AMERICAN RELIABLE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-22.00 0.00%
Missouri Total 100.00% $22,028,458 $22,133,751 $9,644,069 $5,521,170 24.94%



AMERICAN RELIABLE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-110,332.00 0.00%
Missouri Total 100.00% $92,324,565 $89,158,290 $43,901,369 $42,341,715 47.49%



AMERICAN RELIABLE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $2,212.00 $-5,012.00 0.00%
Missouri Total 100.00% $573,919,772 $548,985,654 $277,364,391 $312,408,760 56.91%



AMERICAN RELIABLE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Dwelling Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.18% $192,327.00 $125,310.00 $11,062.00 $32,342.00 25.81%
Missouri Total 100.00% $104,150,215 $100,912,333 $63,528,592 $60,262,081 59.72%



AMERICAN RELIABLE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Farmowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.30% $252,373.00 $240,257.00 $35,352.00 $-1,049.00 -0.44%
Missouri Total 100.00% $83,494,269 $79,957,232 $65,512,488 $66,097,902 82.67%



AMERICAN RELIABLE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $172,696.00 $96,434.00 $20,300.00 $27,933.00 28.97%
Missouri Total 100.00% $892,121,509 $823,450,838 $669,905,939 $671,531,760 81.55%



AMERICAN RELIABLE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Individual Long Term Credit Disability

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total -0.92% 1 $-41.00 $-41.00 $0.00 $0.00 $0.00 0.00%
Missouri Total 100.00% 5 $4,451 $4,447 $0 $502 $969 21.79%



AMERICAN RELIABLE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Individual Short Term Credit Disability

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.21% 64 $80,572.00 $90,986.00 $0.00 $1,254.00 $12,539.00 13.78%
Missouri Total 100.00% 21,967 $3,637,584 $4,579,964 $0 $1,481,337 $1,548,296 33.81%



AMERICAN RELIABLE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $163,876.00 $140,828.00 $16,028.00 $15,995.00 11.36%
Missouri Total 100.00% $182,338,531 $187,165,278 $71,297,214 $69,123,743 36.93%



AMERICAN RELIABLE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

National Flood Insurance Program

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.83% $373,095.00 $387,539.00 $361,660.00 $361,660.00 93.32%
Missouri Total 100.00% $9,742,530 $9,268,460 $1,674,875 $1,540,055 16.62%



AMERICAN RELIABLE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,586.00 $809.00 $0.00 $23.00 2.84%
Missouri Total 100.00% $553,139,194 $536,242,304 $187,094,404 $344,005,398 64.15%



AMERICAN RELIABLE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Other Liability - Warranty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $37,293.00 $59,952.00 $3,727.00 $2,083.00 3.47%
Missouri Total 100.00% $40,046,621 $36,789,280 $40,433,666 $42,982,252 116.83%



AMERICAN RELIABLE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Other Specific

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.17% $8,800.00 $5,901.00 $4,000.00 $3,281.00 55.60%
Missouri Total 100.00% $5,273,718 $1,956,902 $2,157,760 $2,825,055 144.36%



AMERICAN RELIABLE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $76,340.00 $79,705.00 $50,642.00 $52,315.00 65.64%
Missouri Total 100.00% $449,295,894 $443,554,384 $320,742,757 $318,901,628 71.90%



AMERICAN RELIABLE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,266.00 $927.00 $0.00 $245.00 26.43%
Missouri Total 100.00% $574,312,577 $564,962,318 $371,718,988 $376,069,587 66.57%



AMERICAN RELIABLE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $6,940.00 $6,940.00 $0.00 $-5,497.00 -79.21%
Missouri Total 100.00% $59,048,656 $56,336,389 $10,471,547 $7,015,246 12.45%



AMERICAN RELIABLE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 65 $80,531.00 $90,945.00 $0.00 $1,254.00 $12,539.00 13.79%
Missouri Total 100.00% 10,342,971 $3,852,900,654 $3,820,337,190 $1,631,763 $2,664,219,455 $2,730,742,332 71.48%



AMERICAN RELIABLE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-110,332.00 0.00%
Missouri Total 100.00% $525,235,729 $516,072,744 $287,943,393 $323,588,706 62.70%



AMERICAN RELIABLE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $192,327.00 $125,310.00 $11,062.00 $32,342.00 25.81%
Missouri Total 100.00% $224,541,860 $219,821,214 $138,606,011 $117,163,205 53.30%



AMERICAN RELIABLE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $172,696.00 $96,434.00 $20,300.00 $27,933.00 28.97%
Missouri Total 100.00% $950,870,941 $877,013,334 $707,552,979 $709,159,509 80.86%



AMERICAN RELIABLE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Total Individual Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% 65 $80,531.00 $90,945.00 $0.00 $1,254.00 $12,539.00 13.79%
Missouri Total 100.00% 1,802,561 $974,306,614 $969,402,743 $1,188,242 $577,955,170 $611,864,287 63.12%



AMERICAN RELIABLE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $77,606.00 $80,632.00 $50,642.00 $52,560.00 65.19%
Missouri Total 100.00% $2,761,812,838 $2,724,230,251 $1,680,760,050 $1,722,096,248 63.21%



AMERICAN RELIABLE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $1,286,592.00 $1,144,602.00 $504,983.00 $373,965.00 32.67%
Missouri Total 100.00% $7,709,068,371 $7,428,541,557 $4,322,007,505 $4,840,084,182 65.16%



Additional data is available for this company for the following year(s):