AMERICAN RELIABLE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.14% $100,605.00 $122,016.00 $53,269.00 $56,214.00 46.07%
Missouri Total 100.00% $71,556,751 $70,463,221 $54,438,098 $55,153,617 78.27%



AMERICAN RELIABLE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $46,899.00 $55,720.00 $7,562.00 $34,069.00 61.14%
Missouri Total 100.00% $50,910,133 $49,128,126 $29,014,889 $31,013,616 63.13%



AMERICAN RELIABLE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.11% $613,813.00 $607,786.00 $143,148.00 $935,924.00 153.99%
Missouri Total 100.00% $55,157,776 $54,934,266 $53,082,218 $47,592,776 86.64%



AMERICAN RELIABLE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $207.00 $180.00 $0.00 $214.00 118.89%
Missouri Total 100.00% $5,150,723 $4,984,423 $1,255,595 $900,293 18.06%



AMERICAN RELIABLE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $8,847.00 $8,790.00 $0.00 $10,024.00 114.04%
Missouri Total 100.00% $12,583,698 $11,707,326 $5,168,322 $3,637,169 31.07%



AMERICAN RELIABLE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Dwelling Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $37.00 $37.00 $0.00 $1.00 2.70%
Missouri Total 100.00% $44,577,659 $45,424,025 $23,036,935 $18,742,593 41.26%



AMERICAN RELIABLE INSURANCE COMPANY

1999 Supplemental Data for

Accident & Health

Group Long Term Credit Disability

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total -34.93% 1,045 $-52,582.00 $255,418.00 $0.00 $16,177.00 $12,525.00 4.90%
Missouri Total 100.00% 1,187 $150,545 $458,608 $0 $224,024 $173,076 37.74%



AMERICAN RELIABLE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $7,102.00 $6,364.00 $0.00 $-1,441.00 -22.64%
Missouri Total 100.00% $577,192,077 $562,895,860 $349,417,286 $337,953,263 60.04%



AMERICAN RELIABLE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% $82,693.00 $149,542.00 $42,233.00 $123,875.00 82.84%
Missouri Total 100.00% $148,917,484 $132,937,634 $105,945,056 $99,785,009 75.06%



AMERICAN RELIABLE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

National Flood Insurance Program

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.43% $32,106.00 $33,944.00 $13,046.00 $13,046.00 38.43%
Missouri Total 100.00% $7,468,216 $7,126,133 $6,034,590 $3,144,371 44.12%



AMERICAN RELIABLE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Other Liability - Warranty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-20.00 0.00%
Missouri Total 100.00% $34,049,672 $48,721,985 $21,654,951 $18,278,070 37.52%



AMERICAN RELIABLE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $14.00 0.00%
Missouri Total 100.00% $659,157,259 $643,519,443 $409,537,080 $399,431,024 62.07%



AMERICAN RELIABLE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% $218,986.00 $245,344.00 $88,999.00 $96,867.00 39.48%
Missouri Total 100.00% $357,919,833 $353,138,409 $237,584,072 $239,784,932 67.90%



AMERICAN RELIABLE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $13.00 0.00%
Missouri Total 100.00% $401,764,230 $393,888,660 $331,948,988 $331,926,099 84.27%



AMERICAN RELIABLE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $391.00 $1,844.00 $84,285.00 $-3,235.00 -175.43%
Missouri Total 100.00% $44,715,951 $45,065,164 $13,763,343 $13,579,751 30.13%



AMERICAN RELIABLE INSURANCE COMPANY

1999 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 1,045 $-52,582.00 $255,418.00 $0.00 $16,177.00 $12,525.00 4.90%
Missouri Total 100.00% 10,151,451 $2,793,902,774 $2,800,205,649 $3,104,630 $2,014,518,017 $2,096,480,234 74.87%



AMERICAN RELIABLE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.21% $770,371.00 $794,492.00 $203,979.00 $1,036,445.00 130.45%
Missouri Total 100.00% $366,583,070 $365,111,418 $280,905,549 $264,741,160 72.51%



AMERICAN RELIABLE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $37.00 $37.00 $0.00 $1.00 2.70%
Missouri Total 100.00% $121,454,178 $120,310,513 $58,719,514 $47,234,718 39.26%



AMERICAN RELIABLE INSURANCE COMPANY

1999 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 1,045 $-52,582.00 $255,418.00 $0.00 $16,177.00 $12,525.00 4.90%
Missouri Total 100.00% 8,801,770 $1,996,109,505 $1,993,545,540 $2,668,013 $1,512,053,831 $1,560,282,504 78.27%



AMERICAN RELIABLE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $7,102.00 $6,364.00 $0.00 $-1,441.00 -22.64%
Missouri Total 100.00% $608,380,856 $593,240,417 $367,269,325 $353,961,570 59.67%



AMERICAN RELIABLE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $218,986.00 $245,344.00 $88,999.00 $96,894.00 39.49%
Missouri Total 100.00% $2,258,607,528 $2,224,662,512 $1,446,167,954 $1,461,223,478 65.68%



AMERICAN RELIABLE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $1,111,686.00 $1,231,567.00 $432,542.00 $1,265,565.00 102.76%
Missouri Total 100.00% $5,428,912,606 $5,347,544,773 $3,394,785,889 $3,451,256,420 64.54%



Additional data is available for this company for the following year(s):