OAK RIVER INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $139.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $3,167,368 $3,299,915 $214,812 $541,296 16.40%



OAK RIVER INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.87% $671,252.00 $642,206.00 $499,962.00 $518,512.00 80.74%
Missouri Total 100.00% $77,057,583 $78,921,978 $48,940,904 $49,540,130 62.77%



OAK RIVER INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.48% $267,513.00 $250,973.00 $200,257.00 $234,383.00 93.39%
Missouri Total 100.00% $55,520,797 $57,985,862 $36,017,749 $34,078,969 58.77%



OAK RIVER INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.93% $2,412,850.00 $2,501,554.00 $702,563.00 $914,904.00 36.57%
Missouri Total 100.00% $258,154,184 $257,360,422 $125,225,656 $97,952,380 38.06%



OAK RIVER INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $3,624.00 $4,322.00 $0.00 $-13,394.00 -309.90%
Missouri Total 100.00% $61,865,392 $63,274,235 $39,871,431 $35,026,063 55.36%



OAK RIVER INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $305,027.00 $359,119.00 $185,836.00 $575,121.00 160.15%
Missouri Total 100.00% $617,263,524 $620,689,922 $328,059,456 $325,579,492 52.45%



OAK RIVER INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.18% $1,569,943.00 $867,317.00 $475,920.00 $630,575.00 72.70%
Missouri Total 100.00% $891,058,853 $920,403,457 $488,936,905 $555,612,334 60.37%



OAK RIVER INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Dwelling Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.78% $1,044,479.00 $1,002,018.00 $556,728.00 $625,930.00 62.47%
Missouri Total 100.00% $133,397,497 $125,683,512 $77,508,738 $85,859,997 68.31%



OAK RIVER INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $885.00 $2,280.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $84,492,688 $81,049,628 $188,260 $-44,004 -0.05%



OAK RIVER INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $100.00 $250.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $20,682,756 $20,432,295 $13,881,143 $12,838,518 62.83%



OAK RIVER INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Glass

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.47% $167.00 $167.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $4,813 $5,453 $1,261 $1,179 21.62%



OAK RIVER INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $109,378.00 $102,279.00 $11,277.00 $9,102.00 8.90%
Missouri Total 100.00% $223,065,754 $231,018,123 $112,048,086 $134,417,678 58.18%



OAK RIVER INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $533,422.00 $565,963.00 $193,131.00 $224,734.00 39.71%
Missouri Total 100.00% $604,569,893 $615,621,569 $387,895,647 $326,778,287 53.08%



OAK RIVER INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.61% $175,927.00 $219,414.00 $0.00 $5,570.00 2.54%
Missouri Total 100.00% $28,737,063 $29,395,330 $21,476,963 $34,290,103 116.65%



OAK RIVER INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.70% $3,355,239.00 $3,399,055.00 $1,402,782.00 $1,654,405.00 48.67%
Missouri Total 100.00% $477,550,267 $483,398,095 $266,550,419 $232,551,058 48.11%



OAK RIVER INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.28% $1,044,479.00 $1,002,018.00 $556,728.00 $625,930.00 62.47%
Missouri Total 100.00% $375,864,213 $371,145,068 $189,278,815 $218,124,965 58.77%



OAK RIVER INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% $7,094,567.00 $6,518,001.00 $2,825,674.00 $3,725,437.00 57.16%
Missouri Total 100.00% $8,482,169,798 $8,475,190,441 $5,193,444,276 $5,545,130,263 65.43%



Additional data is available for this company for the following year(s):