STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $223.00 $152.00 $0.00 $2.00 1.32%
Missouri Total 100.00% $3,167,368 $3,299,915 $214,812 $541,296 16.40%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-273.00 0.00%
Missouri Total 100.00% $55,520,797 $57,985,862 $36,017,749 $34,078,969 58.77%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-788.00 0.00%
Missouri Total 100.00% $258,154,184 $257,360,422 $125,225,656 $97,952,380 38.06%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-849.00 0.00%
Missouri Total 100.00% $61,865,392 $63,274,235 $39,871,431 $35,026,063 55.36%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $1.00 $-28.00 0.00%
Missouri Total 100.00% $138,786,628 $140,042,733 $59,970,280 $61,029,098 43.58%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-22,991.00 0.00%
Missouri Total 100.00% $617,263,524 $620,689,922 $328,059,456 $325,579,492 52.45%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.56% $5,025,161.00 $5,115,447.00 $1,678,669.00 $3,215,332.00 62.86%
Missouri Total 100.00% $891,058,853 $920,403,457 $488,936,905 $555,612,334 60.37%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Dwelling Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.04% $1,390,961.00 $1,097,296.00 $673,722.00 $620,596.00 56.56%
Missouri Total 100.00% $133,397,497 $125,683,512 $77,508,738 $85,859,997 68.31%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.88% $3,276,561.00 $2,926,886.00 $0.00 $-10,250.00 -0.35%
Missouri Total 100.00% $84,492,688 $81,049,628 $188,260 $-44,004 -0.05%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Excess Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $34.00 0.00%
Missouri Total 100.00% $22,725,317 $22,907,547 $7,746,231 $24,214,873 105.71%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.03% $23,177,069.00 $25,122,019.00 $15,399,701.00 $15,428,815.00 61.42%
Missouri Total 100.00% $1,140,222,822 $1,105,212,438 $900,332,032 $944,278,585 85.44%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.18% $395,677.00 $444,380.00 $199,574.00 $232,338.00 52.28%
Missouri Total 100.00% $223,065,754 $231,018,123 $112,048,086 $134,417,678 58.18%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $31.00 0.00%
Missouri Total 100.00% $29,485,159 $29,598,095 $8,780,442 $8,197,263 27.70%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

National Flood Insurance Program

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 11.13% $1,751,344.00 $1,598,334.00 $8,628,879.00 $11,754,979.00 735.45%
Missouri Total 100.00% $15,735,338 $14,802,046 $66,700,725 $79,245,851 535.37%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.76% $287,501.00 $268,718.00 $73,895.00 $112,786.00 41.97%
Missouri Total 100.00% $37,715,153 $37,528,549 $23,843,516 $19,171,992 51.09%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $326,629.00 $356,327.00 $214.00 $-137,942.00 -38.71%
Missouri Total 100.00% $604,569,893 $615,621,569 $387,895,647 $326,778,287 53.08%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $21,641.00 $26,566.00 $5,087.00 $6,257.00 23.55%
Missouri Total 100.00% $761,230,898 $758,776,246 $484,971,058 $486,449,846 64.11%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $13,897.00 $16,552.00 $456.00 $367.00 2.22%
Missouri Total 100.00% $475,957,854 $473,162,593 $303,504,331 $301,091,698 63.63%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $24,537.00 $28,888.00 $62,482.00 $32,856.00 113.74%
Missouri Total 100.00% $701,144,550 $700,313,850 $477,171,987 $492,756,427 70.36%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $16,904.00 $19,292.00 $5,304.00 $9,394.00 48.69%
Missouri Total 100.00% $579,295,490 $574,940,585 $373,914,316 $372,625,474 64.81%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,891.00 $2,174.00 $0.00 $-144.00 -6.62%
Missouri Total 100.00% $92,142,959 $92,258,101 $58,685,956 $59,059,709 64.02%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Private Passenger Underinsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,323.00 $1,652.00 $8,000.00 $8,000.00 484.26%
Missouri Total 100.00% $62,272,349 $61,538,386 $38,532,060 $48,045,115 78.07%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $4,110.00 $4,847.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $103,207,455 $101,381,721 $53,531,985 $53,878,655 53.14%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-10,650.00 0.00%
Missouri Total 100.00% $28,737,063 $29,395,330 $21,476,963 $34,290,103 116.65%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-58.00 0.00%
Missouri Total 100.00% $83,321,843 $83,851,726 $8,959,400 $6,638,566 7.92%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-1,910.00 0.00%
Missouri Total 100.00% $477,550,267 $483,398,095 $266,550,419 $232,551,058 48.11%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.37% $1,390,961.00 $1,097,296.00 $673,723.00 $620,568.00 56.55%
Missouri Total 100.00% $375,864,213 $371,145,068 $189,278,815 $218,124,965 58.77%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.94% $23,177,069.00 $25,122,019.00 $15,399,701.00 $15,428,815.00 61.42%
Missouri Total 100.00% $1,197,095,955 $1,159,999,605 $940,823,123 $986,372,454 85.03%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $31.00 0.00%
Missouri Total 100.00% $164,271,452 $167,197,843 $52,799,664 $26,633,906 15.93%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $84,303.00 $99,971.00 $81,329.00 $56,730.00 56.75%
Missouri Total 100.00% $2,778,334,278 $2,765,680,206 $1,791,179,745 $1,814,488,748 65.61%



STANDARD FIRE INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.42% $35,715,429.00 $37,029,530.00 $26,735,984.00 $31,237,814.00 84.36%
Missouri Total 100.00% $8,482,169,798 $8,475,190,441 $5,193,444,276 $5,545,130,263 65.43%



Additional data is available for this company for the following year(s):