EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.22% $7,084.00 $5,669.00 $0.00 $54.00 0.95%
Missouri Total 100.00% $3,167,368 $3,299,915 $214,812 $541,296 16.40%



EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.88% $2,218,262.00 $2,776,941.00 $1,694,593.00 $1,237,097.00 44.55%
Missouri Total 100.00% $77,057,583 $78,921,978 $48,940,904 $49,540,130 62.77%



EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.35% $1,305,084.00 $1,633,775.00 $996,990.00 $727,829.00 44.55%
Missouri Total 100.00% $55,520,797 $57,985,862 $36,017,749 $34,078,969 58.77%



EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.55% $6,582,486.00 $6,880,534.00 $15,451,514.00 $11,501,787.00 167.16%
Missouri Total 100.00% $258,154,184 $257,360,422 $125,225,656 $97,952,380 38.06%



EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.57% $2,827,968.00 $2,956,015.00 $6,638,280.00 $4,941,398.00 167.16%
Missouri Total 100.00% $61,865,392 $63,274,235 $39,871,431 $35,026,063 55.36%



EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 29.49% $2,664,872.00 $2,785,535.00 $6,255,435.00 $4,656,416.00 167.16%
Missouri Total 100.00% $9,035,215 $9,318,286 $7,439,679 $10,472,913 112.39%



EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.18% $187,890.00 $196,397.00 $441,046.00 $328,306.00 167.16%
Missouri Total 100.00% $15,917,096 $16,537,312 $9,055,000 $5,480,603 33.14%



EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.14% $194,385.00 $208,885.00 $491,613.00 $182,125.00 87.19%
Missouri Total 100.00% $138,786,628 $140,042,733 $59,970,280 $61,029,098 43.58%



EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.69% $4,255,807.00 $4,348,390.00 $6,283.00 $59,160.00 1.36%
Missouri Total 100.00% $617,263,524 $620,689,922 $328,059,456 $325,579,492 52.45%



EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 0 $0.00 $0.00 $0.00 $0.00 $-13,083.00 0.00%
Missouri Total 100.00% 4,212,201 $87,160,796 $87,586,505 $0 $51,632,494 $56,380,230 64.37%



EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $262,766.00 $257,479.00 $0.00 $38,013.00 14.76%
Missouri Total 100.00% $1,140,222,822 $1,105,212,438 $900,332,032 $944,278,585 85.44%



EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.22% $490,638.00 $544,322.00 $317,978.00 $288,886.00 53.07%
Missouri Total 100.00% $223,065,754 $231,018,123 $112,048,086 $134,417,678 58.18%



EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $445,517.00 $477,924.00 $75,289.00 $365,583.00 76.49%
Missouri Total 100.00% $604,569,893 $615,621,569 $387,895,647 $326,778,287 53.08%



EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $16.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $475,957,854 $473,162,593 $303,504,331 $301,091,698 63.63%



EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $2.00 0.00%
Missouri Total 100.00% $701,144,550 $700,313,850 $477,171,987 $492,756,427 70.36%



EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-914.00 0.00%
Missouri Total 100.00% $579,295,490 $574,940,585 $373,914,316 $372,625,474 64.81%



EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.70% $200,791.00 $170,296.00 $0.00 $34,517.00 20.27%
Missouri Total 100.00% $28,737,063 $29,395,330 $21,476,963 $34,290,103 116.65%



EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-2.00 0.00%
Missouri Total 100.00% $83,321,843 $83,851,726 $8,959,400 $6,638,566 7.92%



EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 0 $0.00 $0.00 $0.00 $0.00 $-13,083.00 0.00%
Missouri Total 100.00% 14,659,481 $6,922,016,805 $6,923,691,877 $3,843,365 $5,312,904,301 $5,378,359,740 77.68%



EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.31% $15,786,562.00 $17,229,197.00 $31,477,858.00 $23,392,833.00 135.77%
Missouri Total 100.00% $477,550,267 $483,398,095 $266,550,419 $232,551,058 48.11%



EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $194,385.00 $208,885.00 $491,613.00 $182,125.00 87.19%
Missouri Total 100.00% $375,864,213 $371,145,068 $189,278,815 $218,124,965 58.77%



EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 0 $0.00 $0.00 $0.00 $0.00 $-13,083.00 0.00%
Missouri Total 100.00% 12,534,552 $4,930,311,792 $4,938,575,867 $180,165 $3,845,987,952 $3,880,443,746 78.57%



EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $262,766.00 $257,479.00 $0.00 $38,013.00 14.76%
Missouri Total 100.00% $1,197,095,955 $1,159,999,605 $940,823,123 $986,372,454 85.03%



EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $16.00 $0.00 $-912.00 -5,700.00%
Missouri Total 100.00% $2,778,334,278 $2,765,680,206 $1,791,179,745 $1,814,488,748 65.61%



EMPIRE FIRE AND MARINE INSURANCE CO

2008 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.26% $21,643,550.00 $23,242,178.00 $32,369,021.00 $24,360,257.00 104.81%
Missouri Total 100.00% $8,482,169,798 $8,475,190,441 $5,193,444,276 $5,545,130,263 65.43%



Additional data is available for this company for the following year(s):