EMCASCO INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total -0.02% $-131,118.00 $-116,191.00 $300,501.00 $31,484.00 -27.10%
Missouri Total 100.00% $812,939,830 $781,621,057 $442,071,631 $551,143,597 70.51%



EMCASCO INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $27,869.00 $27,305.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $53,581,635 $50,831,358 $9,609 $198,969 0.39%



EMCASCO INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% $633,409.00 $618,464.00 $515,467.00 $671,762.00 108.62%
Missouri Total 100.00% $760,159,499 $705,582,101 $604,121,481 $563,635,429 79.88%



EMCASCO INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $9,674.00 $9,349.00 $1,815.00 $1,669.00 17.85%
Missouri Total 100.00% $179,895,286 $168,325,651 $65,809,176 $68,367,232 40.62%



EMCASCO INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $265,915.00 $274,726.00 $144,221.00 $123,447.00 44.93%
Missouri Total 100.00% $782,499,050 $774,073,704 $474,880,795 $476,914,243 61.61%



EMCASCO INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $126,776.00 $131,560.00 $57,290.00 $41,272.00 31.37%
Missouri Total 100.00% $418,524,602 $410,002,827 $240,420,486 $239,231,356 58.35%



EMCASCO INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $182,920.00 $189,673.00 $90,859.00 $34,783.00 18.34%
Missouri Total 100.00% $677,369,950 $669,920,852 $373,637,845 $393,905,842 58.80%



EMCASCO INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $87,429.00 $90,474.00 $127,365.00 $113,351.00 125.29%
Missouri Total 100.00% $507,741,126 $484,361,369 $371,358,545 $371,471,878 76.69%



EMCASCO INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $27,194.00 $28,720.00 $15,403.00 $9,496.00 33.06%
Missouri Total 100.00% $91,459,309 $87,805,235 $62,981,548 $66,851,821 76.14%



EMCASCO INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Private Passenger Underinsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% $23,621.00 $24,581.00 $-1,363.00 $25,610.00 104.19%
Missouri Total 100.00% $37,068,173 $35,794,475 $20,013,040 $28,298,147 79.06%



EMCASCO INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $18,444.00 $19,197.00 $750.00 $-224.00 -1.17%
Missouri Total 100.00% $87,674,170 $87,363,958 $47,448,104 $45,474,243 52.05%



EMCASCO INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% $633,409.00 $618,464.00 $515,467.00 $671,762.00 108.62%
Missouri Total 100.00% $797,909,053 $740,878,029 $633,115,340 $590,503,454 79.70%



EMCASCO INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $732,299.00 $758,931.00 $434,525.00 $347,735.00 45.82%
Missouri Total 100.00% $2,604,965,350 $2,551,929,309 $1,591,610,151 $1,623,009,915 63.60%



EMCASCO INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $1,272,133.00 $1,297,858.00 $1,252,308.00 $1,052,650.00 81.11%
Missouri Total 100.00% $7,014,504,234 $6,670,388,496 $4,017,307,637 $4,433,868,594 66.47%



Additional data is available for this company for the following year(s):