HIGHLANDS INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $31,512.00 $27,631.00 $14,766.00 $17,959.00 65.00%
Missouri Total 100.00% $89,023,604 $83,770,150 $59,840,556 $58,876,439 70.28%



HIGHLANDS INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% $47,268.00 $41,446.00 $22,148.00 $26,940.00 65.00%
Missouri Total 100.00% $60,069,425 $56,196,985 $60,624,955 $60,853,849 108.29%



HIGHLANDS INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $188,579.00 $177,408.00 $49,760.00 $183,547.00 103.46%
Missouri Total 100.00% $201,535,699 $192,610,379 $127,619,526 $140,587,106 72.99%



HIGHLANDS INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $3,513.00 $1,944.00 $3,441.00 $6,372.00 327.78%
Missouri Total 100.00% $106,356,632 $94,441,265 $51,666,074 $94,569,258 100.14%



HIGHLANDS INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $68,387.00 $34,412.00 $29,637.00 $211,394.00 614.30%
Missouri Total 100.00% $467,186,106 $434,710,993 $365,393,232 $374,772,510 86.21%



HIGHLANDS INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% $575,788.00 $431,018.00 $114,448.00 $318,503.00 73.90%
Missouri Total 100.00% $692,772,404 $639,587,072 $446,020,714 $495,073,762 77.41%



HIGHLANDS INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $4,850.00 $4,503.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $136,243,514 $130,635,934 $67,744,367 $61,731,657 47.25%



HIGHLANDS INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,221.00 $1,214.00 $-38,372.00 $-48,428.00 -3,989.13%
Missouri Total 100.00% $29,488,980 $26,192,638 $21,713,943 $11,030,728 42.11%



HIGHLANDS INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $34,749.00 $14,831.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $327,449,582 $293,152,900 $173,674,398 $125,831,601 42.92%



HIGHLANDS INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $633.00 $0.00 $2.00 0.32%
Missouri Total 100.00% $641,412,208 $641,462,099 $369,630,252 $405,980,622 63.29%



HIGHLANDS INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,502.00 $19,173.00 $0.00 $12,243.00 63.86%
Missouri Total 100.00% $52,187,453 $48,755,658 $9,022,254 $13,952,137 28.62%



HIGHLANDS INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% $267,359.00 $246,485.00 $86,674.00 $228,446.00 92.68%
Missouri Total 100.00% $472,439,172 $443,940,822 $306,934,959 $331,112,684 74.58%



HIGHLANDS INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $3,513.00 $1,944.00 $3,441.00 $6,372.00 327.78%
Missouri Total 100.00% $161,378,427 $148,321,206 $100,302,396 $146,233,999 98.59%



HIGHLANDS INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $633.00 $0.00 $2.00 0.32%
Missouri Total 100.00% $2,412,777,240 $2,394,340,556 $1,853,274,701 $1,896,476,609 79.21%



HIGHLANDS INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $957,369.00 $754,213.00 $195,828.00 $728,532.00 96.59%
Missouri Total 100.00% $6,188,970,011 $5,903,395,113 $4,903,959,691 $5,108,444,948 86.53%



Additional data is available for this company for the following year(s):