CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.16% $32,191.00 $36,448.00 $0.00 $-2,962.00 -8.13%
Missouri Total 100.00% $20,374,249 $20,930,936 $2,859,093 $1,756,010 8.39%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $64.00 $59.00 $0.00 $20.00 33.90%
Missouri Total 100.00% $3,086,430 $2,879,888 $1,213,949 $1,259,157 43.72%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.53% $505,228.00 $362,361.00 $176,533.00 $186,835.00 51.56%
Missouri Total 100.00% $94,966,273 $95,533,021 $47,545,217 $48,272,677 50.53%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.34% $215,814.00 $155,736.00 $42,983.00 $53,662.00 34.46%
Missouri Total 100.00% $63,177,401 $64,005,865 $24,175,823 $25,747,008 40.23%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.52% $1,404,719.00 $803,642.00 $249,605.00 $-161,615.00 -20.11%
Missouri Total 100.00% $268,161,058 $271,980,407 $147,975,880 $159,836,768 58.77%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.28% $1,052,092.00 $606,681.00 $133,693.00 $266,596.00 43.94%
Missouri Total 100.00% $82,321,432 $79,876,541 $39,335,646 $42,737,585 53.50%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.17% $108,110.00 $72,191.00 $25,013.00 $602.00 0.83%
Missouri Total 100.00% $61,808,059 $61,009,066 $11,841,379 $15,054,425 24.68%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.10% $195,368.00 $119,426.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $17,687,763 $17,302,729 $10,537,218 $10,671,396 61.67%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $64,214.00 $35,947.00 $0.00 $-5,252.00 -14.61%
Missouri Total 100.00% $135,755,240 $131,372,826 $41,125,322 $23,826,255 18.14%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.58% $3,629,005.00 $3,465,042.00 $1,000,659.00 $1,199,044.00 34.60%
Missouri Total 100.00% $622,649,146 $614,760,000 $249,031,666 $248,131,677 40.36%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% $597,706.00 $481,172.00 $483,541.00 $217,862.00 45.28%
Missouri Total 100.00% $1,008,002,549 $968,998,320 $461,730,864 $594,472,086 61.35%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $6,464.00 $5,348.00 $0.00 $2,887.00 53.98%
Missouri Total 100.00% $72,917,424 $71,294,758 $251,686 $-954,977 -1.34%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Farmowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.36% $337,122.00 $279,685.00 $89,322.00 $139,142.00 49.75%
Missouri Total 100.00% $92,404,602 $90,445,335 $42,706,128 $40,177,217 44.42%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $714.00 $567.00 $0.00 $228.00 40.21%
Missouri Total 100.00% $23,042,366 $22,631,716 $5,944,543 $13,472,018 59.53%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $1,605.00 0.00%
Missouri Total 100.00% $974,940,150 $962,933,485 $397,280,337 $443,502,680 46.06%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $43,080.00 $32,521.00 $139,915.00 $144,003.00 442.80%
Missouri Total 100.00% $201,917,577 $199,964,322 $75,938,842 $90,734,243 45.38%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.15% $864,813.00 $570,575.00 $4,041.00 $306,279.00 53.68%
Missouri Total 100.00% $568,337,066 $603,483,554 $334,235,058 $378,856,753 62.78%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $1,058.00 0.00%
Missouri Total 100.00% $785,477,015 $793,406,772 $450,298,920 $448,529,725 56.53%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $35.00 0.00%
Missouri Total 100.00% $457,656,918 $460,997,016 $204,530,039 $202,705,789 43.97%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $1,524.00 $-80,066.00 0.00%
Missouri Total 100.00% $719,748,706 $719,174,030 $438,738,616 $475,112,521 66.06%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $247.00 0.00%
Missouri Total 100.00% $571,950,381 $573,165,668 $365,913,330 $365,566,650 63.78%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $476.00 $476.00 0.00%
Missouri Total 100.00% $99,033,236 $98,995,200 $61,234,899 $57,751,777 58.34%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Private Passenger Underinsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $24,500.00 0.00%
Missouri Total 100.00% $45,065,083 $43,954,509 $28,229,009 $32,867,920 74.78%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $12,217.00 $8,803.00 $62,556.00 $-517,204.00 -5,875.32%
Missouri Total 100.00% $45,726,733 $48,846,364 $23,180,412 $4,761,872 9.75%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.59% $3,481,331.00 $2,120,037.00 $627,827.00 $346,080.00 16.32%
Missouri Total 100.00% $588,121,986 $589,707,629 $281,411,163 $302,319,859 51.27%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $64,214.00 $35,947.00 $0.00 $-5,252.00 -14.61%
Missouri Total 100.00% $271,373,726 $265,149,404 $100,666,288 $86,534,872 32.64%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $1,605.00 0.00%
Missouri Total 100.00% $1,056,946,691 $1,045,454,044 $430,664,376 $475,240,408 45.46%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $2,000.00 $-53,750.00 0.00%
Missouri Total 100.00% $2,773,452,710 $2,784,301,481 $1,597,094,439 $1,623,488,230 58.31%



CHARTER OAK FIRE INSURANCE CO THE

2005 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.11% $9,068,921.00 $7,036,204.00 $2,409,861.00 $1,777,982.00 25.27%
Missouri Total 100.00% $8,218,883,685 $8,161,366,248 $4,027,395,001 $4,348,337,255 53.28%



Additional data is available for this company for the following year(s):