OAK RIVER INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $1,419.00 $1,218.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $4,486,169 $4,096,450 $-508,812 $92,897 2.27%



OAK RIVER INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.79% $729,061.00 $801,152.00 $356,090.00 $576,396.00 71.95%
Missouri Total 100.00% $92,474,523 $93,458,371 $54,124,240 $54,255,152 58.05%



OAK RIVER INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.36% $230,453.00 $240,648.00 $101,666.00 $11,187.00 4.65%
Missouri Total 100.00% $64,583,189 $64,500,523 $61,101,767 $60,705,338 94.12%



OAK RIVER INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.27% $3,269,813.00 $3,405,595.00 $1,688,493.00 $1,272,759.00 37.37%
Missouri Total 100.00% $257,416,800 $259,851,118 $134,421,032 $156,308,862 60.15%



OAK RIVER INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $37,693.00 $44,615.00 $6,516.00 $127,913.00 286.70%
Missouri Total 100.00% $82,830,527 $82,671,242 $40,838,688 $40,730,063 49.27%



OAK RIVER INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.67% $750,644.00 $704,907.00 $527,483.00 $832,418.00 118.09%
Missouri Total 100.00% $111,471,643 $109,462,300 $59,637,104 $96,110,695 87.80%



OAK RIVER INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.11% $664,820.00 $683,981.00 $273,946.00 $-120,413.00 -17.60%
Missouri Total 100.00% $631,114,959 $626,549,471 $439,987,620 $530,264,046 84.63%



OAK RIVER INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% $606,885.00 $730,562.00 $112,044.00 $443,146.00 60.66%
Missouri Total 100.00% $1,002,570,001 $992,049,972 $424,018,402 $542,248,649 54.66%



OAK RIVER INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $2,098.00 $2,836.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $74,987,799 $73,995,713 $157,888 $395,238 0.53%



OAK RIVER INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $559.00 $849.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $20,361,971 $21,271,061 $10,450,633 $5,404,531 25.41%



OAK RIVER INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Glass

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.62% $174.00 $180.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $6,647 $6,795 $273 $231 3.40%



OAK RIVER INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $97,018.00 $87,952.00 $12,290.00 $12,092.00 13.75%
Missouri Total 100.00% $232,233,886 $221,364,045 $106,188,581 $132,014,826 59.64%



OAK RIVER INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $560,771.00 $556,546.00 $221,605.00 $268,432.00 48.23%
Missouri Total 100.00% $609,320,778 $606,834,036 $371,638,001 $406,762,156 67.03%



OAK RIVER INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.84% $374,585.00 $376,688.00 $0.00 $12,464.00 3.31%
Missouri Total 100.00% $44,403,319 $42,164,248 $20,352,833 $16,253,820 38.55%



OAK RIVER INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.71% $4,267,020.00 $4,492,010.00 $2,152,765.00 $1,988,255.00 44.26%
Missouri Total 100.00% $605,153,895 $607,620,684 $315,616,485 $343,004,510 56.45%



OAK RIVER INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.25% $750,644.00 $704,907.00 $527,483.00 $832,418.00 118.09%
Missouri Total 100.00% $295,134,822 $291,522,479 $146,503,161 $187,777,953 64.41%



OAK RIVER INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $7,325,993.00 $7,637,729.00 $3,300,133.00 $3,436,394.00 44.99%
Missouri Total 100.00% $8,413,347,296 $8,321,806,293 $5,503,150,397 $6,015,338,706 72.28%



Additional data is available for this company for the following year(s):