EMPIRE FIRE AND MARINE INSURANCE CO

1999 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $1,214.00 $1,002.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $2,931,884 $3,207,174 $443,149 $966,570 30.14%



EMPIRE FIRE AND MARINE INSURANCE CO

1999 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.86% $1,328,983.00 $1,283,090.00 $903,772.00 $1,102,415.00 85.92%
Missouri Total 100.00% $71,556,751 $70,463,221 $54,438,098 $55,153,617 78.27%



EMPIRE FIRE AND MARINE INSURANCE CO

1999 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.81% $920,775.00 $843,464.00 $419,079.00 $334,893.00 39.70%
Missouri Total 100.00% $50,910,133 $49,128,126 $29,014,889 $31,013,616 63.13%



EMPIRE FIRE AND MARINE INSURANCE CO

1999 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.19% $2,029,767.00 $1,886,347.00 $1,871,916.00 $2,151,958.00 114.08%
Missouri Total 100.00% $171,223,989 $173,894,056 $137,946,427 $126,443,689 72.71%



EMPIRE FIRE AND MARINE INSURANCE CO

1999 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.53% $844,739.00 $783,909.00 $352,178.00 $410,398.00 52.35%
Missouri Total 100.00% $55,157,776 $54,934,266 $53,082,218 $47,592,776 86.64%



EMPIRE FIRE AND MARINE INSURANCE CO

1999 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.37% $18,814.00 $16,653.00 $18,536.00 $15,785.00 94.79%
Missouri Total 100.00% $5,150,723 $4,984,423 $1,255,595 $900,293 18.06%



EMPIRE FIRE AND MARINE INSURANCE CO

1999 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.57% $71,445.00 $64,266.00 $68,427.00 $52,615.00 81.87%
Missouri Total 100.00% $12,583,698 $11,707,326 $5,168,322 $3,637,169 31.07%



EMPIRE FIRE AND MARINE INSURANCE CO

1999 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.13% $92,456.00 $72,466.00 $2,000.00 $-264.00 -0.36%
Missouri Total 100.00% $73,335,240 $71,562,691 $33,788,717 $26,603,707 37.18%



EMPIRE FIRE AND MARINE INSURANCE CO

1999 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.68% $10,419,102.00 $7,282,117.00 $1,364,115.00 $2,211,892.00 30.37%
Missouri Total 100.00% $388,749,781 $386,957,645 $251,260,487 $275,215,491 71.12%



EMPIRE FIRE AND MARINE INSURANCE CO

1999 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-172.00 0.00%
Missouri Total 100.00% $558,918,341 $548,048,410 $366,482,764 $387,577,329 70.72%



EMPIRE FIRE AND MARINE INSURANCE CO

1999 Supplemental Data for

Property & Casualty

Growing Crops

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.81% $123,961.00 $123,961.00 $117,243.00 $125,385.00 101.15%
Missouri Total 100.00% $6,831,671 $6,831,671 $-570,684 $2,094,089 30.65%



EMPIRE FIRE AND MARINE INSURANCE CO

1999 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $100,769.00 $90,790.00 $119,142.00 $60,559.00 66.70%
Missouri Total 100.00% $148,917,484 $132,937,634 $105,945,056 $99,785,009 75.06%



EMPIRE FIRE AND MARINE INSURANCE CO

1999 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $154,091.00 $138,523.00 $5,653.00 $14,358.00 10.37%
Missouri Total 100.00% $313,534,451 $323,619,328 $184,569,615 $206,394,248 63.78%



EMPIRE FIRE AND MARINE INSURANCE CO

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $13.00 $-130.00 $-192.00 -1,476.92%
Missouri Total 100.00% $659,157,259 $643,519,443 $409,537,080 $399,431,024 62.07%



EMPIRE FIRE AND MARINE INSURANCE CO

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $4.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $357,919,833 $353,138,409 $237,584,072 $239,784,932 67.90%



EMPIRE FIRE AND MARINE INSURANCE CO

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $4,500.00 $-5,500.00 0.00%
Missouri Total 100.00% $633,874,722 $628,682,407 $345,722,635 $366,746,670 58.34%



EMPIRE FIRE AND MARINE INSURANCE CO

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-1,500.00 0.00%
Missouri Total 100.00% $401,764,230 $393,888,660 $331,948,988 $331,926,099 84.27%



EMPIRE FIRE AND MARINE INSURANCE CO

1999 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $511.00 $511.00 $0.00 $19.00 3.72%
Missouri Total 100.00% $27,559,264 $24,285,371 $17,954,147 $8,201,226 33.77%



EMPIRE FIRE AND MARINE INSURANCE CO

1999 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $473.00 $508.00 $0.00 $-711.00 -139.96%
Missouri Total 100.00% $44,715,951 $45,065,164 $13,763,343 $13,579,751 30.13%



EMPIRE FIRE AND MARINE INSURANCE CO

1999 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.42% $5,214,523.00 $4,877,729.00 $3,633,908.00 $4,068,064.00 83.40%
Missouri Total 100.00% $366,583,070 $365,111,418 $280,905,549 $264,741,160 72.51%



EMPIRE FIRE AND MARINE INSURANCE CO

1999 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% $92,456.00 $72,466.00 $2,000.00 $-264.00 -0.36%
Missouri Total 100.00% $121,454,178 $120,310,513 $58,719,514 $47,234,718 39.26%



EMPIRE FIRE AND MARINE INSURANCE CO

1999 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $17.00 $4,370.00 $-7,192.00 -42,305.88%
Missouri Total 100.00% $2,258,607,528 $2,224,662,512 $1,446,167,954 $1,461,223,478 65.68%



EMPIRE FIRE AND MARINE INSURANCE CO

1999 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.30% $16,107,100.00 $12,587,624.00 $5,246,431.00 $6,471,938.00 51.42%
Missouri Total 100.00% $5,428,912,606 $5,347,544,773 $3,394,785,889 $3,451,256,420 64.54%



Additional data is available for this company for the following year(s):