CITIZENS INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,325.00 $374.00 $858.00 $872.00 233.16%
Missouri Total 100.00% $94,966,273 $95,533,021 $47,545,217 $48,272,677 50.53%



CITIZENS INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,378.00 $563.00 $0.00 $2.00 0.36%
Missouri Total 100.00% $63,177,401 $64,005,865 $24,175,823 $25,747,008 40.23%



CITIZENS INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,910.00 $523.00 $570,433.00 $549,841.00 105,132.12%
Missouri Total 100.00% $268,161,058 $271,980,407 $147,975,880 $159,836,768 58.77%



CITIZENS INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $694.00 $206.00 $0.00 $-32.00 -15.53%
Missouri Total 100.00% $82,321,432 $79,876,541 $39,335,646 $42,737,585 53.50%



CITIZENS INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $118.00 $117.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $61,808,059 $61,009,066 $11,841,379 $15,054,425 24.68%



CITIZENS INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $109.00 $108.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $17,687,763 $17,302,729 $10,537,218 $10,671,396 61.67%



CITIZENS INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $68,593.00 $30,121.00 $1,166.00 $-42,082.00 -139.71%
Missouri Total 100.00% $622,649,146 $614,760,000 $249,031,666 $248,131,677 40.36%



CITIZENS INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $5,517.00 $659.00 $69,887.00 $-941,200.00 -142,822.46%
Missouri Total 100.00% $1,008,002,549 $968,998,320 $461,730,864 $594,472,086 61.35%



CITIZENS INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $3,590.00 $4,994.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $72,917,424 $71,294,758 $251,686 $-954,977 -1.34%



CITIZENS INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $62,657.00 $90,643.00 $271,436.00 $283,361.00 312.61%
Missouri Total 100.00% $974,940,150 $962,933,485 $397,280,337 $443,502,680 46.06%



CITIZENS INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,026.00 $1,212.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $201,917,577 $199,964,322 $75,938,842 $90,734,243 45.38%



CITIZENS INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $6,453.00 $3,227.00 $0.00 $168.00 5.21%
Missouri Total 100.00% $568,337,066 $603,483,554 $334,235,058 $378,856,753 62.78%



CITIZENS INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $11,450.00 $15,646.00 $19,178.00 $19,178.00 122.57%
Missouri Total 100.00% $785,477,015 $793,406,772 $450,298,920 $448,529,725 56.53%



CITIZENS INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $5,692.00 $8,160.00 $942.00 $941.00 11.53%
Missouri Total 100.00% $457,656,918 $460,997,016 $204,530,039 $202,705,789 43.97%



CITIZENS INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $10,929.00 $15,539.00 $0.00 $4,971.00 31.99%
Missouri Total 100.00% $719,748,706 $719,174,030 $438,738,616 $475,112,521 66.06%



CITIZENS INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $6,053.00 $7,640.00 $6,985.00 $6,985.00 91.43%
Missouri Total 100.00% $571,950,381 $573,165,668 $365,913,330 $365,566,650 63.78%



CITIZENS INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,240.00 $1,195.00 $5,000.00 $0.00 0.00%
Missouri Total 100.00% $99,033,236 $98,995,200 $61,234,899 $57,751,777 58.34%



CITIZENS INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Property & Casualty

Private Passenger Underinsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,188.00 $1,144.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $45,065,083 $43,954,509 $28,229,009 $32,867,920 74.78%



CITIZENS INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $4,109.00 $3,958.00 $0.00 $20,000.00 505.31%
Missouri Total 100.00% $91,622,974 $91,750,496 $47,367,334 $40,344,400 43.97%



CITIZENS INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $5,534.00 $1,891.00 $571,291.00 $550,683.00 29,121.26%
Missouri Total 100.00% $588,121,986 $589,707,629 $281,411,163 $302,319,859 51.27%



CITIZENS INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $62,657.00 $90,643.00 $271,436.00 $283,361.00 312.61%
Missouri Total 100.00% $1,056,946,691 $1,045,454,044 $430,664,376 $475,240,408 45.46%



CITIZENS INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $40,661.00 $53,282.00 $32,105.00 $52,075.00 97.73%
Missouri Total 100.00% $2,773,452,710 $2,784,301,481 $1,597,094,439 $1,623,488,230 58.31%



CITIZENS INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $194,031.00 $186,029.00 $945,885.00 $-96,995.00 -52.14%
Missouri Total 100.00% $8,218,883,685 $8,161,366,248 $4,027,395,001 $4,348,337,255 53.28%



Additional data is available for this company for the following year(s):