ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.48% $97,716.00 $91,126.00 $0.00 $33,102.00 36.33%
Missouri Total 100.00% $20,154,053 $20,792,906 $4,993,081 $4,009,561 19.28%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.12% $3,678.00 $4,571.00 $2,336.00 $3,789.00 82.89%
Missouri Total 100.00% $3,075,875 $3,041,453 $1,243,717 $856,560 28.16%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% $79,143.00 $73,236.00 $26,772.00 $28,923.00 39.49%
Missouri Total 100.00% $102,908,301 $100,472,114 $46,435,406 $45,818,749 45.60%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% $49,022.00 $60,071.00 $18,075.00 $18,274.00 30.42%
Missouri Total 100.00% $61,203,306 $60,296,445 $32,970,544 $31,213,703 51.77%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.16% $423,979.00 $475,573.00 $3,227.00 $116,742.00 24.55%
Missouri Total 100.00% $266,104,571 $257,394,838 $167,500,159 $156,039,811 60.62%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $29,848.00 $29,848.00 0.00%
Missouri Total 100.00% $90,257,005 $91,663,772 $42,132,717 $46,623,735 50.86%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.11% $8,455.00 $8,477.00 $0.00 $474.00 5.59%
Missouri Total 100.00% $7,769,372 $7,592,187 $4,641,831 $2,048,509 26.98%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% $13,264.00 $17,295.00 $0.00 $755.00 4.37%
Missouri Total 100.00% $17,185,381 $17,045,912 $7,666,069 $5,465,527 32.06%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.56% $751,787.00 $696,383.00 $394,466.00 $1,139,780.00 163.67%
Missouri Total 100.00% $135,095,191 $140,253,823 $59,288,986 $58,928,282 42.02%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.17% $1,034,505.00 $932,939.00 $152,155.00 $597,975.00 64.10%
Missouri Total 100.00% $604,339,988 $594,249,075 $246,348,996 $288,959,671 48.63%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $487,155.00 $1,046,043.00 $653,399.00 $177,934.00 17.01%
Missouri Total 100.00% $963,548,981 $951,290,491 $478,733,108 $593,495,368 62.39%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $173.00 0.00%
Missouri Total 100.00% $71,142,042 $68,942,586 $2,034 $663,937 0.96%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.57% $125,322.00 $91,870.00 $16,123.00 $-20,533.00 -22.35%
Missouri Total 100.00% $22,168,831 $22,600,150 $8,928,202 $9,230,395 40.84%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $9,107.00 $126,106.00 0.00%
Missouri Total 100.00% $957,852,647 $915,218,541 $542,464,859 $553,032,164 60.43%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.20% $369,173.00 $315,909.00 $22,978.00 $44,463.00 14.07%
Missouri Total 100.00% $187,073,322 $187,813,880 $81,270,526 $85,100,266 45.31%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-47,981.00 0.00%
Missouri Total 100.00% $36,534,614 $39,051,612 $22,959,021 $10,878,995 27.86%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.33% $1,368,304.00 $1,290,416.00 $305,912.00 $587,897.00 45.56%
Missouri Total 100.00% $409,263,293 $444,911,829 $227,717,624 $368,806,231 82.89%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $-9,057.00 $-9,060.00 0.00%
Missouri Total 100.00% $820,637,371 $824,990,169 $451,512,091 $448,885,997 54.41%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $-470.00 $-471.00 0.00%
Missouri Total 100.00% $459,520,370 $458,810,495 $324,057,579 $320,620,799 69.88%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $275,709.00 $409,561.00 0.00%
Missouri Total 100.00% $700,801,940 $700,339,537 $408,256,743 $436,363,936 62.31%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $1,165.00 $1,165.00 0.00%
Missouri Total 100.00% $591,742,243 $586,980,073 $366,797,232 $371,881,808 63.36%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $10,173.00 $16,360.00 0.00%
Missouri Total 100.00% $100,319,759 $100,748,913 $63,654,390 $64,668,029 64.19%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $190,000.00 $133,793.00 0.00%
Missouri Total 100.00% $92,384,978 $94,194,036 $52,820,842 $53,774,503 57.09%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.08% $524,157.00 $470,875.00 $38,587.00 $458,273.00 97.32%
Missouri Total 100.00% $48,418,835 $47,202,540 $38,723,657 $43,669,821 92.52%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Professional Liability (Excl Medical Malpractice)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $5,325.00 $5,689.00 $9,500.00 $-54,565.00 -959.13%
Missouri Total 100.00% $65,935,399 $65,635,698 $18,717,253 $26,301,057 40.07%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.15% $89,373.00 $89,387.00 $0.00 $23,131.00 25.88%
Missouri Total 100.00% $57,700,529 $58,025,787 $4,164,385 $8,226,200 14.18%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.11% $573,863.00 $634,652.00 $77,922.00 $195,016.00 30.73%
Missouri Total 100.00% $545,427,936 $534,465,268 $301,346,726 $287,210,034 53.74%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.33% $751,787.00 $696,383.00 $394,466.00 $1,139,780.00 163.67%
Missouri Total 100.00% $228,110,674 $229,282,107 $100,938,474 $99,328,482 43.32%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $9,107.00 $126,106.00 0.00%
Missouri Total 100.00% $1,032,753,386 $985,036,736 $579,404,501 $591,492,521 60.05%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $467,520.00 $551,348.00 0.00%
Missouri Total 100.00% $2,808,444,459 $2,808,256,870 $1,697,738,108 $1,729,295,285 61.58%



ST PAUL GUARDIAN INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $5,430,358.00 $5,669,860.00 $2,150,005.00 $3,815,908.00 67.30%
Missouri Total 100.00% $7,912,453,158 $7,829,991,916 $4,189,177,430 $4,504,110,599 57.52%



Additional data is available for this company for the following year(s):