AMERICAN RELIABLE INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-10.00 0.00%
Missouri Total 100.00% $22,118,305 $20,782,333 $4,126,311 $12,486,750 60.08%



AMERICAN RELIABLE INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $15.00 0.00%
Missouri Total 100.00% $59,195,204 $57,778,388 $23,883,950 $25,319,207 43.82%



AMERICAN RELIABLE INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $96,203.00 $-128,154.00 0.00%
Missouri Total 100.00% $84,139,767 $82,573,429 $45,408,262 $50,453,557 61.10%



AMERICAN RELIABLE INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $3,475.00 0.00%
Missouri Total 100.00% $523,399,718 $490,498,672 $290,996,242 $259,295,841 52.86%



AMERICAN RELIABLE INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Dwelling Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $27,173.00 $10,214.00 $0.00 $280.00 2.74%
Missouri Total 100.00% $62,667,756 $58,251,371 $32,780,080 $36,340,271 62.39%



AMERICAN RELIABLE INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Farmowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.31% $237,699.00 $120,631.00 $20,810.00 $82,316.00 68.24%
Missouri Total 100.00% $75,905,950 $73,795,761 $47,921,208 $43,876,813 59.46%



AMERICAN RELIABLE INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $29,728.00 $14,932.00 $0.00 $1,020.00 6.83%
Missouri Total 100.00% $760,159,499 $705,582,101 $604,121,481 $563,635,429 79.88%



AMERICAN RELIABLE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Individual Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 0 $0.00 $-15,008.00 $0.00 $0.00 $3,097.00 -20.64%
Missouri Total 100.00% 720,793 $36,941,318 $37,593,334 $69,386 $16,209,065 $13,838,188 36.81%



AMERICAN RELIABLE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Individual Long Term Credit Disability

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 86.88% 1 $192.00 $47,036.00 $0.00 $0.00 $-6,640.00 -14.12%
Missouri Total 100.00% 5 $221 $48,105 $0 $4 $-6,645 -13.81%



AMERICAN RELIABLE INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $131,919.00 $88,293.00 $220,808.00 $152,813.00 173.07%
Missouri Total 100.00% $179,895,286 $168,325,651 $65,809,176 $68,367,232 40.62%



AMERICAN RELIABLE INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

National Flood Insurance Program

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.21% $386,776.00 $243,636.00 $430,740.00 $430,740.00 176.80%
Missouri Total 100.00% $9,194,070 $8,904,742 $4,930,114 $4,650,776 52.23%



AMERICAN RELIABLE INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $225.00 $59.00 $0.00 $25.00 42.37%
Missouri Total 100.00% $470,213,482 $408,581,517 $192,337,111 $273,087,274 66.84%



AMERICAN RELIABLE INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Other Liability - Warranty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.21% $54,064.00 $83,706.00 $9,177.00 $16,851.00 20.13%
Missouri Total 100.00% $25,494,405 $26,260,804 $29,052,221 $28,724,806 109.38%



AMERICAN RELIABLE INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Other Specific

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.33% $14,392.00 $18,811.00 $3,763.00 $4,827.00 25.66%
Missouri Total 100.00% $4,401,038 $4,640,064 $3,160,282 $2,305,714 49.69%



AMERICAN RELIABLE INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $85,418.00 $90,350.00 $53,835.00 $41,759.00 46.22%
Missouri Total 100.00% $418,524,602 $410,002,827 $240,420,486 $239,231,356 58.35%



AMERICAN RELIABLE INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $857.00 $493.00 $0.00 $90.00 18.26%
Missouri Total 100.00% $507,741,126 $484,361,369 $371,358,545 $371,471,878 76.69%



AMERICAN RELIABLE INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $14,399.00 $14,399.00 $0.00 $6,342.00 44.04%
Missouri Total 100.00% $55,933,530 $54,757,917 $9,187,530 $10,751,797 19.64%



AMERICAN RELIABLE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 1 $192.00 $32,028.00 $0.00 $0.00 $-3,543.00 -11.06%
Missouri Total 100.00% 11,124,230 $3,437,512,087 $3,402,649,266 $1,704,541 $2,420,886,841 $2,480,088,525 72.89%



AMERICAN RELIABLE INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $96,203.00 $-128,139.00 0.00%
Missouri Total 100.00% $510,151,872 $482,032,524 $266,375,844 $331,944,682 68.86%



AMERICAN RELIABLE INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $27,173.00 $10,214.00 $0.00 $280.00 2.74%
Missouri Total 100.00% $203,291,608 $187,245,038 $86,075,331 $90,307,601 48.23%



AMERICAN RELIABLE INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $29,728.00 $14,932.00 $0.00 $1,020.00 6.83%
Missouri Total 100.00% $797,909,053 $740,878,029 $633,115,340 $590,503,454 79.70%



AMERICAN RELIABLE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Total Individual Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 1 $192.00 $32,028.00 $0.00 $0.00 $-3,543.00 -11.06%
Missouri Total 100.00% 1,739,870 $952,221,900 $904,312,781 $1,024,437 $531,175,543 $553,469,854 61.20%



AMERICAN RELIABLE INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $86,275.00 $90,843.00 $53,835.00 $41,849.00 46.07%
Missouri Total 100.00% $2,604,965,350 $2,551,929,309 $1,591,610,151 $1,623,009,915 63.60%



AMERICAN RELIABLE INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $982,650.00 $685,524.00 $835,336.00 $612,389.00 89.33%
Missouri Total 100.00% $7,014,504,234 $6,670,388,496 $4,017,307,637 $4,433,868,594 66.47%



Additional data is available for this company for the following year(s):