ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $18,191.00 $59,798.00 $0.00 $-90,095.00 -150.67%
Missouri Total 100.00% $20,374,249 $20,930,936 $2,859,093 $1,756,010 8.39%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.13% $4,134.00 $4,042.00 $0.00 $1,086.00 26.87%
Missouri Total 100.00% $3,086,430 $2,879,888 $1,213,949 $1,259,157 43.72%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $16,689.00 $50,758.00 $43,174.00 $37,265.00 73.42%
Missouri Total 100.00% $94,966,273 $95,533,021 $47,545,217 $48,272,677 50.53%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $9,435.00 $31,444.00 $7,365.00 $12,647.00 40.22%
Missouri Total 100.00% $63,177,401 $64,005,865 $24,175,823 $25,747,008 40.23%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $120,706.00 $258,683.00 $188,584.00 $-72,263.00 -27.93%
Missouri Total 100.00% $268,161,058 $271,980,407 $147,975,880 $159,836,768 58.77%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $41,650.00 $41,650.00 0.00%
Missouri Total 100.00% $82,321,432 $79,876,541 $39,335,646 $42,737,585 53.50%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $4,019.00 $5,507.00 $2,809.00 $1,513.00 27.47%
Missouri Total 100.00% $61,808,059 $61,009,066 $11,841,379 $15,054,425 24.68%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $7,265.00 $10,333.00 $5,000.00 $-789.00 -7.64%
Missouri Total 100.00% $17,687,763 $17,302,729 $10,537,218 $10,671,396 61.67%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.47% $641,999.00 $665,781.00 $362,593.00 $518,082.00 77.82%
Missouri Total 100.00% $135,755,240 $131,372,826 $41,125,322 $23,826,255 18.14%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $52,855.00 $532,122.00 $157,094.00 $-336,806.00 -63.29%
Missouri Total 100.00% $622,649,146 $614,760,000 $249,031,666 $248,131,677 40.36%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $74,924.00 $133,086.00 $979,965.00 $1,102,007.00 828.04%
Missouri Total 100.00% $1,008,002,549 $968,998,320 $461,730,864 $594,472,086 61.35%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $1.00 0.00%
Missouri Total 100.00% $72,917,424 $71,294,758 $251,686 $-954,977 -1.34%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.50% $114,062.00 $89,116.00 $-2,345.00 $-23,946.00 -26.87%
Missouri Total 100.00% $23,042,366 $22,631,716 $5,944,543 $13,472,018 59.53%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $27,355.00 $-16,999.00 0.00%
Missouri Total 100.00% $974,940,150 $962,933,485 $397,280,337 $443,502,680 46.06%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.19% $378,422.00 $392,405.00 $22,663.00 $58,401.00 14.88%
Missouri Total 100.00% $201,917,577 $199,964,322 $75,938,842 $90,734,243 45.38%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Medical Malpractice - Other

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-226.00 0.00%
Missouri Total 100.00% $8,573,953 $10,137,891 $18,094,146 $-2,708,356 -26.72%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-6.00 0.00%
Missouri Total 100.00% $38,950,690 $38,096,504 $13,143,101 $10,055,891 26.40%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.10% $572,461.00 $941,929.00 $566,699.00 $543,703.00 57.72%
Missouri Total 100.00% $568,337,066 $603,483,554 $334,235,058 $378,856,753 62.78%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $-8,909.00 $-8,908.00 0.00%
Missouri Total 100.00% $785,477,015 $793,406,772 $450,298,920 $448,529,725 56.53%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $-715.00 $-715.00 0.00%
Missouri Total 100.00% $457,656,918 $460,997,016 $204,530,039 $202,705,789 43.97%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $331,899.00 $-302,427.00 0.00%
Missouri Total 100.00% $719,748,706 $719,174,030 $438,738,616 $475,112,521 66.06%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total -0.10% $-45,300.00 $144,529.00 $407,330.00 $165,534.00 114.53%
Missouri Total 100.00% $45,726,733 $48,846,364 $23,180,412 $4,761,872 9.75%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Professional Liability (Excl Medical Malpractice)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $30,378.00 $19,118.00 $0.00 $21,690.00 113.45%
Missouri Total 100.00% $74,871,487 $72,421,788 $32,024,960 $47,689,326 65.85%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Real Estate Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total -0.13% $1,161.00 $1,064.00 $0.00 $1,573.00 147.84%
Missouri Total 100.00% $-875,718 $-905,386 $216,073 $530,005 -58.54%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.10% $70,070.00 $79,508.00 $0.00 $-33,351.00 -41.95%
Missouri Total 100.00% $67,003,050 $65,353,672 $19,740,699 $20,079,091 30.72%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $158,114.00 $356,725.00 $288,582.00 $20,023.00 5.61%
Missouri Total 100.00% $588,121,986 $589,707,629 $281,411,163 $302,319,859 51.27%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.24% $641,999.00 $665,781.00 $362,593.00 $518,082.00 77.82%
Missouri Total 100.00% $271,373,726 $265,149,404 $100,666,288 $86,534,872 32.64%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $27,355.00 $-16,999.00 0.00%
Missouri Total 100.00% $1,056,946,691 $1,045,454,044 $430,664,376 $475,240,408 45.46%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-226.00 0.00%
Missouri Total 100.00% $190,032,878 $192,382,331 $77,579,894 $88,557,355 46.03%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $322,275.00 $-312,050.00 0.00%
Missouri Total 100.00% $2,773,452,710 $2,784,301,481 $1,597,094,439 $1,623,488,230 58.31%



ST PAUL GUARDIAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $2,071,471.00 $3,419,223.00 $3,132,211.00 $1,618,621.00 47.34%
Missouri Total 100.00% $8,218,883,685 $8,161,366,248 $4,027,395,001 $4,348,337,255 53.28%



Additional data is available for this company for the following year(s):