EMCASCO INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total -0.11% $-956,831.00 $-1,045,864.00 $79,871.00 $-305,061.00 29.17%
Missouri Total 100.00% $903,170,880 $859,891,451 $453,558,549 $587,932,686 68.37%



EMCASCO INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $24,001.00 $25,218.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $63,858,848 $58,427,399 $36,237 $361,209 0.62%



EMCASCO INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $642,276.00 $626,129.00 $1,196,216.00 $1,065,584.00 170.19%
Missouri Total 100.00% $892,121,509 $823,450,838 $669,905,939 $671,531,760 81.55%



EMCASCO INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $7,494.00 $8,405.00 $3,065.00 $3,092.00 36.79%
Missouri Total 100.00% $182,338,531 $187,165,278 $71,297,214 $69,123,743 36.93%



EMCASCO INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $227,363.00 $235,618.00 $59,565.00 $69,656.00 29.56%
Missouri Total 100.00% $812,910,433 $803,532,054 $467,697,858 $464,446,320 57.80%



EMCASCO INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $106,320.00 $110,651.00 $169,963.00 $173,897.00 157.16%
Missouri Total 100.00% $449,295,894 $443,554,384 $320,742,757 $318,901,628 71.90%



EMCASCO INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $153,680.00 $159,807.00 $192,222.00 $71,827.00 44.95%
Missouri Total 100.00% $690,293,517 $681,854,756 $386,484,308 $412,602,808 60.51%



EMCASCO INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $73,109.00 $76,651.00 $82,786.00 $55,325.00 72.18%
Missouri Total 100.00% $574,312,577 $564,962,318 $371,718,988 $376,069,587 66.57%



EMCASCO INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $24,040.00 $24,536.00 $16,023.00 $13,901.00 56.66%
Missouri Total 100.00% $99,521,347 $97,706,064 $63,513,219 $59,211,502 60.60%



EMCASCO INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Underinsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $5,529.00 $5,812.00 $-236.00 $-19,575.00 -336.80%
Missouri Total 100.00% $40,201,927 $39,181,366 $24,634,949 $36,451,009 93.03%



EMCASCO INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $30,035.00 $31,161.00 $26,000.00 $5,531.00 17.75%
Missouri Total 100.00% $92,607,368 $90,790,873 $44,913,964 $53,422,258 58.84%



EMCASCO INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $642,276.00 $626,129.00 $1,196,216.00 $1,065,584.00 170.19%
Missouri Total 100.00% $950,870,941 $877,013,334 $707,552,979 $709,159,509 80.86%



EMCASCO INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $620,076.00 $644,236.00 $546,323.00 $370,562.00 57.52%
Missouri Total 100.00% $2,761,812,838 $2,724,230,251 $1,680,760,050 $1,722,096,248 63.21%



EMCASCO INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $337,016.00 $258,124.00 $1,825,475.00 $1,134,177.00 439.39%
Missouri Total 100.00% $7,709,068,371 $7,428,541,557 $4,322,007,505 $4,840,084,182 65.16%



Additional data is available for this company for the following year(s):