HIGHLANDS INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $975.00 $798.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $78,903,780 $78,036,336 $54,827,878 $55,171,473 70.70%



HIGHLANDS INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,500.00 $964.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $49,974,077 $48,409,225 $28,598,278 $29,317,786 60.56%



HIGHLANDS INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $35,813.00 $35,076.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $182,720,638 $178,571,521 $132,016,621 $146,759,872 82.19%



HIGHLANDS INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $9,213.00 $8,435.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $409,174,258 $392,477,924 $247,870,965 $264,005,456 67.27%



HIGHLANDS INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $97,694.00 $42,996.00 $27,365.00 $-309,182.00 -719.09%
Missouri Total 100.00% $613,705,746 $581,917,625 $427,500,616 $491,690,747 84.49%



HIGHLANDS INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $6,155.00 $4,636.00 $0.00 $-1.00 -0.02%
Missouri Total 100.00% $141,526,491 $142,015,672 $73,335,863 $78,325,790 55.15%



HIGHLANDS INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,065.00 $723.00 $54,944.00 $-95,686.00 -13,234.58%
Missouri Total 100.00% $23,051,320 $27,860,652 $27,444,428 $27,046,287 97.08%



HIGHLANDS INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $4,776.00 $4,731.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $320,750,663 $294,336,758 $208,370,573 $235,093,535 79.87%



HIGHLANDS INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $-293.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $623,565,090 $626,953,600 $365,644,038 $378,369,614 60.35%



HIGHLANDS INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $22,530.00 $4,860.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $47,048,523 $44,606,734 $7,316,590 $8,531,677 19.13%



HIGHLANDS INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $38,288.00 $36,838.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $402,877,460 $392,045,184 $279,409,135 $302,452,475 77.15%



HIGHLANDS INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $-293.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $2,277,993,949 $2,270,889,022 $1,470,621,691 $1,520,036,661 66.94%



HIGHLANDS INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $179,721.00 $102,926.00 $82,309.00 $-404,869.00 -393.36%
Missouri Total 100.00% $5,624,624,221 $5,478,219,001 $3,552,012,020 $3,657,853,635 66.77%



Additional data is available for this company for the following year(s):