FRONTIER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $450.00 $679.00 $0.00 $204.00 30.04%
Missouri Total 100.00% $2,931,884 $3,207,174 $443,149 $966,570 30.14%



FRONTIER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.10% $51,834.00 $33,484.00 $24,229.00 $32,982.00 98.50%
Missouri Total 100.00% $50,910,133 $49,128,126 $29,014,889 $31,013,616 63.13%



FRONTIER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.56% $962,136.00 $730,229.00 $134,388.00 $298,336.00 40.86%
Missouri Total 100.00% $171,223,989 $173,894,056 $137,946,427 $126,443,689 72.71%



FRONTIER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.12% $455,063.00 $431,097.00 $73,437.00 $98,087.00 22.75%
Missouri Total 100.00% $388,749,781 $386,957,645 $251,260,487 $275,215,491 71.12%



FRONTIER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% $445,912.00 $305,726.00 $138,543.00 $401,764.00 131.41%
Missouri Total 100.00% $558,918,341 $548,048,410 $366,482,764 $387,577,329 70.72%



FRONTIER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.11% $15,381.00 $14,765.00 $0.00 $-7,313.00 -49.53%
Missouri Total 100.00% $14,123,609 $14,941,764 $6,224,815 $8,442,087 56.50%



FRONTIER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $31,556.00 $62,818.00 $0.00 $4,430.00 7.05%
Missouri Total 100.00% $148,917,484 $132,937,634 $105,945,056 $99,785,009 75.06%



FRONTIER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.14% $24,552.00 $24,765.00 $0.00 $-879.00 -3.55%
Missouri Total 100.00% $16,948,592 $17,606,187 $12,870,063 $12,774,561 72.56%



FRONTIER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Medical Malpractice - Other

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.63% $60,077.00 $39,723.00 $0.00 $962,421.00 2,422.83%
Missouri Total 100.00% $9,485,104 $8,112,075 $6,145,886 $15,532,787 191.48%



FRONTIER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Medical Malpractice - Physicians & Surgeons

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.18% $119,745.00 $135,198.00 $2,000.00 $-142,819.00 -105.64%
Missouri Total 100.00% $64,853,222 $63,998,070 $43,998,372 $40,408,719 63.14%



FRONTIER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.28% $868,998.00 $891,620.00 $371,176.00 $240,646.00 26.99%
Missouri Total 100.00% $313,534,451 $323,619,328 $184,569,615 $206,394,248 63.78%



FRONTIER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $10,945.00 $11,070.00 $0.00 $-6,448.00 -58.25%
Missouri Total 100.00% $27,559,264 $24,285,371 $17,954,147 $8,201,226 33.77%



FRONTIER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.02% $904,218.00 $983,306.00 $4,313.00 $-77,403.00 -7.87%
Missouri Total 100.00% $44,715,951 $45,065,164 $13,763,343 $13,579,751 30.13%



FRONTIER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.28% $1,013,970.00 $763,713.00 $158,617.00 $331,318.00 43.38%
Missouri Total 100.00% $366,583,070 $365,111,418 $280,905,549 $264,741,160 72.51%



FRONTIER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.22% $204,374.00 $199,686.00 $2,000.00 $818,723.00 410.01%
Missouri Total 100.00% $94,908,930 $93,676,069 $63,975,010 $68,353,073 72.97%



FRONTIER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $3,950,867.00 $3,664,480.00 $748,086.00 $1,804,008.00 49.23%
Missouri Total 100.00% $5,428,912,606 $5,347,544,773 $3,394,785,889 $3,451,256,420 64.54%



Additional data is available for this company for the following year(s):