ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.37% $45,980.00 $27,833.00 $0.00 $3,131.00 11.25%
Missouri Total 100.00% $12,444,627 $12,488,255 $12,692,529 $21,046,277 168.53%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.31% $8,987.00 $3,962.00 $0.00 $878.00 22.16%
Missouri Total 100.00% $2,931,884 $3,207,174 $443,149 $966,570 30.14%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.32% $228,685.00 $134,473.00 $113,415.00 $131,864.00 98.06%
Missouri Total 100.00% $71,556,751 $70,463,221 $54,438,098 $55,153,617 78.27%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.27% $139,794.00 $82,174.00 $91,004.00 $103,765.00 126.27%
Missouri Total 100.00% $50,910,133 $49,128,126 $29,014,889 $31,013,616 63.13%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.78% $1,336,401.00 $904,302.00 $45,560.00 $707,865.00 78.28%
Missouri Total 100.00% $171,223,989 $173,894,056 $137,946,427 $126,443,689 72.71%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $156,128.00 $194,596.00 0.00%
Missouri Total 100.00% $55,157,776 $54,934,266 $53,082,218 $47,592,776 86.64%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.48% $24,515.00 $22,377.00 $24,013.00 $35,691.00 159.50%
Missouri Total 100.00% $5,150,723 $4,984,423 $1,255,595 $900,293 18.06%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.39% $49,398.00 $38,863.00 $0.00 $9,749.00 25.09%
Missouri Total 100.00% $12,583,698 $11,707,326 $5,168,322 $3,637,169 31.07%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.57% $1,149,368.00 $667,807.00 $105,506.00 $121,111.00 18.14%
Missouri Total 100.00% $73,335,240 $71,562,691 $33,788,717 $26,603,707 37.18%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.21% $823,399.00 $509,918.00 $83,479.00 $120,196.00 23.57%
Missouri Total 100.00% $388,749,781 $386,957,645 $251,260,487 $275,215,491 71.12%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.60% $3,379,553.00 $3,443,888.00 $2,142,102.00 $4,387,205.00 127.39%
Missouri Total 100.00% $558,918,341 $548,048,410 $366,482,764 $387,577,329 70.72%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.51% $234,100.00 $243,424.00 $0.00 $-14,456.00 -5.94%
Missouri Total 100.00% $46,208,856 $44,905,625 $696,685 $-58,007 -0.13%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.47% $66,686.00 $68,850.00 $134,479.00 $147,093.00 213.64%
Missouri Total 100.00% $14,123,609 $14,941,764 $6,224,815 $8,442,087 56.50%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.33% $1,888,089.00 $2,029,308.00 $1,033,815.00 $935,074.00 46.08%
Missouri Total 100.00% $577,192,077 $562,895,860 $349,417,286 $337,953,263 60.04%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.29% $428,021.00 $369,850.00 $123,816.00 $163,998.00 44.34%
Missouri Total 100.00% $148,917,484 $132,937,634 $105,945,056 $99,785,009 75.06%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Medical Malpractice - Other

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $100.00 $25.00 $0.00 $12.00 48.00%
Missouri Total 100.00% $9,485,104 $8,112,075 $6,145,886 $15,532,787 191.48%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.22% $71,115.00 $76,026.00 $12,600.00 $16,998.00 22.36%
Missouri Total 100.00% $32,668,295 $33,531,531 $27,426,984 $34,814,162 103.83%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.72% $2,270,123.00 $1,430,318.00 $64,403.00 $925,319.00 64.69%
Missouri Total 100.00% $313,534,451 $323,619,328 $184,569,615 $206,394,248 63.78%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.17% $1,097,380.00 $1,180,536.00 $467,558.00 $387,436.00 32.82%
Missouri Total 100.00% $659,157,259 $643,519,443 $409,537,080 $399,431,024 62.07%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.16% $583,546.00 $629,412.00 $361,385.00 $319,015.00 50.68%
Missouri Total 100.00% $357,919,833 $353,138,409 $237,584,072 $239,784,932 67.90%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.27% $1,694,885.00 $1,893,028.00 $56,624.00 $-525,533.00 -27.76%
Missouri Total 100.00% $633,874,722 $628,682,407 $345,722,635 $366,746,670 58.34%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $487,540.00 $483,355.00 0.00%
Missouri Total 100.00% $401,764,230 $393,888,660 $331,948,988 $331,926,099 84.27%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.19% $142,469.00 $160,114.00 $60,177.00 $-13,872.00 -8.66%
Missouri Total 100.00% $76,164,635 $76,222,080 $52,647,024 $49,228,140 64.59%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.34% $332,639.00 $370,373.00 $52,636.00 $744,233.00 200.94%
Missouri Total 100.00% $98,401,171 $98,096,785 $49,757,593 $52,269,422 53.28%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.58% $709,807.00 $429,657.00 $1,250.00 $201,587.00 46.92%
Missouri Total 100.00% $27,559,264 $24,285,371 $17,954,147 $8,201,226 33.77%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $353.00 0.00%
Missouri Total 100.00% $44,715,951 $45,065,164 $13,763,343 $13,579,751 30.13%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.49% $1,778,793.00 $1,182,189.00 $430,120.00 $1,183,530.00 100.11%
Missouri Total 100.00% $366,583,070 $365,111,418 $280,905,549 $264,741,160 72.51%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.95% $1,149,368.00 $667,807.00 $105,506.00 $121,111.00 18.14%
Missouri Total 100.00% $121,454,178 $120,310,513 $58,719,514 $47,234,718 39.26%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.31% $1,888,089.00 $2,029,308.00 $1,033,815.00 $935,074.00 46.08%
Missouri Total 100.00% $608,380,856 $593,240,417 $367,269,325 $353,961,570 59.67%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $100.00 $25.00 $0.00 $12.00 48.00%
Missouri Total 100.00% $94,908,930 $93,676,069 $63,975,010 $68,353,073 72.97%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.17% $3,850,919.00 $4,233,463.00 $1,485,920.00 $1,394,634.00 32.94%
Missouri Total 100.00% $2,258,607,528 $2,224,662,512 $1,446,167,954 $1,461,223,478 65.68%



ST PAUL GUARDIAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.31% $16,705,040.00 $14,716,518.00 $5,617,490.00 $9,586,663.00 65.14%
Missouri Total 100.00% $5,428,912,606 $5,347,544,773 $3,394,785,889 $3,451,256,420 64.54%



Additional data is available for this company for the following year(s):