OAK RIVER INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $312.00 $543.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $3,465,977 $3,228,055 $562,918 $768,490 23.81%



OAK RIVER INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.51% $455,035.00 $370,850.00 $239,414.00 $346,701.00 93.49%
Missouri Total 100.00% $89,023,604 $83,770,150 $59,840,556 $58,876,439 70.28%



OAK RIVER INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.29% $174,967.00 $144,990.00 $163,102.00 $77,448.00 53.42%
Missouri Total 100.00% $60,069,425 $56,196,985 $60,624,955 $60,853,849 108.29%



OAK RIVER INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.69% $1,388,892.00 $1,158,576.00 $423,899.00 $744,706.00 64.28%
Missouri Total 100.00% $201,535,699 $192,610,379 $127,619,526 $140,587,106 72.99%



OAK RIVER INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $24,720.00 $21,224.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $82,992,112 $75,857,460 $46,399,238 $53,711,196 70.81%



OAK RIVER INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.17% $814,039.00 $781,428.00 $569,913.00 $596,205.00 76.30%
Missouri Total 100.00% $467,186,106 $434,710,993 $365,393,232 $374,772,510 86.21%



OAK RIVER INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $8,265.00 $29,984.00 $19,010.00 $18,746.00 62.52%
Missouri Total 100.00% $692,772,404 $639,587,072 $446,020,714 $495,073,762 77.41%



OAK RIVER INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Dwelling Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.50% $257,405.00 $205,136.00 $166,547.00 $205,813.00 100.33%
Missouri Total 100.00% $51,315,478 $50,206,810 $46,643,918 $49,472,639 98.54%



OAK RIVER INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,676.00 $1,513.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $47,756,919 $47,273,158 $15,171 $23,085 0.05%



OAK RIVER INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $743.00 $1,529.00 $-7,900.00 $-7,900.00 -516.68%
Missouri Total 100.00% $16,607,341 $16,028,683 $10,929,057 $9,809,969 61.20%



OAK RIVER INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $31,686.00 $27,109.00 $18,510.00 $22,707.00 83.76%
Missouri Total 100.00% $136,243,514 $130,635,934 $67,744,367 $61,731,657 47.25%



OAK RIVER INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $289,311.00 $262,345.00 $16,377.00 $112,680.00 42.95%
Missouri Total 100.00% $327,449,582 $293,152,900 $173,674,398 $125,831,601 42.92%



OAK RIVER INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.19% $60,246.00 $53,552.00 $0.00 $-2,679.00 -5.00%
Missouri Total 100.00% $31,306,007 $28,710,311 $25,734,786 $45,651,277 159.01%



OAK RIVER INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.43% $2,043,614.00 $1,695,640.00 $826,415.00 $1,168,855.00 68.93%
Missouri Total 100.00% $472,439,172 $443,940,822 $306,934,959 $331,112,684 74.58%



OAK RIVER INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.16% $257,405.00 $205,136.00 $166,547.00 $205,813.00 100.33%
Missouri Total 100.00% $161,378,427 $148,321,206 $100,302,396 $146,233,999 98.59%



OAK RIVER INSURANCE COMPANY

2001 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% $3,507,297.00 $3,058,779.00 $1,608,872.00 $2,114,427.00 69.13%
Missouri Total 100.00% $6,188,970,011 $5,903,395,113 $4,903,959,691 $5,108,444,948 86.53%



Additional data is available for this company for the following year(s):