BANKERS STANDARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $99.00 $4,538.00 $16,130.00 $23,364.00 514.85%
Missouri Total 100.00% $71,556,751 $70,463,221 $54,438,098 $55,153,617 78.27%



BANKERS STANDARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $84.00 $3,566.00 $12,169.00 $17,624.00 494.22%
Missouri Total 100.00% $50,910,133 $49,128,126 $29,014,889 $31,013,616 63.13%



BANKERS STANDARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.22% $377,415.00 $347,315.00 $52,725.00 $74,800.00 21.54%
Missouri Total 100.00% $171,223,989 $173,894,056 $137,946,427 $126,443,689 72.71%



BANKERS STANDARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $5,272.00 $7,480.00 0.00%
Missouri Total 100.00% $55,157,776 $54,934,266 $53,082,218 $47,592,776 86.64%



BANKERS STANDARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.31% $15,891.00 $14,624.00 $1,318.00 $1,870.00 12.79%
Missouri Total 100.00% $5,150,723 $4,984,423 $1,255,595 $900,293 18.06%



BANKERS STANDARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $3,973.00 $3,656.00 $6,591.00 $9,350.00 255.74%
Missouri Total 100.00% $12,583,698 $11,707,326 $5,168,322 $3,637,169 31.07%



BANKERS STANDARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.27% $1,052,254.00 $715,254.00 $1,201,568.00 $842,512.00 117.79%
Missouri Total 100.00% $388,749,781 $386,957,645 $251,260,487 $275,215,491 71.12%



BANKERS STANDARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.10% $557,782.00 $557,481.00 $886,544.00 $1,039,486.00 186.46%
Missouri Total 100.00% $558,918,341 $548,048,410 $366,482,764 $387,577,329 70.72%



BANKERS STANDARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $16,044.00 $19,465.00 $0.00 $206.00 1.06%
Missouri Total 100.00% $46,208,856 $44,905,625 $696,685 $-58,007 -0.13%



BANKERS STANDARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $92,533.00 $89,227.00 $58,915.00 $59,844.00 67.07%
Missouri Total 100.00% $577,192,077 $562,895,860 $349,417,286 $337,953,263 60.04%



BANKERS STANDARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $6,152.00 $5,993.00 $0.00 $-546.00 -9.11%
Missouri Total 100.00% $148,917,484 $132,937,634 $105,945,056 $99,785,009 75.06%



BANKERS STANDARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.15% $25,537.00 $25,322.00 $4,127.00 $45,085.00 178.05%
Missouri Total 100.00% $16,948,592 $17,606,187 $12,870,063 $12,774,561 72.56%



BANKERS STANDARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Medical Malpractice - Other

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.37% $35,267.00 $43,114.00 $5,700.00 $62,260.00 144.41%
Missouri Total 100.00% $9,485,104 $8,112,075 $6,145,886 $15,532,787 191.48%



BANKERS STANDARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $4,556.00 $3,699.00 $0.00 $-54.00 -1.46%
Missouri Total 100.00% $32,668,295 $33,531,531 $27,426,984 $34,814,162 103.83%



BANKERS STANDARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $60,014.00 $58,337.00 $0.00 $3,665.00 6.28%
Missouri Total 100.00% $313,534,451 $323,619,328 $184,569,615 $206,394,248 63.78%



BANKERS STANDARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.11% $397,462.00 $373,699.00 $94,205.00 $134,488.00 35.99%
Missouri Total 100.00% $366,583,070 $365,111,418 $280,905,549 $264,741,160 72.51%



BANKERS STANDARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $92,533.00 $89,227.00 $58,915.00 $59,844.00 67.07%
Missouri Total 100.00% $608,380,856 $593,240,417 $367,269,325 $353,961,570 59.67%



BANKERS STANDARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% $60,804.00 $68,436.00 $9,827.00 $107,345.00 156.85%
Missouri Total 100.00% $94,908,930 $93,676,069 $63,975,010 $68,353,073 72.97%



BANKERS STANDARD INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $2,247,601.00 $1,891,591.00 $2,251,059.00 $2,186,946.00 115.61%
Missouri Total 100.00% $5,428,912,606 $5,347,544,773 $3,394,785,889 $3,451,256,420 64.54%



Additional data is available for this company for the following year(s):