NAVIGATORS INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Aircraft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $442.00 $350.00 0.00%
Missouri Total 100.00% $30,184,694 $30,316,999 $16,077,301 $19,562,911 64.53%



NAVIGATORS INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.05% $805,548.00 $625,261.00 $158,107.00 $439,194.00 70.24%
Missouri Total 100.00% $77,057,583 $78,921,978 $48,940,904 $49,540,130 62.77%



NAVIGATORS INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.80% $1,112,424.00 $863,456.00 $218,338.00 $606,506.00 70.24%
Missouri Total 100.00% $61,865,392 $63,274,235 $39,871,431 $35,026,063 55.36%



NAVIGATORS INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.10% $624,878.00 $635,114.00 $100,915.00 $123,723.00 19.48%
Missouri Total 100.00% $617,263,524 $620,689,922 $328,059,456 $325,579,492 52.45%



NAVIGATORS INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $69,040.00 $45,874.00 $0.00 $4,528.00 9.87%
Missouri Total 100.00% $223,065,754 $231,018,123 $112,048,086 $134,417,678 58.18%



NAVIGATORS INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.14% $429,328.00 $427,542.00 $62,009.00 $41,531.00 9.71%
Missouri Total 100.00% $37,715,153 $37,528,549 $23,843,516 $19,171,992 51.09%



NAVIGATORS INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.38% $2,274,505.00 $1,676,304.00 $0.00 $262,172.00 15.64%
Missouri Total 100.00% $604,569,893 $615,621,569 $387,895,647 $326,778,287 53.08%



NAVIGATORS INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $24,633.00 $24,489.00 $0.00 $2,792.00 11.40%
Missouri Total 100.00% $83,321,843 $83,851,726 $8,959,400 $6,638,566 7.92%



NAVIGATORS INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.40% $1,917,972.00 $1,488,717.00 $376,445.00 $1,045,700.00 70.24%
Missouri Total 100.00% $477,550,267 $483,398,095 $266,550,419 $232,551,058 48.11%



NAVIGATORS INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% $5,340,356.00 $4,298,040.00 $539,811.00 $1,480,796.00 34.45%
Missouri Total 100.00% $8,482,169,798 $8,475,190,441 $5,193,444,276 $5,545,130,263 65.43%



Additional data is available for this company for the following year(s):