EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.96% $239,115.00 $246,593.00 $74,844.00 $65,027.00 26.37%
Missouri Total 100.00% $25,034,391 $23,673,923 $6,084,938 $4,844,739 20.46%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.62% $601,072.00 $561,677.00 $486,179.00 $476,858.00 84.90%
Missouri Total 100.00% $96,202,136 $92,202,277 $61,116,740 $62,024,565 67.27%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.49% $309,627.00 $289,100.00 $173,335.00 $239,401.00 82.81%
Missouri Total 100.00% $63,718,933 $61,585,914 $43,629,749 $42,723,387 69.37%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.84% $2,330,520.00 $2,251,150.00 $345,693.00 $637,607.00 28.32%
Missouri Total 100.00% $276,130,715 $267,829,210 $149,469,428 $152,058,551 56.77%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $407,041.00 $369,469.00 0.00%
Missouri Total 100.00% $80,862,101 $79,070,844 $48,586,421 $56,917,139 71.98%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.63% $126,267.00 $120,141.00 $12,269.00 $23,359.00 19.44%
Missouri Total 100.00% $7,735,765 $7,681,869 $2,163,130 $2,273,670 29.60%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.20% $203,564.00 $199,315.00 $55,000.00 $33,817.00 16.97%
Missouri Total 100.00% $17,026,319 $16,877,314 $11,575,843 $9,762,675 57.84%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.19% $1,652,858.00 $1,583,320.00 $820,007.00 $907,867.00 57.34%
Missouri Total 100.00% $138,878,432 $141,490,230 $76,433,828 $98,392,416 69.54%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.20% $1,461,052.00 $1,498,642.00 $615,117.00 $1,091,364.00 72.82%
Missouri Total 100.00% $728,629,554 $725,088,654 $391,700,000 $386,873,909 53.36%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.40% $3,672,202.00 $3,696,234.00 $1,579,665.00 $1,329,892.00 35.98%
Missouri Total 100.00% $923,742,185 $913,935,939 $471,685,742 $538,321,857 58.90%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% $60,960.00 $64,371.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $93,827,799 $93,699,295 $462 $461,084 0.49%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $575,554.00 $626,913.00 $243,226.00 $185,511.00 29.59%
Missouri Total 100.00% $1,778,721,687 $1,746,553,860 $916,664,894 $982,153,529 56.23%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $5,621.00 $6,118.00 $7,000.00 $7,104.00 116.12%
Missouri Total 100.00% $321,625,294 $320,345,276 $142,529,914 $183,122,058 57.16%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.42% $2,162,872.00 $2,135,313.00 $877,459.00 $912,110.00 42.72%
Missouri Total 100.00% $515,140,855 $519,234,427 $280,461,690 $262,963,088 50.64%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-2,491.00 $16,437.00 $478.00 $3,080.00 18.74%
Missouri Total 100.00% $897,518,738 $876,148,477 $571,577,101 $579,088,060 66.09%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-1,587.00 $10,206.00 $-943.00 $1,880.00 18.42%
Missouri Total 100.00% $612,182,831 $597,464,513 $385,880,063 $391,155,586 65.47%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-2,029.00 $12,187.00 $95,557.00 $23,131.00 189.80%
Missouri Total 100.00% $850,103,248 $834,581,297 $517,765,819 $562,474,740 67.40%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-1,368.00 $9,999.00 $4,382.00 $-19,214.00 -192.16%
Missouri Total 100.00% $686,048,903 $678,599,026 $470,744,720 $496,075,662 73.10%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-267.00 $1,942.00 $10,946.00 $-2,208.00 -113.70%
Missouri Total 100.00% $91,646,952 $89,640,589 $54,689,661 $58,807,454 65.60%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Private Passenger Underinsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-204.00 $1,369.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $86,090,551 $80,439,150 $55,204,317 $60,140,349 74.77%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-102.00 $926.00 $100,000.00 $386.00 41.68%
Missouri Total 100.00% $125,290,746 $122,793,375 $73,957,997 $80,056,201 65.20%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.51% $193,291.00 $222,951.00 $10,196.00 $91,939.00 41.24%
Missouri Total 100.00% $38,027,501 $36,646,318 $20,989,060 $21,040,848 57.42%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.66% $3,571,050.00 $3,421,383.00 $1,479,517.00 $1,780,511.00 52.04%
Missouri Total 100.00% $541,675,969 $525,247,428 $316,541,311 $325,759,987 62.02%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.34% $1,652,858.00 $1,583,320.00 $820,007.00 $907,867.00 57.34%
Missouri Total 100.00% $481,097,386 $491,632,182 $367,147,574 $394,860,369 80.32%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $575,554.00 $626,913.00 $243,226.00 $185,511.00 29.59%
Missouri Total 100.00% $1,863,459,970 $1,829,072,506 $952,741,152 $1,018,296,974 55.67%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-8,048.00 $53,066.00 $210,420.00 $7,055.00 13.29%
Missouri Total 100.00% $3,351,084,736 $3,281,894,332 $2,130,561,236 $2,228,449,077 67.90%



EMCASCO INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.14% $13,586,527.00 $13,554,904.00 $5,917,451.00 $6,378,380.00 47.06%
Missouri Total 100.00% $10,032,177,523 $9,884,165,752 $5,710,273,309 $6,012,243,754 60.83%



Additional data is available for this company for the following year(s):