EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.30% $10,444.00 $6,443.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $3,465,977 $3,228,055 $562,918 $768,490 23.81%



EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.18% $1,943,710.00 $1,915,306.00 $1,353,743.00 $1,322,229.00 69.03%
Missouri Total 100.00% $89,023,604 $83,770,150 $59,840,556 $58,876,439 70.28%



EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.42% $1,456,339.00 $1,342,091.00 $1,794,989.00 $1,753,204.00 130.63%
Missouri Total 100.00% $60,069,425 $56,196,985 $60,624,955 $60,853,849 108.29%



EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 6.11% $12,313,029.00 $12,307,590.00 $1,120,474.00 $4,455,215.00 36.20%
Missouri Total 100.00% $201,535,699 $192,610,379 $127,619,526 $140,587,106 72.99%



EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 6.35% $5,266,738.00 $5,263,889.00 $586,910.00 $2,333,664.00 44.33%
Missouri Total 100.00% $82,992,112 $75,857,460 $46,399,238 $53,711,196 70.81%



EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.32% $36,862.00 $32,047.00 $2,128.00 $8,461.00 26.40%
Missouri Total 100.00% $11,531,399 $9,008,916 $1,547,977 $1,985,357 22.04%



EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.43% $117,652.00 $110,756.00 $41,535.00 $165,151.00 149.11%
Missouri Total 100.00% $27,286,933 $26,496,932 $10,902,707 $15,098,737 56.98%



EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.20% $213,470.00 $160,071.00 $56,530.00 $3,673.00 2.29%
Missouri Total 100.00% $106,356,632 $94,441,265 $51,666,074 $94,569,258 100.14%



EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.16% $770,695.00 $1,291,242.00 $2,507,550.00 $2,180,829.00 168.89%
Missouri Total 100.00% $467,186,106 $434,710,993 $365,393,232 $374,772,510 86.21%



EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $9.00 0.00%
Missouri Total 100.00% $692,772,404 $639,587,072 $446,020,714 $495,073,762 77.41%



EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Growing Crops

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.35% $140,791.00 $140,791.00 $103,817.00 $103,817.00 73.74%
Missouri Total 100.00% $10,398,815 $10,398,815 $1,448,571 $1,261,731 12.13%



EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.14% $187,991.00 $152,604.00 $57,355.00 $54,575.00 35.76%
Missouri Total 100.00% $136,243,514 $130,635,934 $67,744,367 $61,731,657 47.25%



EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.11% $360,571.00 $301,850.00 $13,223.00 $173,280.00 57.41%
Missouri Total 100.00% $327,449,582 $293,152,900 $173,674,398 $125,831,601 42.92%



EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $5,097.00 $2,309.00 $3,135.00 $3,378.00 146.30%
Missouri Total 100.00% $739,147,615 $728,930,013 $480,638,513 $483,443,316 66.32%



EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $3,561.00 $1,604.00 $17,110.00 $18,439.00 1,149.56%
Missouri Total 100.00% $389,581,471 $384,414,330 $515,333,582 $516,446,685 134.35%



EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $3,009.00 $1,389.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $641,412,208 $641,462,099 $369,630,252 $405,980,622 63.29%



EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,289.00 $594.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $438,818,978 $435,702,792 $359,254,775 $363,422,021 83.41%



EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $609.00 $314.00 $4,684.00 $6,030.00 1,920.38%
Missouri Total 100.00% $79,070,478 $78,375,934 $59,476,661 $60,103,167 76.69%



EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $2,872.00 $1,340.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $89,141,470 $90,260,478 $44,839,378 $44,138,809 48.90%



EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $164.00 $192.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $31,306,007 $28,710,311 $25,734,786 $45,651,277 159.01%



EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-152.00 0.00%
Missouri Total 100.00% $52,187,453 $48,755,658 $9,022,254 $13,952,137 28.62%



EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.47% $21,134,330.00 $20,971,679.00 $4,899,779.00 $10,037,924.00 47.86%
Missouri Total 100.00% $472,439,172 $443,940,822 $306,934,959 $331,112,684 74.58%



EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.13% $213,470.00 $160,071.00 $56,530.00 $3,673.00 2.29%
Missouri Total 100.00% $161,378,427 $148,321,206 $100,302,396 $146,233,999 98.59%



EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $16,437.00 $7,550.00 $24,929.00 $27,847.00 368.83%
Missouri Total 100.00% $2,412,777,240 $2,394,340,556 $1,853,274,701 $1,896,476,609 79.21%



EMPIRE FIRE AND MARINE INSURANCE CO

2001 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.37% $22,834,893.00 $23,032,422.00 $7,663,183.00 $12,581,802.00 54.63%
Missouri Total 100.00% $6,188,970,011 $5,903,395,113 $4,903,959,691 $5,108,444,948 86.53%



Additional data is available for this company for the following year(s):