310.00 $497,044.00 49.12%
Missouri Total 100.00% $27,559,264 $24,285,371 $17,954,147 $8,201,226 33.77%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $-83.00 $0.00 $-51.00 61.45%
Missouri Total 100.00% $44,715,951 $45,065,164 $13,763,343 $13,579,751 30.13%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.24% $874,574.00 $842,062.00 $401,211.00 $130,173.00 15.46%
Missouri Total 100.00% $366,583,070 $365,111,418 $280,905,549 $264,741,160 72.51%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.12% $142,283.00 $171,349.00 $84,262.00 $-44,149.00 -25.77%
Missouri Total 100.00% $121,454,178 $120,310,513 $58,719,514 $47,234,718 39.26%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $3,730.00 $3,916.00 $0.00 $-201.00 -5.13%
Missouri Total 100.00% $2,258,607,528 $2,224,662,512 $1,446,167,954 $1,461,223,478 65.68%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.21% $11,213,801.00 $11,027,538.00 $5,261,526.00 $5,622,530.00 50.99%
Missouri Total 100.00% $5,428,912,606 $5,347,544,773 $3,394,785,889 $3,451,256,420 64.54%



ROYAL INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Umbrella

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.08% $752,487.00 $933,262.00 $0.00 $-744,043.00 -79.72%
Missouri Total 100.00% $24,423,678 $17,618,014 $27,894,752 $29,340,139 166.53%



Additional data is available for this company for the following year(s):