OAK RIVER INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $19.00 $319.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $3,182,069 $3,381,487 $321,486 $359,240 10.62%



OAK RIVER INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.76% $654,000.00 $683,342.00 $495,711.00 $336,868.00 49.30%
Missouri Total 100.00% $86,538,763 $87,149,357 $46,101,509 $46,531,157 53.39%



OAK RIVER INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.38% $224,179.00 $231,764.00 $108,942.00 $154,202.00 66.53%
Missouri Total 100.00% $58,387,652 $59,263,543 $25,355,809 $25,958,109 43.80%



OAK RIVER INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.04% $2,643,765.00 $2,862,881.00 $3,482,377.00 $1,969,737.00 68.80%
Missouri Total 100.00% $253,574,124 $255,111,322 $189,701,291 $173,304,828 67.93%



OAK RIVER INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $6,170.00 $14,774.00 $5,672.00 $-141,124.00 -955.22%
Missouri Total 100.00% $68,679,461 $68,661,375 $43,890,092 $47,403,373 69.04%



OAK RIVER INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.68% $976,296.00 $798,186.00 $446,744.00 $-19,015.00 -2.38%
Missouri Total 100.00% $144,026,467 $144,446,977 $52,390,607 $30,932,182 21.41%



OAK RIVER INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% $484,436.00 $555,000.00 $929,094.00 $837,375.00 150.88%
Missouri Total 100.00% $624,940,170 $624,330,193 $333,873,467 $302,067,806 48.38%



OAK RIVER INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $652,748.00 $577,918.00 $846,515.00 $1,178,088.00 203.85%
Missouri Total 100.00% $989,406,000 $970,897,495 $441,727,642 $532,644,865 54.86%



OAK RIVER INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,432.00 $574.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $79,029,470 $76,674,346 $28,862 $-135,014 -0.18%



OAK RIVER INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $296.00 $315.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $21,914,254 $21,387,403 $5,210,221 $3,731,487 17.45%



OAK RIVER INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Glass

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.73% $167.00 $172.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $6,121 $6,374 $2,831 $-247 -3.88%



OAK RIVER INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $100,406.00 $96,037.00 $11,705.00 $13,872.00 14.44%
Missouri Total 100.00% $239,442,069 $236,471,744 $112,810,278 $95,566,111 40.41%



OAK RIVER INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $533,176.00 $544,438.00 $51,618.00 $340,783.00 62.59%
Missouri Total 100.00% $575,434,677 $590,437,730 $260,993,910 $258,810,100 43.83%



OAK RIVER INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.81% $301,440.00 $311,450.00 $0.00 $39,363.00 12.64%
Missouri Total 100.00% $37,364,634 $39,698,625 $24,495,724 $1,772,988 4.47%



OAK RIVER INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.71% $3,528,114.00 $3,792,761.00 $4,092,702.00 $2,319,683.00 61.16%
Missouri Total 100.00% $495,923,750 $499,191,223 $316,980,955 $302,558,098 60.61%



OAK RIVER INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.33% $976,296.00 $798,186.00 $446,744.00 $-19,015.00 -2.38%
Missouri Total 100.00% $299,223,030 $296,828,557 $113,754,015 $91,289,737 30.76%



OAK RIVER INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% $6,578,530.00 $6,677,170.00 $6,378,378.00 $4,710,149.00 70.54%
Missouri Total 100.00% $8,389,562,041 $8,290,577,887 $4,565,097,639 $4,421,956,843 53.34%



Additional data is available for this company for the following year(s):