BANKERS STANDARD INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $550.00 0.00%
Missouri Total 100.00% $94,966,273 $95,533,021 $47,545,217 $48,272,677 50.53%



BANKERS STANDARD INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-45,534.00 0.00%
Missouri Total 100.00% $268,161,058 $271,980,407 $147,975,880 $159,836,768 58.77%



BANKERS STANDARD INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $16,257.00 $3,209.00 0.00%
Missouri Total 100.00% $622,649,146 $614,760,000 $249,031,666 $248,131,677 40.36%



BANKERS STANDARD INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Credit Property (Excluding V.S.I.)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $500.00 $500.00 0.00%
Missouri Total 100.00% $13,666,007 $12,470,067 $4,870,076 $4,988,731 40.01%



BANKERS STANDARD INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-10,080.00 $-10,080.00 $11,666.00 $105,454.00 -1,046.17%
Missouri Total 100.00% $1,008,002,549 $968,998,320 $461,730,864 $594,472,086 61.35%



BANKERS STANDARD INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-158.00 0.00%
Missouri Total 100.00% $72,917,424 $71,294,758 $251,686 $-954,977 -1.34%



BANKERS STANDARD INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $43.00 0.00%
Missouri Total 100.00% $974,940,150 $962,933,485 $397,280,337 $443,502,680 46.06%



BANKERS STANDARD INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-1,680.00 0.00%
Missouri Total 100.00% $201,917,577 $199,964,322 $75,938,842 $90,734,243 45.38%



BANKERS STANDARD INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Medical Malpractice - Other

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $4,376.00 0.00%
Missouri Total 100.00% $8,573,953 $10,137,891 $18,094,146 $-2,708,356 -26.72%



BANKERS STANDARD INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $60.00 $0.00 $-433.00 -721.67%
Missouri Total 100.00% $38,950,690 $38,096,504 $13,143,101 $10,055,891 26.40%



BANKERS STANDARD INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $1,625,000.00 $2,018,258.00 0.00%
Missouri Total 100.00% $568,337,066 $603,483,554 $334,235,058 $378,856,753 62.78%



BANKERS STANDARD INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-2.00 0.00%
Missouri Total 100.00% $457,656,918 $460,997,016 $204,530,039 $202,705,789 43.97%



BANKERS STANDARD INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-44,984.00 0.00%
Missouri Total 100.00% $588,121,986 $589,707,629 $281,411,163 $302,319,859 51.27%



BANKERS STANDARD INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $43.00 0.00%
Missouri Total 100.00% $1,056,946,691 $1,045,454,044 $430,664,376 $475,240,408 45.46%



BANKERS STANDARD INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $4,376.00 0.00%
Missouri Total 100.00% $190,032,878 $192,382,331 $77,579,894 $88,557,355 46.03%



BANKERS STANDARD INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-2.00 0.00%
Missouri Total 100.00% $2,773,452,710 $2,784,301,481 $1,597,094,439 $1,623,488,230 58.31%



BANKERS STANDARD INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-10,080.00 $-10,020.00 $1,653,423.00 $2,084,583.00 -20,804.22%
Missouri Total 100.00% $8,218,883,685 $8,161,366,248 $4,027,395,001 $4,348,337,255 53.28%



Additional data is available for this company for the following year(s):