AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.21% $6,404.00 $5,775.00 $0.00 $12.00 0.21%
Missouri Total 100.00% $3,016,412 $2,923,637 $402,912 $433,724 14.84%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.34% $1,339,464.00 $1,301,686.00 $651,670.00 $669,017.00 51.40%
Missouri Total 100.00% $99,999,479 $100,773,243 $48,855,092 $44,874,488 44.53%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.10% $1,798,878.00 $1,739,531.00 $550,245.00 $543,676.00 31.25%
Missouri Total 100.00% $58,013,348 $57,788,854 $33,980,947 $32,861,398 56.86%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.46% $3,653,710.00 $3,398,673.00 $2,146,964.00 $1,665,261.00 49.00%
Missouri Total 100.00% $249,443,701 $242,948,043 $153,259,759 $190,400,064 78.37%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.56% $1,442,870.00 $1,403,607.00 $817,783.00 $811,902.00 57.84%
Missouri Total 100.00% $92,324,565 $89,158,290 $43,901,369 $42,341,715 47.49%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.18% $88,187.00 $88,073.00 $73,198.00 $33,011.00 37.48%
Missouri Total 100.00% $7,494,910 $7,185,991 $1,643,260 $1,766,264 24.58%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.95% $530,380.00 $513,878.00 $117,736.00 $-9,230.00 -1.80%
Missouri Total 100.00% $17,959,726 $18,218,323 $6,302,966 $11,344,777 62.27%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.34% $393,040.00 $315,070.00 $185,964.00 $255,568.00 81.11%
Missouri Total 100.00% $116,509,491 $114,986,802 $72,238,481 $54,113,894 47.06%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.78% $4,496,621.00 $3,877,190.00 $1,712,823.00 $2,037,623.00 52.55%
Missouri Total 100.00% $573,919,772 $548,985,654 $277,364,391 $312,408,760 56.91%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.23% $2,072,207.00 $1,689,972.00 $770,351.00 $950,408.00 56.24%
Missouri Total 100.00% $903,170,880 $859,891,451 $453,558,549 $587,932,686 68.37%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Dwelling Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.52% $2,623,886.00 $2,001,222.00 $1,395,171.00 $1,591,450.00 79.52%
Missouri Total 100.00% $104,150,215 $100,912,333 $63,528,592 $60,262,081 59.72%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.51% $325,414.00 $301,620.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $63,858,848 $58,427,399 $36,237 $361,209 0.62%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $19,816.00 $18,671.00 $-2,410.00 $-2,077.00 -11.12%
Missouri Total 100.00% $22,487,041 $21,627,865 $6,726,389 $7,369,217 34.07%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Glass

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 62.15% $6,326.00 $5,782.00 $2,637.00 $2,608.00 45.11%
Missouri Total 100.00% $10,178 $10,457 $5,508 $5,097 48.74%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.09% $9,724,755.00 $8,418,602.00 $11,765,561.00 $15,753,554.00 187.13%
Missouri Total 100.00% $892,121,509 $823,450,838 $669,905,939 $671,531,760 81.55%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.47% $861,378.00 $811,856.00 $211,175.00 $234,521.00 28.89%
Missouri Total 100.00% $182,338,531 $187,165,278 $71,297,214 $69,123,743 36.93%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Mobile Homes

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.86% $216,149.00 $213,828.00 $214,013.00 $195,478.00 91.42%
Missouri Total 100.00% $25,201,256 $24,270,254 $17,396,509 $17,164,678 70.72%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

National Flood Insurance Program

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.06% $297,961.00 $295,554.00 $14,283.00 $8,783.00 2.97%
Missouri Total 100.00% $9,742,530 $9,268,460 $1,674,875 $1,540,055 16.62%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $523,644.00 $446,232.00 $22,722.00 $66,110.00 14.82%
Missouri Total 100.00% $553,139,194 $536,242,304 $187,094,404 $344,005,398 64.15%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.26% $2,082,854.00 $2,024,753.00 $1,292,268.00 $1,258,475.00 62.15%
Missouri Total 100.00% $812,910,433 $803,532,054 $467,697,858 $464,446,320 57.80%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.31% $1,392,247.00 $1,341,814.00 $1,071,301.00 $1,060,188.00 79.01%
Missouri Total 100.00% $449,295,894 $443,554,384 $320,742,757 $318,901,628 71.90%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.27% $1,876,970.00 $1,848,863.00 $969,649.00 $484,171.00 26.19%
Missouri Total 100.00% $690,293,517 $681,854,756 $386,484,308 $412,602,808 60.51%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.25% $1,434,470.00 $1,359,017.00 $971,093.00 $993,268.00 73.09%
Missouri Total 100.00% $574,312,577 $564,962,318 $371,718,988 $376,069,587 66.57%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.23% $225,584.00 $219,302.00 $220,727.00 $164,730.00 75.12%
Missouri Total 100.00% $99,521,347 $97,706,064 $63,513,219 $59,211,502 60.60%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.60% $555,192.00 $521,388.00 $204,244.00 $296,768.00 56.92%
Missouri Total 100.00% $92,607,368 $90,790,873 $44,913,964 $53,422,258 58.84%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.14% $83,537.00 $70,246.00 $8,181.00 $236,522.00 336.71%
Missouri Total 100.00% $59,048,656 $56,336,389 $10,471,547 $7,015,246 12.45%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.69% $8,853,489.00 $8,445,448.00 $4,357,596.00 $3,713,637.00 43.97%
Missouri Total 100.00% $525,235,729 $516,072,744 $287,943,393 $323,588,706 62.70%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.34% $3,016,926.00 $2,316,292.00 $1,581,135.00 $1,847,018.00 79.74%
Missouri Total 100.00% $224,541,860 $219,821,214 $138,606,011 $117,163,205 53.30%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.02% $9,724,755.00 $8,418,602.00 $11,765,561.00 $15,753,554.00 187.13%
Missouri Total 100.00% $950,870,941 $877,013,334 $707,552,979 $709,159,509 80.86%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.27% $7,567,317.00 $7,315,137.00 $4,729,282.00 $4,257,600.00 58.20%
Missouri Total 100.00% $2,761,812,838 $2,724,230,251 $1,680,760,050 $1,722,096,248 63.21%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.51% $39,295,108.00 $35,293,634.00 $25,387,349.00 $30,437,457.00 86.24%
Missouri Total 100.00% $7,709,068,371 $7,428,541,557 $4,322,007,505 $4,840,084,182 65.16%



AUTO OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Umbrella

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.34% $1,223,164.00 $1,061,429.00 $0.00 $1,135,660.00 106.99%
Missouri Total 100.00% $36,612,192 $28,227,670 $70,862,268 $104,475,926 370.12%



Additional data is available for this company for the following year(s):