The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $1.00 0.00%
Missouri Total 100.00% $3,182,069 $3,381,487 $321,486 $359,240 10.62%



The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $25,698.00 $17,360.00 $0.00 $-999.00 -5.75%
Missouri Total 100.00% $58,387,652 $59,263,543 $25,355,809 $25,958,109 43.80%



The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $30.00 $4.00 $0.00 $590.00 14,750.00%
Missouri Total 100.00% $253,574,124 $255,111,322 $189,701,291 $173,304,828 67.93%



The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $62,513.00 $74,752.00 $1,685.00 $13,666.00 18.28%
Missouri Total 100.00% $68,679,461 $68,661,375 $43,890,092 $47,403,373 69.04%



The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $138,952.00 $53,126.00 $1,325.00 $6,714.00 12.64%
Missouri Total 100.00% $624,940,170 $624,330,193 $333,873,467 $302,067,806 48.38%



The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.10% $940,037.00 $834,530.00 $495,488.00 $517,108.00 61.96%
Missouri Total 100.00% $989,406,000 $970,897,495 $441,727,642 $532,644,865 54.86%



The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Dwelling Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $11,446.00 $0.00 $-830.00 -7.25%
Missouri Total 100.00% $89,099,511 $86,330,855 $40,462,644 $35,457,605 41.07%



The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-14.00 0.00%
Missouri Total 100.00% $79,029,470 $76,674,346 $28,862 $-135,014 -0.18%



The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $300.00 $138.00 $0.00 $229.00 165.94%
Missouri Total 100.00% $21,914,254 $21,387,403 $5,210,221 $3,731,487 17.45%



The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $193.00 0.00%
Missouri Total 100.00% $1,104,392,640 $1,074,000,796 $709,074,079 $627,110,618 58.39%



The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.33% $796,547.00 $1,176,959.00 $0.00 $-179,170.00 -15.22%
Missouri Total 100.00% $239,442,069 $236,471,744 $112,810,278 $95,566,111 40.41%



The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-113.00 0.00%
Missouri Total 100.00% $28,947,064 $30,601,130 $18,854,499 $-8,009,803 -26.17%



The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Medical Malpractice - Other

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-17.00 0.00%
Missouri Total 100.00% $9,131,432 $8,885,721 $5,693,259 $5,063,113 56.98%



The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Medical Malpractice - Physicians & Surgeons

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-76.00 0.00%
Missouri Total 100.00% $125,881,868 $128,191,866 $53,940,208 $19,554,674 15.25%



The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.17% $955,720.00 $1,198,419.00 $5,527,085.00 $1,482,586.00 123.71%
Missouri Total 100.00% $575,434,677 $590,437,730 $260,993,910 $258,810,100 43.83%



The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $256.00 0.00%
Missouri Total 100.00% $451,416,503 $448,696,918 $224,867,856 $225,784,139 50.32%



The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $387.00 0.00%
Missouri Total 100.00% $571,426,128 $570,905,786 $376,209,278 $373,624,472 65.44%



The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% $30,214.00 $212,091.00 $5,000.00 $23,017.00 10.85%
Missouri Total 100.00% $37,364,634 $39,698,625 $24,495,724 $1,772,988 4.47%



The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,057.00 $1,057.00 $0.00 $-9,401.00 -889.40%
Missouri Total 100.00% $86,709,776 $77,899,558 $13,644,816 $14,760,297 18.95%



The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $88,241.00 $92,116.00 $1,685.00 $13,257.00 14.39%
Missouri Total 100.00% $495,923,750 $499,191,223 $316,980,955 $302,558,098 60.61%



The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $11,446.00 $0.00 $-830.00 -7.25%
Missouri Total 100.00% $299,223,030 $296,828,557 $113,754,015 $91,289,737 30.76%



The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $193.00 0.00%
Missouri Total 100.00% $1,165,295,534 $1,134,201,601 $749,764,107 $660,625,401 58.25%



The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-206.00 0.00%
Missouri Total 100.00% $169,414,625 $173,191,830 $79,077,895 $21,078,113 12.17%



The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $643.00 0.00%
Missouri Total 100.00% $2,756,783,633 $2,756,117,839 $1,680,492,993 $1,705,663,119 61.89%



The North River Insurance Company

2007 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $2,951,068.00 $3,579,882.00 $6,030,583.00 $1,854,127.00 51.79%
Missouri Total 100.00% $8,389,562,041 $8,290,577,887 $4,565,097,639 $4,421,956,843 53.34%



Additional data is available for this company for the following year(s):