BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.12% $82,767.00 $84,375.00 $120,446.00 $140,236.00 166.21%
Missouri Total 100.00% $71,556,751 $70,463,221 $54,438,098 $55,153,617 78.27%



BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $45,003.00 $56,465.00 $24,451.00 $24,146.00 42.76%
Missouri Total 100.00% $50,910,133 $49,128,126 $29,014,889 $31,013,616 63.13%



BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.19% $329,739.00 $362,335.00 $54,473.00 $131,901.00 36.40%
Missouri Total 100.00% $171,223,989 $173,894,056 $137,946,427 $126,443,689 72.71%



BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $142,538.00 $179,512.00 0.00%
Missouri Total 100.00% $55,157,776 $54,934,266 $53,082,218 $47,592,776 86.64%



BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.21% $10,688.00 $7,549.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $5,150,723 $4,984,423 $1,255,595 $900,293 18.06%



BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.21% $26,815.00 $18,533.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $12,583,698 $11,707,326 $5,168,322 $3,637,169 31.07%



BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $11,243.00 $9,818.00 $0.00 $732.00 7.46%
Missouri Total 100.00% $73,335,240 $71,562,691 $33,788,717 $26,603,707 37.18%



BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.13% $488,464.00 $543,547.00 $290,400.00 $268,609.00 49.42%
Missouri Total 100.00% $388,749,781 $386,957,645 $251,260,487 $275,215,491 71.12%



BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.10% $576,787.00 $547,265.00 $358,150.00 $635,614.00 116.14%
Missouri Total 100.00% $558,918,341 $548,048,410 $366,482,764 $387,577,329 70.72%



BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.11% $49,036.00 $67,707.00 $0.00 $956.00 1.41%
Missouri Total 100.00% $46,208,856 $44,905,625 $696,685 $-58,007 -0.13%



BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $1,115.00 $946.00 $0.00 $211.00 22.30%
Missouri Total 100.00% $14,123,609 $14,941,764 $6,224,815 $8,442,087 56.50%



BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $431,724.00 $569,973.00 $410,216.00 $354,495.00 62.20%
Missouri Total 100.00% $577,192,077 $562,895,860 $349,417,286 $337,953,263 60.04%



BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $70,796.00 $69,523.00 $17,075.00 $14,936.00 21.48%
Missouri Total 100.00% $148,917,484 $132,937,634 $105,945,056 $99,785,009 75.06%



BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $892.00 $725.00 $0.00 $217.00 29.93%
Missouri Total 100.00% $32,668,295 $33,531,531 $27,426,984 $34,814,162 103.83%



BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $150.00 $11,276.00 $0.00 $17,224.00 152.75%
Missouri Total 100.00% $313,534,451 $323,619,328 $184,569,615 $206,394,248 63.78%



BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $233,937.00 $275,627.00 $82,310.00 $50,429.00 18.30%
Missouri Total 100.00% $659,157,259 $643,519,443 $409,537,080 $399,431,024 62.07%



BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $120,496.00 $142,954.00 $125,425.00 $132,957.00 93.01%
Missouri Total 100.00% $357,919,833 $353,138,409 $237,584,072 $239,784,932 67.90%



BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $345,022.00 $469,831.00 $805,890.00 $254,260.00 54.12%
Missouri Total 100.00% $633,874,722 $628,682,407 $345,722,635 $366,746,670 58.34%



BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $109,657.00 $75,537.00 $124,129.00 $151,970.00 201.19%
Missouri Total 100.00% $401,764,230 $393,888,660 $331,948,988 $331,926,099 84.27%



BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $7,629.00 0.00%
Missouri Total 100.00% $27,559,264 $24,285,371 $17,954,147 $8,201,226 33.77%



BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.14% $495,012.00 $529,257.00 $341,908.00 $475,795.00 89.90%
Missouri Total 100.00% $366,583,070 $365,111,418 $280,905,549 $264,741,160 72.51%



BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $11,243.00 $9,818.00 $0.00 $732.00 7.46%
Missouri Total 100.00% $121,454,178 $120,310,513 $58,719,514 $47,234,718 39.26%



BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $431,724.00 $569,973.00 $410,216.00 $354,495.00 62.20%
Missouri Total 100.00% $608,380,856 $593,240,417 $367,269,325 $353,961,570 59.67%



BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $809,112.00 $963,949.00 $1,137,754.00 $589,616.00 61.17%
Missouri Total 100.00% $2,258,607,528 $2,224,662,512 $1,446,167,954 $1,461,223,478 65.68%



BLACKBOARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $2,934,331.00 $3,313,986.00 $2,555,503.00 $2,366,034.00 71.40%
Missouri Total 100.00% $5,428,912,606 $5,347,544,773 $3,394,785,889 $3,451,256,420 64.54%



Additional data is available for this company for the following year(s):