OAK RIVER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.63% $448,992.00 $420,891.00 $366,439.00 $396,835.00 94.28%
Missouri Total 100.00% $71,556,751 $70,463,221 $54,438,098 $55,153,617 78.27%



OAK RIVER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.36% $185,155.00 $167,281.00 $67,554.00 $34,285.00 20.50%
Missouri Total 100.00% $50,910,133 $49,128,126 $29,014,889 $31,013,616 63.13%



OAK RIVER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.70% $1,194,419.00 $1,208,224.00 $760,456.00 $632,853.00 52.38%
Missouri Total 100.00% $171,223,989 $173,894,056 $137,946,427 $126,443,689 72.71%



OAK RIVER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% $31,252.00 $31,461.00 $891.00 $-17,183.00 -54.62%
Missouri Total 100.00% $55,157,776 $54,934,266 $53,082,218 $47,592,776 86.64%



OAK RIVER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $35,420.00 $21,614.00 $0.00 $1,132.00 5.24%
Missouri Total 100.00% $73,335,240 $71,562,691 $33,788,717 $26,603,707 37.18%



OAK RIVER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.11% $412,619.00 $309,926.00 $77,145.00 $160,007.00 51.63%
Missouri Total 100.00% $388,749,781 $386,957,645 $251,260,487 $275,215,491 71.12%



OAK RIVER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $20,581.00 $5,609.00 $0.00 $985.00 17.56%
Missouri Total 100.00% $558,918,341 $548,048,410 $366,482,764 $387,577,329 70.72%



OAK RIVER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-19.00 $112.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $46,208,856 $44,905,625 $696,685 $-58,007 -0.13%



OAK RIVER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $158.00 $73.00 $-2,370.00 $-2,370.00 -3,246.58%
Missouri Total 100.00% $14,123,609 $14,941,764 $6,224,815 $8,442,087 56.50%



OAK RIVER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $12,853.00 $13,045.00 $2,682.00 $3,067.00 23.51%
Missouri Total 100.00% $148,917,484 $132,937,634 $105,945,056 $99,785,009 75.06%



OAK RIVER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $93,452.00 $72,305.00 $11,166.00 $24,257.00 33.55%
Missouri Total 100.00% $313,534,451 $323,619,328 $184,569,615 $206,394,248 63.78%



OAK RIVER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $20,090.00 $11,738.00 $0.00 $2,265.00 19.30%
Missouri Total 100.00% $27,559,264 $24,285,371 $17,954,147 $8,201,226 33.77%



OAK RIVER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.51% $1,859,818.00 $1,827,857.00 $1,195,340.00 $1,046,790.00 57.27%
Missouri Total 100.00% $366,583,070 $365,111,418 $280,905,549 $264,741,160 72.51%



OAK RIVER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $35,420.00 $21,614.00 $0.00 $1,132.00 5.24%
Missouri Total 100.00% $121,454,178 $120,310,513 $58,719,514 $47,234,718 39.26%



OAK RIVER INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $2,454,972.00 $2,262,279.00 $1,283,963.00 $1,236,133.00 54.64%
Missouri Total 100.00% $5,428,912,606 $5,347,544,773 $3,394,785,889 $3,451,256,420 64.54%



Additional data is available for this company for the following year(s):