AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $295.00 $292.00 $0.00 $10.00 3.42%
Missouri Total 100.00% $2,931,884 $3,207,174 $443,149 $966,570 30.14%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $28,686.00 $24,180.00 $37,036.00 $37,057.00 153.25%
Missouri Total 100.00% $71,556,751 $70,463,221 $54,438,098 $55,153,617 78.27%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $13,500.00 $11,379.00 $19,942.00 $19,956.00 175.38%
Missouri Total 100.00% $50,910,133 $49,128,126 $29,014,889 $31,013,616 63.13%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $54,922.00 $48,410.00 $21,370.00 $36,331.00 75.05%
Missouri Total 100.00% $171,223,989 $173,894,056 $137,946,427 $126,443,689 72.71%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $29,957.00 $26,406.00 $23,454.00 $39,876.00 151.01%
Missouri Total 100.00% $55,157,776 $54,934,266 $53,082,218 $47,592,776 86.64%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.10% $4,993.00 $4,401.00 $-2,606.00 $-4,431.00 -100.68%
Missouri Total 100.00% $5,150,723 $4,984,423 $1,255,595 $900,293 18.06%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% $9,986.00 $8,800.00 $9,903.00 $16,836.00 191.32%
Missouri Total 100.00% $12,583,698 $11,707,326 $5,168,322 $3,637,169 31.07%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $35,021.00 $34,101.00 $24,505.00 $18,986.00 55.68%
Missouri Total 100.00% $73,335,240 $71,562,691 $33,788,717 $26,603,707 37.18%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $71,242.00 $68,595.00 $27,751.00 $26,444.00 38.55%
Missouri Total 100.00% $388,749,781 $386,957,645 $251,260,487 $275,215,491 71.12%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $74,756.00 $57,958.00 $3,035.00 $3,002.00 5.18%
Missouri Total 100.00% $558,918,341 $548,048,410 $366,482,764 $387,577,329 70.72%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $13,189.00 $9,642.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $46,208,856 $44,905,625 $696,685 $-58,007 -0.13%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $168,511.00 $166,032.00 $49,516.00 $57,100.00 34.39%
Missouri Total 100.00% $577,192,077 $562,895,860 $349,417,286 $337,953,263 60.04%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $24,001.00 $21,741.00 $33,550.00 $33,996.00 156.37%
Missouri Total 100.00% $148,917,484 $132,937,634 $105,945,056 $99,785,009 75.06%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $50.00 $50.00 $0.00 $13.00 26.00%
Missouri Total 100.00% $32,668,295 $33,531,531 $27,426,984 $34,814,162 103.83%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $108,423.00 $101,101.00 $20,412.00 $26,681.00 26.39%
Missouri Total 100.00% $313,534,451 $323,619,328 $184,569,615 $206,394,248 63.78%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $164,667.00 $166,139.00 $115,261.00 $108,394.00 65.24%
Missouri Total 100.00% $659,157,259 $643,519,443 $409,537,080 $399,431,024 62.07%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $75,728.00 $76,250.00 $62,065.00 $57,198.00 75.01%
Missouri Total 100.00% $357,919,833 $353,138,409 $237,584,072 $239,784,932 67.90%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $193,091.00 $199,028.00 $57,278.00 $83,584.00 42.00%
Missouri Total 100.00% $633,874,722 $628,682,407 $345,722,635 $366,746,670 58.34%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $105,932.00 $105,650.00 $62,866.00 $91,910.00 86.99%
Missouri Total 100.00% $401,764,230 $393,888,660 $331,948,988 $331,926,099 84.27%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $15,150.00 $15,686.00 $-6,985.00 $-5,684.00 -36.24%
Missouri Total 100.00% $76,164,635 $76,222,080 $52,647,024 $49,228,140 64.59%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $38,900.00 $40,117.00 $26,544.00 $37,978.00 94.67%
Missouri Total 100.00% $98,401,171 $98,096,785 $49,757,593 $52,269,422 53.28%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $2,797.00 $2,938.00 $0.00 $-3,296.00 -112.19%
Missouri Total 100.00% $27,559,264 $24,285,371 $17,954,147 $8,201,226 33.77%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $142,044.00 $123,576.00 $109,099.00 $145,625.00 117.84%
Missouri Total 100.00% $366,583,070 $365,111,418 $280,905,549 $264,741,160 72.51%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $35,021.00 $34,101.00 $24,505.00 $18,986.00 55.68%
Missouri Total 100.00% $121,454,178 $120,310,513 $58,719,514 $47,234,718 39.26%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $168,511.00 $166,032.00 $49,516.00 $57,100.00 34.39%
Missouri Total 100.00% $608,380,856 $593,240,417 $367,269,325 $353,961,570 59.67%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $593,468.00 $602,870.00 $317,029.00 $373,380.00 61.93%
Missouri Total 100.00% $2,258,607,528 $2,224,662,512 $1,446,167,954 $1,461,223,478 65.68%



AMTRUST INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $1,233,797.00 $1,188,896.00 $584,897.00 $681,941.00 57.36%
Missouri Total 100.00% $5,428,912,606 $5,347,544,773 $3,394,785,889 $3,451,256,420 64.54%



Additional data is available for this company for the following year(s):