EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.72% $17,607.00 $14,972.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $2,446,545 $2,949,704 $562,171 $506,458 17.17%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.47% $2,483,596.00 $2,387,256.00 $1,525,220.00 $1,404,122.00 58.82%
Missouri Total 100.00% $100,617,350 $94,879,197 $49,031,878 $55,532,374 58.53%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.25% $1,924,950.00 $1,734,547.00 $661,528.00 $723,335.00 41.70%
Missouri Total 100.00% $59,195,204 $57,778,388 $23,883,950 $25,319,207 43.82%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.69% $11,415,290.00 $10,959,314.00 $5,668,482.00 $12,012,543.00 109.61%
Missouri Total 100.00% $243,246,527 $221,630,750 $138,938,134 $191,066,809 86.21%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.80% $4,879,502.00 $4,685,661.00 $379,497.00 $398,061.00 8.50%
Missouri Total 100.00% $84,139,767 $82,573,429 $45,408,262 $50,453,557 61.10%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.55% $37,802.00 $34,856.00 $7,779.00 $7,135.00 20.47%
Missouri Total 100.00% $6,935,551 $8,773,033 $1,398,901 $946,477 10.79%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.87% $139,942.00 $126,178.00 $93,573.00 $99,891.00 79.17%
Missouri Total 100.00% $16,017,473 $16,397,727 $7,714,719 $8,626,258 52.61%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.29% $398,332.00 $330,332.00 $115,012.00 $206,094.00 62.39%
Missouri Total 100.00% $138,247,272 $126,571,650 $51,698,363 $52,423,402 41.42%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.14% $736,597.00 $718,301.00 $1,880,314.00 $2,006,384.00 279.32%
Missouri Total 100.00% $523,399,718 $490,498,672 $290,996,242 $259,295,841 52.86%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-3.00 0.00%
Missouri Total 100.00% $812,939,830 $781,621,057 $442,071,631 $551,143,597 70.51%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Accident & Health

Group Comprehensive Medical Expense - Association

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.11% 265 $93,999.00 $93,999.00 $0.00 $1,372.00 $37,395.00 39.78%
Missouri Total 100.00% 61,735 $85,579,770 $84,644,366 $26,942 $51,186,679 $50,980,674 60.23%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Growing Crops

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.00% $156,294.00 $156,294.00 $73,147.00 $73,149.00 46.80%
Missouri Total 100.00% $5,202,935 $5,202,935 $2,626,045 $2,623,289 50.42%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.11% $197,278.00 $200,876.00 $56,958.00 $58,044.00 28.90%
Missouri Total 100.00% $179,895,286 $168,325,651 $65,809,176 $68,367,232 40.62%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.14% $647,445.00 $521,987.00 $177,701.00 $577,383.00 110.61%
Missouri Total 100.00% $470,213,482 $408,581,517 $192,337,111 $273,087,274 66.84%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $10,700.00 $9,036.00 $47,167.00 $49,369.00 546.36%
Missouri Total 100.00% $782,499,050 $774,073,704 $474,880,795 $476,914,243 61.61%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $6,405.00 $5,680.00 $-8,079.00 $1,008.00 17.75%
Missouri Total 100.00% $418,524,602 $410,002,827 $240,420,486 $239,231,356 58.35%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $6,279.00 $5,291.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $677,369,950 $669,920,852 $373,637,845 $393,905,842 58.80%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $2,692.00 $2,273.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $507,741,126 $484,361,369 $371,358,545 $371,471,878 76.69%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,029.00 $895.00 $375.00 $65.00 7.26%
Missouri Total 100.00% $91,459,309 $87,805,235 $62,981,548 $66,851,821 76.14%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $5,797.00 $4,890.00 $0.00 $19,313.00 394.95%
Missouri Total 100.00% $87,674,170 $87,363,958 $47,448,104 $45,474,243 52.05%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.21% $78,156.00 $42,140.00 $0.00 $-7,647.00 -18.15%
Missouri Total 100.00% $36,491,980 $35,577,671 $41,383,083 $90,106,274 253.27%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-18.00 0.00%
Missouri Total 100.00% $55,933,530 $54,757,917 $9,187,530 $10,751,797 19.64%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 265 $93,999.00 $93,999.00 $0.00 $1,372.00 $37,395.00 39.78%
Missouri Total 100.00% 11,124,230 $3,437,512,087 $3,402,649,266 $1,704,541 $2,420,886,841 $2,480,088,525 72.89%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.09% $20,881,082.00 $19,927,812.00 $8,336,079.00 $14,645,087.00 73.49%
Missouri Total 100.00% $510,151,872 $482,032,524 $266,375,844 $331,944,682 68.86%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.20% $398,332.00 $330,332.00 $115,012.00 $206,094.00 62.39%
Missouri Total 100.00% $203,291,608 $187,245,038 $86,075,331 $90,307,601 48.23%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 265 $93,999.00 $93,999.00 $0.00 $1,372.00 $37,395.00 39.78%
Missouri Total 100.00% 9,384,360 $2,485,290,187 $2,498,336,485 $680,104 $1,889,711,298 $1,926,618,671 77.12%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $32,902.00 $28,065.00 $39,463.00 $69,755.00 248.55%
Missouri Total 100.00% $2,604,965,350 $2,551,929,309 $1,591,610,151 $1,623,009,915 63.60%



EMPIRE FIRE AND MARINE INSURANCE CO

2002 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.33% $23,145,693.00 $21,940,779.00 $10,678,674.00 $17,628,228.00 80.34%
Missouri Total 100.00% $7,014,504,234 $6,670,388,496 $4,017,307,637 $4,433,868,594 66.47%



Additional data is available for this company for the following year(s):