TRUSTGARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $64.00 0.00%
Missouri Total 100.00% $53,581,635 $50,831,358 $9,609 $198,969 0.39%



TRUSTGARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $45,240.00 $33,865.00 0.00%
Missouri Total 100.00% $760,159,499 $705,582,101 $604,121,481 $563,635,429 79.88%



TRUSTGARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $14.00 0.00%
Missouri Total 100.00% $179,895,286 $168,325,651 $65,809,176 $68,367,232 40.62%



TRUSTGARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-4.00 0.00%
Missouri Total 100.00% $470,213,482 $408,581,517 $192,337,111 $273,087,274 66.84%



TRUSTGARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $-4,014.00 $-1,200.00 0.00%
Missouri Total 100.00% $782,499,050 $774,073,704 $474,880,795 $476,914,243 61.61%



TRUSTGARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $1,880.00 $1,921.00 0.00%
Missouri Total 100.00% $418,524,602 $410,002,827 $240,420,486 $239,231,356 58.35%



TRUSTGARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $21,300.00 $19,699.00 0.00%
Missouri Total 100.00% $677,369,950 $669,920,852 $373,637,845 $393,905,842 58.80%



TRUSTGARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $10,899.00 $11,680.00 0.00%
Missouri Total 100.00% $507,741,126 $484,361,369 $371,358,545 $371,471,878 76.69%



TRUSTGARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $4,000.00 $4,040.00 0.00%
Missouri Total 100.00% $91,459,309 $87,805,235 $62,981,548 $66,851,821 76.14%



TRUSTGARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $75,000.00 $75,058.00 0.00%
Missouri Total 100.00% $87,674,170 $87,363,958 $47,448,104 $45,474,243 52.05%



TRUSTGARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $45,240.00 $33,865.00 0.00%
Missouri Total 100.00% $797,909,053 $740,878,029 $633,115,340 $590,503,454 79.70%



TRUSTGARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $109,065.00 $111,198.00 0.00%
Missouri Total 100.00% $2,604,965,350 $2,551,929,309 $1,591,610,151 $1,623,009,915 63.60%



TRUSTGARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $154,305.00 $145,137.00 0.00%
Missouri Total 100.00% $7,014,504,234 $6,670,388,496 $4,017,307,637 $4,433,868,594 66.47%



Additional data is available for this company for the following year(s):