SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.58% $171,555.00 $175,481.00 $25,058.00 $21,956.00 12.51%
Missouri Total 100.00% $3,075,875 $3,041,453 $1,243,717 $856,560 28.16%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.23% $233,233.00 $238,069.00 $100,401.00 $104,926.00 44.07%
Missouri Total 100.00% $102,908,301 $100,472,114 $46,435,406 $45,818,749 45.60%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.32% $192,835.00 $196,005.00 $68,050.00 $71,116.00 36.28%
Missouri Total 100.00% $61,203,306 $60,296,445 $32,970,544 $31,213,703 51.77%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.16% $433,755.00 $441,813.00 $66,174.00 $130,450.00 29.53%
Missouri Total 100.00% $266,104,571 $257,394,838 $167,500,159 $156,039,811 60.62%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.26% $233,560.00 $237,899.00 $106,773.00 $210,483.00 88.48%
Missouri Total 100.00% $90,257,005 $91,663,772 $42,132,717 $46,623,735 50.86%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.03% $79,829.00 $81,075.00 $29,137.00 $57,437.00 70.84%
Missouri Total 100.00% $7,769,372 $7,592,187 $4,641,831 $2,048,509 26.98%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.17% $201,446.00 $202,912.00 $-489.00 $-964.00 -0.48%
Missouri Total 100.00% $17,185,381 $17,045,912 $7,666,069 $5,465,527 32.06%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.66% $890,620.00 $863,438.00 $313,620.00 $326,501.00 37.81%
Missouri Total 100.00% $135,095,191 $140,253,823 $59,288,986 $58,928,282 42.02%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.50% $9,041,030.00 $9,068,924.00 $4,254,485.00 $4,935,660.00 54.42%
Missouri Total 100.00% $604,339,988 $594,249,075 $246,348,996 $288,959,671 48.63%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $171,941.00 $350,299.00 0.00%
Missouri Total 100.00% $963,548,981 $951,290,491 $478,733,108 $593,495,368 62.39%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Dwelling Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 20.38% $15,309,817.00 $14,429,390.00 $7,193,130.00 $7,488,567.00 51.90%
Missouri Total 100.00% $75,129,437 $71,219,347 $35,273,075 $31,877,773 44.76%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 8.01% $5,698,937.00 $5,754,198.00 $616.00 $616.00 0.01%
Missouri Total 100.00% $71,142,042 $68,942,586 $2,034 $663,937 0.96%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Farm Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 9.82% $1,755,634.00 $1,649,621.00 $1,202,365.00 $1,251,748.00 75.88%
Missouri Total 100.00% $17,886,046 $17,808,937 $6,376,413 $8,522,427 47.85%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Farmowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 15.77% $14,100,988.00 $14,021,169.00 $8,854,865.00 $8,847,878.00 63.10%
Missouri Total 100.00% $89,419,224 $87,358,886 $55,059,499 $58,778,323 67.28%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 6.77% $64,799,832.00 $62,749,840.00 $35,876,164.00 $35,729,663.00 56.94%
Missouri Total 100.00% $957,852,647 $915,218,541 $542,464,859 $553,032,164 60.43%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.95% $1,772,391.00 $1,747,073.00 $454,725.00 $528,284.00 30.24%
Missouri Total 100.00% $187,073,322 $187,813,880 $81,270,526 $85,100,266 45.31%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Mobile Homes

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 9.36% $2,514,002.00 $2,506,408.00 $686,063.00 $835,702.00 33.34%
Missouri Total 100.00% $26,873,321 $25,924,561 $13,298,187 $14,529,368 56.04%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.22% $4,978,647.00 $4,897,812.00 $2,966,969.00 $7,357,324.00 150.22%
Missouri Total 100.00% $409,263,293 $444,911,829 $227,717,624 $368,806,231 82.89%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Accidential Death & Disab/Dism

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 46.64% $1,286,490.00 $1,279,687.00 $247,880.00 $257,559.00 20.13%
Missouri Total 100.00% $2,758,288 $2,739,235 $831,936 $733,861 26.79%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.88% $40,025,592.00 $40,225,232.00 $22,767,098.00 $23,108,283.00 57.45%
Missouri Total 100.00% $820,637,371 $824,990,169 $451,512,091 $448,885,997 54.41%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 6.09% $28,002,283.00 $28,150,535.00 $17,130,358.00 $17,387,071.00 61.76%
Missouri Total 100.00% $459,520,370 $458,810,495 $324,057,579 $320,620,799 69.88%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 7.11% $49,815,520.00 $50,768,232.00 $27,597,087.00 $28,674,689.00 56.48%
Missouri Total 100.00% $700,801,940 $700,339,537 $408,256,743 $436,363,936 62.31%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.53% $26,823,741.00 $27,336,740.00 $18,400,473.00 $19,118,969.00 69.94%
Missouri Total 100.00% $591,742,243 $586,980,073 $366,797,232 $371,881,808 63.36%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 7.94% $7,967,679.00 $8,191,680.00 $4,997,658.00 $5,192,806.00 63.39%
Missouri Total 100.00% $100,319,759 $100,748,913 $63,654,390 $64,668,029 64.19%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Underinsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.88% $1,967,254.00 $1,910,279.00 $1,071,983.00 $1,113,842.00 58.31%
Missouri Total 100.00% $40,279,510 $39,454,412 $29,807,295 $32,366,352 82.03%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 6.90% $6,379,096.00 $6,453,479.00 $3,199,430.00 $3,324,361.00 51.51%
Missouri Total 100.00% $92,384,978 $94,194,036 $52,820,842 $53,774,503 57.09%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $44,763.00 $44,488.00 $0.00 $30,630.00 68.85%
Missouri Total 100.00% $48,418,835 $47,202,540 $38,723,657 $43,669,821 92.52%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.25% $1,374,658.00 $1,397,773.00 $370,046.00 $573,448.00 41.03%
Missouri Total 100.00% $545,427,936 $534,465,268 $301,346,726 $287,210,034 53.74%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 7.87% $17,956,071.00 $16,942,449.00 $8,709,115.00 $9,066,816.00 53.52%
Missouri Total 100.00% $228,110,674 $229,282,107 $100,938,474 $99,328,482 43.32%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 6.27% $64,799,832.00 $62,749,840.00 $35,876,164.00 $35,729,663.00 56.94%
Missouri Total 100.00% $1,032,753,386 $985,036,736 $579,404,501 $591,492,521 60.05%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.78% $162,267,655.00 $164,315,864.00 $95,411,967.00 $98,177,580.00 59.75%
Missouri Total 100.00% $2,808,444,459 $2,808,256,870 $1,697,738,108 $1,729,295,285 61.58%



SHELTER MUTUAL INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.60% $284,720,529.00 $283,621,479.00 $157,782,014.00 $166,455,856.00 58.69%
Missouri Total 100.00% $7,912,453,158 $7,829,991,916 $4,189,177,430 $4,504,110,599 57.52%



Additional data is available for this company for the following year(s):