SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.88% $177,343.00 $174,644.00 $37,319.00 $29,271.00 16.76%
Missouri Total 100.00% $3,016,412 $2,923,637 $402,912 $433,724 14.84%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.25% $249,001.00 $261,254.00 $100,875.00 $93,936.00 35.96%
Missouri Total 100.00% $99,999,479 $100,773,243 $48,855,092 $44,874,488 44.53%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.35% $204,412.00 $219,058.00 $136,466.00 $127,078.00 58.01%
Missouri Total 100.00% $58,013,348 $57,788,854 $33,980,947 $32,861,398 56.86%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.19% $464,021.00 $495,341.00 $58,723.00 $-164,245.00 -33.16%
Missouri Total 100.00% $249,443,701 $242,948,043 $153,259,759 $190,400,064 78.37%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.27% $249,857.00 $266,722.00 $118,379.00 $-331,102.00 -124.14%
Missouri Total 100.00% $92,324,565 $89,158,290 $43,901,369 $42,341,715 47.49%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.14% $85,573.00 $89,588.00 $6,620.00 $-18,515.00 -20.67%
Missouri Total 100.00% $7,494,910 $7,185,991 $1,643,260 $1,766,264 24.58%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.17% $209,894.00 $217,680.00 $-120.00 $336.00 0.15%
Missouri Total 100.00% $17,959,726 $18,218,323 $6,302,966 $11,344,777 62.27%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.71% $828,529.00 $833,331.00 $573,486.00 $542,855.00 65.14%
Missouri Total 100.00% $116,509,491 $114,986,802 $72,238,481 $54,113,894 47.06%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.60% $9,154,363.00 $9,237,247.00 $5,847,655.00 $3,180,177.00 34.43%
Missouri Total 100.00% $573,919,772 $548,985,654 $277,364,391 $312,408,760 56.91%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $122,274.00 $122,273.00 0.00%
Missouri Total 100.00% $903,170,880 $859,891,451 $453,558,549 $587,932,686 68.37%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Dwelling Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 12.93% $13,470,960.00 $12,463,123.00 $9,757,237.00 $9,236,081.00 74.11%
Missouri Total 100.00% $104,150,215 $100,912,333 $63,528,592 $60,262,081 59.72%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 8.80% $5,621,963.00 $4,332,723.00 $622.00 $622.00 0.01%
Missouri Total 100.00% $63,858,848 $58,427,399 $36,237 $361,209 0.62%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Farm Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 40.08% $1,555,880.00 $1,576,920.00 $1,562,070.00 $1,478,636.00 93.77%
Missouri Total 100.00% $3,882,154 $3,922,079 $2,838,938 $2,787,230 71.07%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Farmowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 16.33% $13,637,471.00 $13,513,970.00 $13,188,767.00 $12,567,279.00 92.99%
Missouri Total 100.00% $83,494,269 $79,957,232 $65,512,488 $66,097,902 82.67%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 6.69% $59,726,868.00 $57,804,857.00 $62,136,215.00 $57,468,097.00 99.42%
Missouri Total 100.00% $892,121,509 $823,450,838 $669,905,939 $671,531,760 81.55%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.94% $1,720,445.00 $1,715,488.00 $728,566.00 $656,664.00 38.28%
Missouri Total 100.00% $182,338,531 $187,165,278 $71,297,214 $69,123,743 36.93%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Mobile Homes

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 9.77% $2,463,112.00 $2,430,998.00 $1,043,278.00 $1,053,461.00 43.33%
Missouri Total 100.00% $25,201,256 $24,270,254 $17,396,509 $17,164,678 70.72%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.85% $4,701,136.00 $4,596,142.00 $1,252,670.00 $201,068.00 4.37%
Missouri Total 100.00% $553,139,194 $536,242,304 $187,094,404 $344,005,398 64.15%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Accidential Death & Disab/Dism

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 48.26% $1,288,398.00 $1,290,085.00 $488,252.00 $448,243.00 34.75%
Missouri Total 100.00% $2,669,775 $2,648,436 $1,054,007 $991,136 37.42%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.07% $41,249,304.00 $41,583,594.00 $25,648,187.00 $24,441,526.00 58.78%
Missouri Total 100.00% $812,910,433 $803,532,054 $467,697,858 $464,446,320 57.80%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 6.36% $28,562,633.00 $28,396,734.00 $21,171,936.00 $20,175,868.00 71.05%
Missouri Total 100.00% $449,295,894 $443,554,384 $320,742,757 $318,901,628 71.90%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 7.84% $54,140,869.00 $54,283,188.00 $27,741,913.00 $25,468,643.00 46.92%
Missouri Total 100.00% $690,293,517 $681,854,756 $386,484,308 $412,602,808 60.51%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.08% $29,152,776.00 $29,229,409.00 $19,018,076.00 $17,459,668.00 59.73%
Missouri Total 100.00% $574,312,577 $564,962,318 $371,718,988 $376,069,587 66.57%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 8.87% $8,828,728.00 $8,745,941.00 $5,533,721.00 $5,080,269.00 58.09%
Missouri Total 100.00% $99,521,347 $97,706,064 $63,513,219 $59,211,502 60.60%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Underinsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.73% $1,499,084.00 $1,294,768.00 $782,500.00 $718,379.00 55.48%
Missouri Total 100.00% $40,201,927 $39,181,366 $24,634,949 $36,451,009 93.03%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 6.60% $6,109,326.00 $5,832,065.00 $3,432,310.00 $3,151,054.00 54.03%
Missouri Total 100.00% $92,607,368 $90,790,873 $44,913,964 $53,422,258 58.84%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.10% $42,751.00 $42,275.00 $0.00 $-17,929.00 -42.41%
Missouri Total 100.00% $42,611,734 $41,040,430 $40,107,443 $50,268,252 122.48%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.28% $1,462,758.00 $1,549,643.00 $420,943.00 $-292,512.00 -18.88%
Missouri Total 100.00% $525,235,729 $516,072,744 $287,943,393 $323,588,706 62.70%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 7.06% $15,855,369.00 $14,873,374.00 $11,892,793.00 $11,257,572.00 75.69%
Missouri Total 100.00% $224,541,860 $219,821,214 $138,606,011 $117,163,205 53.30%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 6.28% $59,726,868.00 $57,804,857.00 $62,136,215.00 $57,468,097.00 99.42%
Missouri Total 100.00% $950,870,941 $877,013,334 $707,552,979 $709,159,509 80.86%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 6.19% $170,831,118.00 $170,655,784.00 $103,816,895.00 $96,943,650.00 56.81%
Missouri Total 100.00% $2,761,812,838 $2,724,230,251 $1,680,760,050 $1,722,096,248 63.21%



SHELTER MUTUAL INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.70% $285,394,697.00 $280,927,145.00 $200,487,997.00 $183,169,693.00 65.20%
Missouri Total 100.00% $7,709,068,371 $7,428,541,557 $4,322,007,505 $4,840,084,182 65.16%



Additional data is available for this company for the following year(s):