CITIZENS INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $17,262.00 $7,932.00 $-9,931.00 $4,509.00 56.85%
Missouri Total 100.00% $71,556,751 $70,463,221 $54,438,098 $55,153,617 78.27%



CITIZENS INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.13% $65,620.00 $65,322.00 $10,540.00 $13,180.00 20.18%
Missouri Total 100.00% $50,910,133 $49,128,126 $29,014,889 $31,013,616 63.13%



CITIZENS INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.15% $250,089.00 $227,924.00 $181,379.00 $-268,227.00 -117.68%
Missouri Total 100.00% $171,223,989 $173,894,056 $137,946,427 $126,443,689 72.71%



CITIZENS INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.17% $92,072.00 $83,932.00 $26,780.00 $57,207.00 68.16%
Missouri Total 100.00% $55,157,776 $54,934,266 $53,082,218 $47,592,776 86.64%



CITIZENS INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $4,705.00 $2,950.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $12,583,698 $11,707,326 $5,168,322 $3,637,169 31.07%



CITIZENS INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $26,358.00 $41,215.00 $94,192.00 $182,956.00 443.91%
Missouri Total 100.00% $388,749,781 $386,957,645 $251,260,487 $275,215,491 71.12%



CITIZENS INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $368,638.00 $284,120.00 $221,764.00 $-445,479.00 -156.79%
Missouri Total 100.00% $558,918,341 $548,048,410 $366,482,764 $387,577,329 70.72%



CITIZENS INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total -0.01% $-3,352.00 $35,909.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $46,208,856 $44,905,625 $696,685 $-58,007 -0.13%



CITIZENS INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-11,545.00 $288,922.00 $229,995.00 $174,114.00 60.26%
Missouri Total 100.00% $577,192,077 $562,895,860 $349,417,286 $337,953,263 60.04%



CITIZENS INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-414.00 $14,864.00 $0.00 $-8.00 -0.05%
Missouri Total 100.00% $148,917,484 $132,937,634 $105,945,056 $99,785,009 75.06%



CITIZENS INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,458.00 $73,561.00 $43,829.00 $37,144.00 50.49%
Missouri Total 100.00% $659,157,259 $643,519,443 $409,537,080 $399,431,024 62.07%



CITIZENS INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $858.00 $40,731.00 $50,501.00 $51,066.00 125.37%
Missouri Total 100.00% $357,919,833 $353,138,409 $237,584,072 $239,784,932 67.90%



CITIZENS INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-1,542.00 $90,861.00 $51,316.00 $-38,823.00 -42.73%
Missouri Total 100.00% $633,874,722 $628,682,407 $345,722,635 $366,746,670 58.34%



CITIZENS INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-568.00 $38,582.00 $48,781.00 $27,228.00 70.57%
Missouri Total 100.00% $401,764,230 $393,888,660 $331,948,988 $331,926,099 84.27%



CITIZENS INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Private Passenger Underinsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-10.00 $4,615.00 $0.00 $15,000.00 325.03%
Missouri Total 100.00% $28,804,169 $28,778,445 $18,264,277 $21,213,961 73.71%



CITIZENS INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-325.00 $18,675.00 $251,339.00 $7,500.00 40.16%
Missouri Total 100.00% $98,401,171 $98,096,785 $49,757,593 $52,269,422 53.28%



CITIZENS INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.12% $429,748.00 $388,060.00 $208,768.00 $-193,331.00 -49.82%
Missouri Total 100.00% $366,583,070 $365,111,418 $280,905,549 $264,741,160 72.51%



CITIZENS INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-11,545.00 $288,922.00 $229,995.00 $174,114.00 60.26%
Missouri Total 100.00% $608,380,856 $593,240,417 $367,269,325 $353,961,570 59.67%



CITIZENS INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-129.00 $267,025.00 $445,766.00 $99,115.00 37.12%
Missouri Total 100.00% $2,258,607,528 $2,224,662,512 $1,446,167,954 $1,461,223,478 65.68%



CITIZENS INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $809,304.00 $1,320,115.00 $1,200,485.00 $-182,633.00 -13.83%
Missouri Total 100.00% $5,428,912,606 $5,347,544,773 $3,394,785,889 $3,451,256,420 64.54%



Additional data is available for this company for the following year(s):