STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $1,021.00 $274.00 $0.00 $-8.00 -2.92%
Missouri Total 100.00% $3,075,875 $3,041,453 $1,243,717 $856,560 28.16%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-5.00 0.00%
Missouri Total 100.00% $102,908,301 $100,472,114 $46,435,406 $45,818,749 45.60%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-120.00 0.00%
Missouri Total 100.00% $61,203,306 $60,296,445 $32,970,544 $31,213,703 51.77%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-6,481.00 0.00%
Missouri Total 100.00% $266,104,571 $257,394,838 $167,500,159 $156,039,811 60.62%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-57.00 0.00%
Missouri Total 100.00% $90,257,005 $91,663,772 $42,132,717 $46,623,735 50.86%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $2.00 0.00%
Missouri Total 100.00% $135,095,191 $140,253,823 $59,288,986 $58,928,282 42.02%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $17,817.00 $30,904.00 0.00%
Missouri Total 100.00% $604,339,988 $594,249,075 $246,348,996 $288,959,671 48.63%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $322,968.00 $137,419.00 $47,934.00 $36,929.00 26.87%
Missouri Total 100.00% $963,548,981 $951,290,491 $478,733,108 $593,495,368 62.39%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Dwelling Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.28% $209,947.00 $161,324.00 $197,028.00 $254,606.00 157.82%
Missouri Total 100.00% $75,129,437 $71,219,347 $35,273,075 $31,877,773 44.76%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.46% $1,040,017.00 $900,745.00 $0.00 $336,942.00 37.41%
Missouri Total 100.00% $71,142,042 $68,942,586 $2,034 $663,937 0.96%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Excess Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-150.00 0.00%
Missouri Total 100.00% $23,564,531 $23,070,006 $7,341,650 $2,614,302 11.33%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.57% $15,063,511.00 $13,414,595.00 $7,306,424.00 $6,950,619.00 51.81%
Missouri Total 100.00% $957,852,647 $915,218,541 $542,464,859 $553,032,164 60.43%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.13% $241,557.00 $222,202.00 $78,253.00 $78,584.00 35.37%
Missouri Total 100.00% $187,073,322 $187,813,880 $81,270,526 $85,100,266 45.31%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-3,800.00 0.00%
Missouri Total 100.00% $47,899,466 $44,450,629 $20,485,670 $17,843,473 40.14%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

National Flood Insurance Program

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 12.19% $1,311,380.00 $1,252,464.00 $95,036.00 $165,036.00 13.18%
Missouri Total 100.00% $10,759,232 $10,137,511 $1,582,241 $1,475,055 14.55%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.61% $221,678.00 $201,778.00 $47,358.00 $101,049.00 50.08%
Missouri Total 100.00% $36,534,614 $39,051,612 $22,959,021 $10,878,995 27.86%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $31,747.00 $22,924.00 $0.00 $77,468.00 337.93%
Missouri Total 100.00% $409,263,293 $444,911,829 $227,717,624 $368,806,231 82.89%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $154,898.00 $166,206.00 $83,703.00 $93,171.00 56.06%
Missouri Total 100.00% $820,637,371 $824,990,169 $451,512,091 $448,885,997 54.41%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $17,419.00 $22,052.00 $21,495.00 $9,961.00 45.17%
Missouri Total 100.00% $459,520,370 $458,810,495 $324,057,579 $320,620,799 69.88%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $90,482.00 $100,357.00 $27,996.00 $28,649.00 28.55%
Missouri Total 100.00% $700,801,940 $700,339,537 $408,256,743 $436,363,936 62.31%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $71,761.00 $78,964.00 $23,485.00 $28,006.00 35.47%
Missouri Total 100.00% $591,742,243 $586,980,073 $366,797,232 $371,881,808 63.36%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $14,143.00 $15,308.00 $6,184.00 $8,050.00 52.59%
Missouri Total 100.00% $100,319,759 $100,748,913 $63,654,390 $64,668,029 64.19%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Underinsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $8,451.00 $8,861.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $40,279,510 $39,454,412 $29,807,295 $32,366,352 82.03%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $24,352.00 $26,066.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $92,384,978 $94,194,036 $52,820,842 $53,774,503 57.09%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $5,876.00 0.00%
Missouri Total 100.00% $48,418,835 $47,202,540 $38,723,657 $43,669,821 92.52%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-120.00 0.00%
Missouri Total 100.00% $57,700,529 $58,025,787 $4,164,385 $8,226,200 14.18%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-6,663.00 0.00%
Missouri Total 100.00% $545,427,936 $534,465,268 $301,346,726 $287,210,034 53.74%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $209,947.00 $161,324.00 $197,028.00 $254,608.00 157.82%
Missouri Total 100.00% $228,110,674 $229,282,107 $100,938,474 $99,328,482 43.32%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.46% $15,063,511.00 $13,414,595.00 $7,306,424.00 $6,950,619.00 51.81%
Missouri Total 100.00% $1,032,753,386 $985,036,736 $579,404,501 $591,492,521 60.05%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-3,800.00 0.00%
Missouri Total 100.00% $205,581,129 $202,933,059 $110,138,156 $100,898,894 49.72%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $381,506.00 $417,814.00 $162,863.00 $167,837.00 40.17%
Missouri Total 100.00% $2,808,444,459 $2,808,256,870 $1,697,738,108 $1,729,295,285 61.58%



STANDARD FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.24% $18,825,332.00 $16,731,539.00 $7,952,713.00 $8,195,111.00 48.98%
Missouri Total 100.00% $7,912,453,158 $7,829,991,916 $4,189,177,430 $4,504,110,599 57.52%



Additional data is available for this company for the following year(s):