EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.15% $6,903.00 $9,119.00 $0.00 $3,895.00 42.71%
Missouri Total 100.00% $4,486,169 $4,096,450 $-508,812 $92,897 2.27%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.90% $3,603,885.00 $3,403,911.00 $3,299,176.00 $2,885,848.00 84.78%
Missouri Total 100.00% $92,474,523 $93,458,371 $54,124,240 $54,255,152 58.05%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.97% $2,562,609.00 $2,420,414.00 $2,345,940.00 $2,052,036.00 84.78%
Missouri Total 100.00% $64,583,189 $64,500,523 $61,101,767 $60,705,338 94.12%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.38% $11,276,006.00 $11,224,525.00 $1,843,854.00 $2,238,663.00 19.94%
Missouri Total 100.00% $257,416,800 $259,851,118 $134,421,032 $156,308,862 60.15%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.68% $4,705,564.00 $4,684,080.00 $769,454.00 $934,211.00 19.94%
Missouri Total 100.00% $82,830,527 $82,671,242 $40,838,688 $40,730,063 49.27%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 90.99% $80,791,966.00 $80,423,102.00 $13,211,112.00 $16,039,898.00 19.94%
Missouri Total 100.00% $88,791,644 $88,343,882 $14,942,188 $18,041,768 20.42%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.05% $200,138.00 $199,225.00 $32,727.00 $39,734.00 19.94%
Missouri Total 100.00% $19,057,212 $18,795,548 $10,188,570 $12,963,327 68.97%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.18% $204,588.00 $249,033.00 $53,016.00 $111,909.00 44.94%
Missouri Total 100.00% $111,471,643 $109,462,300 $59,637,104 $96,110,695 87.80%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.42% $2,652,712.00 $2,873,665.00 $808,569.00 $473,082.00 16.46%
Missouri Total 100.00% $631,114,959 $626,549,471 $439,987,620 $530,264,046 84.63%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $2,676.00 $0.00 $-184.00 -6.88%
Missouri Total 100.00% $1,002,570,001 $992,049,972 $424,018,402 $542,248,649 54.66%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Property & Casualty

Farm Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-162.00 0.00%
Missouri Total 100.00% $57,946,841 $58,205,014 $11,051,963 $8,322,342 14.30%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Accident & Health

Group Comprehensive Medical Expense - Association

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.21% 221 $272,007.00 $272,007.00 $0.00 $149,616.00 $237,718.00 87.39%
Missouri Total 100.00% 74,710 $128,982,788 $129,705,060 $46,779 $83,277,556 $83,056,149 64.03%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $246,347.00 $252,375.00 $0.00 $37,734.00 14.95%
Missouri Total 100.00% $1,012,279,567 $992,537,797 $1,261,030,502 $1,342,733,936 135.28%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.27% $5,268,153.00 $5,248,934.00 $243,487.00 $725,073.00 13.81%
Missouri Total 100.00% $232,233,886 $221,364,045 $106,188,581 $132,014,826 59.64%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.12% $710,778.00 $788,140.00 $179,884.00 $648,840.00 82.33%
Missouri Total 100.00% $609,320,778 $606,834,036 $371,638,001 $406,762,156 67.03%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $16.00 $0.00 $-202.00 -1,262.50%
Missouri Total 100.00% $451,683,412 $452,007,717 $463,743,030 $463,897,951 102.63%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $20,000.00 $-20,468.00 0.00%
Missouri Total 100.00% $715,234,862 $712,797,698 $424,942,335 $419,579,046 58.86%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.25% $112,701.00 $114,676.00 $0.00 $76,638.00 66.83%
Missouri Total 100.00% $44,403,319 $42,164,248 $20,352,833 $16,253,820 38.55%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $50.00 $50.00 $0.00 $-2.00 -4.00%
Missouri Total 100.00% $76,489,177 $71,809,168 $3,911,842 $20,744,172 28.89%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 221 $272,007.00 $272,007.00 $0.00 $149,616.00 $237,718.00 87.39%
Missouri Total 100.00% 25,120,145 $5,683,250,070 $5,707,913,156 $1,836,464 $4,303,077,735 $4,449,351,407 77.95%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 17.04% $103,140,168.00 $102,355,257.00 $21,502,263.00 $24,190,390.00 23.63%
Missouri Total 100.00% $605,153,895 $607,620,684 $315,616,485 $343,004,510 56.45%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $204,588.00 $249,033.00 $53,016.00 $111,747.00 44.87%
Missouri Total 100.00% $295,134,822 $291,522,479 $146,503,161 $187,777,953 64.41%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% 221 $272,007.00 $272,007.00 $0.00 $149,616.00 $237,718.00 87.39%
Missouri Total 100.00% 23,039,788 $4,163,211,436 $4,199,721,128 $127,598 $3,300,392,701 $3,367,830,249 80.19%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $246,347.00 $252,375.00 $0.00 $37,734.00 14.95%
Missouri Total 100.00% $1,094,712,981 $1,075,174,196 $1,351,507,667 $1,445,548,788 134.45%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $16.00 $20,000.00 $-20,670.00 -129,187.50%
Missouri Total 100.00% $2,766,162,801 $2,757,999,491 $1,847,465,192 $1,843,214,920 66.83%



EMPIRE FIRE AND MARINE INSURANCE CO

2006 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.34% $112,342,400.00 $111,893,941.00 $22,807,219.00 $26,246,543.00 23.46%
Missouri Total 100.00% $8,413,347,296 $8,321,806,293 $5,503,150,397 $6,015,338,706 72.28%



Additional data is available for this company for the following year(s):