EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.17% $5,379.00 $5,528.00 $0.00 $-4,252.00 -76.92%
Missouri Total 100.00% $3,182,069 $3,381,487 $321,486 $359,240 10.62%



EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.32% $3,740,530.00 $3,778,351.00 $2,057,266.00 $3,215,747.00 85.11%
Missouri Total 100.00% $86,538,763 $87,149,357 $46,101,509 $46,531,157 53.39%



EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.86% $2,254,650.00 $2,277,448.00 $1,240,043.00 $1,938,331.00 85.11%
Missouri Total 100.00% $58,387,652 $59,263,543 $25,355,809 $25,958,109 43.80%



EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.47% $11,343,048.00 $11,636,568.00 $12,953,517.00 $24,296,723.00 208.80%
Missouri Total 100.00% $253,574,124 $255,111,322 $189,701,291 $173,304,828 67.93%



EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 6.88% $4,723,411.00 $4,845,637.00 $5,394,034.00 $10,117,510.00 208.80%
Missouri Total 100.00% $68,679,461 $68,661,375 $43,890,092 $47,403,373 69.04%



EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 22.44% $2,025,434.00 $2,077,845.00 $2,313,001.00 $4,338,463.00 208.80%
Missouri Total 100.00% $9,026,398 $9,220,495 $3,684,831 $1,521,962 16.51%



EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.01% $198,597.00 $203,736.00 $226,793.00 $425,393.00 208.80%
Missouri Total 100.00% $19,717,352 $19,785,131 $8,247,423 $7,838,669 39.62%



EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.17% $247,123.00 $239,392.00 $67,577.00 $464,220.00 193.92%
Missouri Total 100.00% $144,026,467 $144,446,977 $52,390,607 $30,932,182 21.41%



EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.54% $3,362,758.00 $3,378,655.00 $640,679.00 $264,437.00 7.83%
Missouri Total 100.00% $624,940,170 $624,330,193 $333,873,467 $302,067,806 48.38%



EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Accident & Health

Group Comprehensive Medical Expense - Association

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 0 $0.00 $0.00 $0.00 $0.00 $-119,245.00 0.00%
Missouri Total 100.00% 103,437 $135,911,686 $138,782,958 $46,597 $85,819,359 $84,663,539 61.00%



EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $257,897.00 $255,397.00 $0.00 $-24,775.00 -9.70%
Missouri Total 100.00% $1,104,392,640 $1,074,000,796 $709,074,079 $627,110,618 58.39%



EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.24% $568,897.00 $582,936.00 $252,928.00 $229,508.00 39.37%
Missouri Total 100.00% $239,442,069 $236,471,744 $112,810,278 $95,566,111 40.41%



EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% $463,536.00 $591,661.00 $195,699.00 $-773,968.00 -130.81%
Missouri Total 100.00% $575,434,677 $590,437,730 $260,993,910 $258,810,100 43.83%



EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $17.00 $0.00 $-5.00 -29.41%
Missouri Total 100.00% $451,416,503 $448,696,918 $224,867,856 $225,784,139 50.32%



EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-4.00 0.00%
Missouri Total 100.00% $708,860,964 $710,973,342 $437,992,152 $443,359,132 62.36%



EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-6,407.00 0.00%
Missouri Total 100.00% $571,426,128 $570,905,786 $376,209,278 $373,624,472 65.44%



EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.37% $139,648.00 $127,311.00 $0.00 $-62,866.00 -49.38%
Missouri Total 100.00% $37,364,634 $39,698,625 $24,495,724 $1,772,988 4.47%



EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $19.00 $0.00 $-7.00 -36.84%
Missouri Total 100.00% $86,709,776 $77,899,558 $13,644,816 $14,760,297 18.95%



EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 0 $0.00 $0.00 $0.00 $0.00 $-119,245.00 0.00%
Missouri Total 100.00% 14,781,584 $6,321,663,058 $6,300,472,351 $2,820,494 $4,786,573,315 $4,914,517,495 78.00%



EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.90% $24,285,670.00 $24,819,585.00 $24,184,654.00 $44,332,167.00 178.62%
Missouri Total 100.00% $495,923,750 $499,191,223 $316,980,955 $302,558,098 60.61%



EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% $247,123.00 $239,392.00 $67,577.00 $464,220.00 193.92%
Missouri Total 100.00% $299,223,030 $296,828,557 $113,754,015 $91,289,737 30.76%



EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 0 $0.00 $0.00 $0.00 $0.00 $-119,245.00 0.00%
Missouri Total 100.00% 12,774,038 $4,634,501,331 $4,620,799,459 $149,561 $3,599,832,396 $3,659,809,895 79.20%



EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $257,897.00 $255,397.00 $0.00 $-24,775.00 -9.70%
Missouri Total 100.00% $1,165,295,534 $1,134,201,601 $749,764,107 $660,625,401 58.25%



EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $17.00 $0.00 $-6,416.00 -37,741.18%
Missouri Total 100.00% $2,756,783,633 $2,756,117,839 $1,680,492,993 $1,705,663,119 61.89%



EMPIRE FIRE AND MARINE INSURANCE CO

2007 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.35% $29,330,908.00 $30,000,501.00 $25,341,537.00 $44,418,048.00 148.06%
Missouri Total 100.00% $8,389,562,041 $8,290,577,887 $4,565,097,639 $4,421,956,843 53.34%



Additional data is available for this company for the following year(s):