CITIZENS INSURANCE COMPANY OF AMERICA

2003 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $760.00 $1,848.00 $1,160.00 $557.00 30.14%
Missouri Total 100.00% $99,999,479 $100,773,243 $48,855,092 $44,874,488 44.53%



CITIZENS INSURANCE COMPANY OF AMERICA

2003 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,096.00 $909.00 $0.00 $-3,046.00 -335.09%
Missouri Total 100.00% $58,013,348 $57,788,854 $33,980,947 $32,861,398 56.86%



CITIZENS INSURANCE COMPANY OF AMERICA

2003 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $2,161.00 $4,988.00 $625,891.00 $194,622.00 3,901.80%
Missouri Total 100.00% $249,443,701 $242,948,043 $153,259,759 $190,400,064 78.37%



CITIZENS INSURANCE COMPANY OF AMERICA

2003 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $657.00 $1,515.00 $822.00 $6,595.00 435.31%
Missouri Total 100.00% $92,324,565 $89,158,290 $43,901,369 $42,341,715 47.49%



CITIZENS INSURANCE COMPANY OF AMERICA

2003 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-6,115.00 $-5,309.00 $4,966.00 $-74,147.00 1,396.63%
Missouri Total 100.00% $573,919,772 $548,985,654 $277,364,391 $312,408,760 56.91%



CITIZENS INSURANCE COMPANY OF AMERICA

2003 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-12,807.00 $-8,038.00 $180,845.00 $324,738.00 -4,040.03%
Missouri Total 100.00% $903,170,880 $859,891,451 $453,558,549 $587,932,686 68.37%



CITIZENS INSURANCE COMPANY OF AMERICA

2003 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $4,850.00 $3,696.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $63,858,848 $58,427,399 $36,237 $361,209 0.62%



CITIZENS INSURANCE COMPANY OF AMERICA

2003 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $101,272.00 $87,167.00 $11,952.00 $13,170.00 15.11%
Missouri Total 100.00% $892,121,509 $823,450,838 $669,905,939 $671,531,760 81.55%



CITIZENS INSURANCE COMPANY OF AMERICA

2003 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,326.00 $1,019.00 $0.00 $20.00 1.96%
Missouri Total 100.00% $182,338,531 $187,165,278 $71,297,214 $69,123,743 36.93%



CITIZENS INSURANCE COMPANY OF AMERICA

2003 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $556.00 0.00%
Missouri Total 100.00% $553,139,194 $536,242,304 $187,094,404 $344,005,398 64.15%



CITIZENS INSURANCE COMPANY OF AMERICA

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $20,679.00 $16,123.00 $11,243.00 $11,536.00 71.55%
Missouri Total 100.00% $812,910,433 $803,532,054 $467,697,858 $464,446,320 57.80%



CITIZENS INSURANCE COMPANY OF AMERICA

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $11,474.00 $8,903.00 $4,123.00 $3,944.00 44.30%
Missouri Total 100.00% $449,295,894 $443,554,384 $320,742,757 $318,901,628 71.90%



CITIZENS INSURANCE COMPANY OF AMERICA

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $18,604.00 $15,064.00 $-3,572.00 $-22,764.00 -151.12%
Missouri Total 100.00% $690,293,517 $681,854,756 $386,484,308 $412,602,808 60.51%



CITIZENS INSURANCE COMPANY OF AMERICA

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $9,428.00 $7,491.00 $1,369.00 $1,530.00 20.42%
Missouri Total 100.00% $574,312,577 $564,962,318 $371,718,988 $376,069,587 66.57%



CITIZENS INSURANCE COMPANY OF AMERICA

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,619.00 $1,311.00 $2,700.00 $2,700.00 205.95%
Missouri Total 100.00% $99,521,347 $97,706,064 $63,513,219 $59,211,502 60.60%



CITIZENS INSURANCE COMPANY OF AMERICA

2003 Supplemental Data for

Property & Casualty

Private Passenger Underinsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,293.00 $1,112.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $40,201,927 $39,181,366 $24,634,949 $36,451,009 93.03%



CITIZENS INSURANCE COMPANY OF AMERICA

2003 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $4,807.00 $3,894.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $92,607,368 $90,790,873 $44,913,964 $53,422,258 58.84%



CITIZENS INSURANCE COMPANY OF AMERICA

2003 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $4,674.00 $9,260.00 $627,873.00 $198,728.00 2,146.09%
Missouri Total 100.00% $525,235,729 $516,072,744 $287,943,393 $323,588,706 62.70%



CITIZENS INSURANCE COMPANY OF AMERICA

2003 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $101,272.00 $87,167.00 $11,952.00 $13,170.00 15.11%
Missouri Total 100.00% $950,870,941 $877,013,334 $707,552,979 $709,159,509 80.86%



CITIZENS INSURANCE COMPANY OF AMERICA

2003 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $67,904.00 $53,898.00 $15,863.00 $-3,054.00 -5.67%
Missouri Total 100.00% $2,761,812,838 $2,724,230,251 $1,680,760,050 $1,722,096,248 63.21%



CITIZENS INSURANCE COMPANY OF AMERICA

2003 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $161,104.00 $141,693.00 $841,499.00 $460,011.00 324.65%
Missouri Total 100.00% $7,709,068,371 $7,428,541,557 $4,322,007,505 $4,840,084,182 65.16%



Additional data is available for this company for the following year(s):