OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.14% $3,431.00 $4,307.00 $0.00 $-45.00 -1.04%
Missouri Total 100.00% $2,446,545 $2,949,704 $562,171 $506,458 17.17%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.41% $410,872.00 $330,181.00 $168,014.00 $174,883.00 52.97%
Missouri Total 100.00% $100,617,350 $94,879,197 $49,031,878 $55,532,374 58.53%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.81% $478,246.00 $368,396.00 $121,981.00 $140,231.00 38.07%
Missouri Total 100.00% $59,195,204 $57,778,388 $23,883,950 $25,319,207 43.82%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.26% $628,654.00 $497,468.00 $100,503.00 $106,089.00 21.33%
Missouri Total 100.00% $243,246,527 $221,630,750 $138,938,134 $191,066,809 86.21%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.49% $414,061.00 $334,132.00 $159,995.00 $164,718.00 49.30%
Missouri Total 100.00% $84,139,767 $82,573,429 $45,408,262 $50,453,557 61.10%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.41% $28,551.00 $23,753.00 $3,451.00 $2,677.00 11.27%
Missouri Total 100.00% $6,935,551 $8,773,033 $1,398,901 $946,477 10.79%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.76% $121,353.00 $93,363.00 $0.00 $41,274.00 44.21%
Missouri Total 100.00% $16,017,473 $16,397,727 $7,714,719 $8,626,258 52.61%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.13% $182,987.00 $229,710.00 $18,330.00 $2,227.00 0.97%
Missouri Total 100.00% $138,247,272 $126,571,650 $51,698,363 $52,423,402 41.42%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.18% $6,191,295.00 $5,390,078.00 $2,413,990.00 $3,257,850.00 60.44%
Missouri Total 100.00% $523,399,718 $490,498,672 $290,996,242 $259,295,841 52.86%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.28% $2,279,000.00 $2,058,462.00 $905,680.00 $1,043,169.00 50.68%
Missouri Total 100.00% $812,939,830 $781,621,057 $442,071,631 $551,143,597 70.51%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.39% $208,294.00 $191,296.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $53,581,635 $50,831,358 $9,609 $198,969 0.39%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $1,616.00 $1,405.00 $-875.00 $-872.00 -62.06%
Missouri Total 100.00% $19,810,174 $18,100,444 $12,640,539 $10,469,708 57.84%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Glass

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 24.04% $3,215.00 $3,220.00 $1,248.00 $809.00 25.12%
Missouri Total 100.00% $13,374 $16,260 $4,358 $3,206 19.72%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $496,616.00 $404,459.00 $284,870.00 $119,359.00 29.51%
Missouri Total 100.00% $760,159,499 $705,582,101 $604,121,481 $563,635,429 79.88%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.40% $722,243.00 $652,604.00 $349,259.00 $256,681.00 39.33%
Missouri Total 100.00% $179,895,286 $168,325,651 $65,809,176 $68,367,232 40.62%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Mobile Homes

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $4,710.00 $4,140.00 $1,219.00 $1,255.00 30.31%
Missouri Total 100.00% $23,022,489 $22,268,087 $11,895,558 $11,881,543 53.36%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $52,575.00 $34,264.00 $0.00 $15,939.00 46.52%
Missouri Total 100.00% $470,213,482 $408,581,517 $192,337,111 $273,087,274 66.84%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% $445,325.00 $361,595.00 $238,391.00 $248,577.00 68.74%
Missouri Total 100.00% $782,499,050 $774,073,704 $474,880,795 $476,914,243 61.61%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $303,848.00 $248,645.00 $100,288.00 $112,401.00 45.21%
Missouri Total 100.00% $418,524,602 $410,002,827 $240,420,486 $239,231,356 58.35%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $367,838.00 $306,297.00 $52,510.00 $607,710.00 198.41%
Missouri Total 100.00% $677,369,950 $669,920,852 $373,637,845 $393,905,842 58.80%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $232,074.00 $185,999.00 $141,799.00 $156,080.00 83.91%
Missouri Total 100.00% $507,741,126 $484,361,369 $371,358,545 $371,471,878 76.69%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $42,278.00 $35,356.00 $12,271.00 $15,068.00 42.62%
Missouri Total 100.00% $91,459,309 $87,805,235 $62,981,548 $66,851,821 76.14%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.13% $109,894.00 $88,100.00 $0.00 $40,612.00 46.10%
Missouri Total 100.00% $87,674,170 $87,363,958 $47,448,104 $45,474,243 52.05%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.41% $2,081,737.00 $1,647,293.00 $553,944.00 $629,872.00 38.24%
Missouri Total 100.00% $510,151,872 $482,032,524 $266,375,844 $331,944,682 68.86%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $182,987.00 $229,710.00 $18,330.00 $2,227.00 0.97%
Missouri Total 100.00% $203,291,608 $187,245,038 $86,075,331 $90,307,601 48.23%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% $496,616.00 $404,459.00 $284,870.00 $119,359.00 29.51%
Missouri Total 100.00% $797,909,053 $740,878,029 $633,115,340 $590,503,454 79.70%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% $1,501,257.00 $1,225,992.00 $545,259.00 $1,180,448.00 96.29%
Missouri Total 100.00% $2,604,965,350 $2,551,929,309 $1,591,610,151 $1,623,009,915 63.60%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.20% $13,736,314.00 $11,850,826.00 $5,072,924.00 $6,507,583.00 54.91%
Missouri Total 100.00% $7,014,504,234 $6,670,388,496 $4,017,307,637 $4,433,868,594 66.47%



OWNERS INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Umbrella

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $7,338.00 $3,596.00 $0.00 $891.00 24.78%
Missouri Total 100.00% $31,677,206 $27,912,202 $31,371,657 $69,648,264 249.53%



Additional data is available for this company for the following year(s):