CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $5,161.00 $1,660.00 $0.00 $1,209.00 72.83%
Missouri Total 100.00% $22,118,305 $20,782,333 $4,126,311 $12,486,750 60.08%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-3.00 0.00%
Missouri Total 100.00% $2,446,545 $2,949,704 $562,171 $506,458 17.17%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.18% $181,101.00 $209,823.00 $75,329.00 $80,192.00 38.22%
Missouri Total 100.00% $100,617,350 $94,879,197 $49,031,878 $55,532,374 58.53%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.15% $90,275.00 $104,770.00 $26,532.00 $28,290.00 27.00%
Missouri Total 100.00% $59,195,204 $57,778,388 $23,883,950 $25,319,207 43.82%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.13% $313,011.00 $352,080.00 $118,203.00 $75,595.00 21.47%
Missouri Total 100.00% $243,246,527 $221,630,750 $138,938,134 $191,066,809 86.21%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.24% $201,894.00 $265,821.00 $98,193.00 $99,269.00 37.34%
Missouri Total 100.00% $84,139,767 $82,573,429 $45,408,262 $50,453,557 61.10%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.34% $23,570.00 $27,885.00 $5,295.00 $1,915.00 6.87%
Missouri Total 100.00% $6,935,551 $8,773,033 $1,398,901 $946,477 10.79%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.31% $49,798.00 $58,531.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $16,017,473 $16,397,727 $7,714,719 $8,626,258 52.61%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $47,884.00 $34,678.00 $0.00 $9,694.00 27.95%
Missouri Total 100.00% $138,247,272 $126,571,650 $51,698,363 $52,423,402 41.42%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.61% $3,188,570.00 $2,840,751.00 $2,188,091.00 $2,024,811.00 71.28%
Missouri Total 100.00% $523,399,718 $490,498,672 $290,996,242 $259,295,841 52.86%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $742,832.00 $801,174.00 $1,523,889.00 $51,752.00 6.46%
Missouri Total 100.00% $812,939,830 $781,621,057 $442,071,631 $551,143,597 70.51%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,246.00 $4,319.00 $0.00 $-24,650.00 -570.73%
Missouri Total 100.00% $53,581,635 $50,831,358 $9,609 $198,969 0.39%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Farmowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $34,028.00 $52,663.00 $84.00 $-3,600.00 -6.84%
Missouri Total 100.00% $75,905,950 $73,795,761 $47,921,208 $43,876,813 59.46%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $370.00 $765.00 $0.00 $-2,590.00 -338.56%
Missouri Total 100.00% $19,810,174 $18,100,444 $12,640,539 $10,469,708 57.84%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-665.00 $-462.00 $4,083.00 $43,733.00 -9,466.02%
Missouri Total 100.00% $760,159,499 $705,582,101 $604,121,481 $563,635,429 79.88%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $4,448.00 $6,769.00 $2,248.00 $243.00 3.59%
Missouri Total 100.00% $179,895,286 $168,325,651 $65,809,176 $68,367,232 40.62%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $29,229.00 $29,226.00 $3,380.00 $-149,913.00 -512.94%
Missouri Total 100.00% $470,213,482 $408,581,517 $192,337,111 $273,087,274 66.84%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $2,104.00 $15,186.00 0.00%
Missouri Total 100.00% $782,499,050 $774,073,704 $474,880,795 $476,914,243 61.61%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $498.00 0.00%
Missouri Total 100.00% $418,524,602 $410,002,827 $240,420,486 $239,231,356 58.35%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $34,059.00 $-111,382.00 0.00%
Missouri Total 100.00% $677,369,950 $669,920,852 $373,637,845 $393,905,842 58.80%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $8,707.00 $-11,283.00 0.00%
Missouri Total 100.00% $507,741,126 $484,361,369 $371,358,545 $371,471,878 76.69%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $125.00 $-1.00 0.00%
Missouri Total 100.00% $91,459,309 $87,805,235 $62,981,548 $66,851,821 76.14%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Private Passenger Underinsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $327.00 $327.00 0.00%
Missouri Total 100.00% $37,068,173 $35,794,475 $20,013,040 $28,298,147 79.06%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $2,276.00 $4,243.00 $123.00 $-1,183,515.00 -27,893.35%
Missouri Total 100.00% $36,491,980 $35,577,671 $41,383,083 $90,106,274 253.27%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.17% $859,649.00 $1,018,910.00 $323,552.00 $285,261.00 28.00%
Missouri Total 100.00% $510,151,872 $482,032,524 $266,375,844 $331,944,682 68.86%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $47,884.00 $34,678.00 $0.00 $9,694.00 27.95%
Missouri Total 100.00% $203,291,608 $187,245,038 $86,075,331 $90,307,601 48.23%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-665.00 $-462.00 $4,083.00 $43,733.00 -9,466.02%
Missouri Total 100.00% $797,909,053 $740,878,029 $633,115,340 $590,503,454 79.70%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $45,322.00 $-106,655.00 0.00%
Missouri Total 100.00% $2,604,965,350 $2,551,929,309 $1,591,610,151 $1,623,009,915 63.60%



CHARTER OAK FIRE INSURANCE CO THE

2002 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $4,915,028.00 $4,794,696.00 $4,090,772.00 $945,777.00 19.73%
Missouri Total 100.00% $7,014,504,234 $6,670,388,496 $4,017,307,637 $4,433,868,594 66.47%



Additional data is available for this company for the following year(s):