BANKERS STANDARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1.00 $732.00 $19,259.00 $17,264.00 2,358.47%
Missouri Total 100.00% $100,617,350 $94,879,197 $49,031,878 $55,532,374 58.53%



BANKERS STANDARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $576.00 $15,132.00 $13,564.00 2,354.86%
Missouri Total 100.00% $59,195,204 $57,778,388 $23,883,950 $25,319,207 43.82%



BANKERS STANDARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $58,039.00 $246,940.00 $128,762.00 $96,737.00 39.17%
Missouri Total 100.00% $243,246,527 $221,630,750 $138,938,134 $191,066,809 86.21%



BANKERS STANDARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $2,444.00 $10,398.00 $5,422.00 $4,073.00 39.17%
Missouri Total 100.00% $6,935,551 $8,773,033 $1,398,901 $946,477 10.79%



BANKERS STANDARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $611.00 $2,599.00 $1,355.00 $1,018.00 39.17%
Missouri Total 100.00% $16,017,473 $16,397,727 $7,714,719 $8,626,258 52.61%



BANKERS STANDARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $78,858.00 $282,352.00 $1,198,139.00 $459,788.00 162.84%
Missouri Total 100.00% $523,399,718 $490,498,672 $290,996,242 $259,295,841 52.86%



BANKERS STANDARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $352,314.00 $331,830.00 $76,466.00 $14,570.00 4.39%
Missouri Total 100.00% $812,939,830 $781,621,057 $442,071,631 $551,143,597 70.51%



BANKERS STANDARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,532.00 $1,297.00 $0.00 $-375.00 -28.91%
Missouri Total 100.00% $53,581,635 $50,831,358 $9,609 $198,969 0.39%



BANKERS STANDARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $522.00 $4,806.00 $21,566.00 $21,962.00 456.97%
Missouri Total 100.00% $760,159,499 $705,582,101 $604,121,481 $563,635,429 79.88%



BANKERS STANDARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $7,152.00 $24,315.00 $0.00 $4,846.00 19.93%
Missouri Total 100.00% $179,895,286 $168,325,651 $65,809,176 $68,367,232 40.62%



BANKERS STANDARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $5,212.00 $18,619.00 $0.00 $-16,343.00 -87.78%
Missouri Total 100.00% $34,124,626 $29,340,028 $19,174,786 $27,119,153 92.43%



BANKERS STANDARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Medical Malpractice - Other

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $7,199.00 $25,714.00 $0.00 $-22,571.00 -87.78%
Missouri Total 100.00% $17,925,911 $17,094,679 $7,344,771 $15,054,044 88.06%



BANKERS STANDARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $7,013.00 $6,642.00 $0.00 $-20.00 -0.30%
Missouri Total 100.00% $35,682,058 $34,189,872 $20,943,863 $42,671,435 124.81%



BANKERS STANDARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-6,026.00 0.00%
Missouri Total 100.00% $470,213,482 $408,581,517 $192,337,111 $273,087,274 66.84%



BANKERS STANDARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-142.00 0.00%
Missouri Total 100.00% $507,741,126 $484,361,369 $371,358,545 $371,471,878 76.69%



BANKERS STANDARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $61,095.00 $261,245.00 $169,930.00 $132,656.00 50.78%
Missouri Total 100.00% $510,151,872 $482,032,524 $266,375,844 $331,944,682 68.86%



BANKERS STANDARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $522.00 $4,806.00 $21,566.00 $21,962.00 456.97%
Missouri Total 100.00% $797,909,053 $740,878,029 $633,115,340 $590,503,454 79.70%



BANKERS STANDARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $12,411.00 $44,333.00 $0.00 $-38,914.00 -87.78%
Missouri Total 100.00% $171,916,338 $156,106,364 $108,669,530 $167,928,369 107.57%



BANKERS STANDARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-142.00 0.00%
Missouri Total 100.00% $2,604,965,350 $2,551,929,309 $1,591,610,151 $1,623,009,915 63.60%



BANKERS STANDARD INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $520,897.00 $956,820.00 $1,466,101.00 $588,345.00 61.49%
Missouri Total 100.00% $7,014,504,234 $6,670,388,496 $4,017,307,637 $4,433,868,594 66.47%



Additional data is available for this company for the following year(s):