STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Group Dental

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 0 $0.00 $-14.00 $0.00 $-34.00 $-87.00 621.43%
Missouri Total 100.00% 676,475 $141,386,608 $134,078,757 $43,464 $101,787,485 $102,738,450 76.63%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Individual Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.12% 2,688 $49,449.00 $51,835.00 $0.00 $25,094.00 $18,173.00 35.06%
Missouri Total 100.00% 778,791 $40,880,088 $40,573,682 $175 $18,717,124 $19,492,689 48.04%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Individual Comprehensive Medical Expense

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% 62 $19,796.00 $21,355.00 $0.00 $8,859.00 $8,433.00 39.49%
Missouri Total 100.00% 182,728 $303,237,042 $296,093,330 $709 $206,151,024 $205,452,502 69.39%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Individual Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 24 $2,544.00 $2,503.00 $0.00 $6,014.00 $-3,511.00 -140.27%
Missouri Total 100.00% 136,980 $82,139,891 $82,487,795 $1,259,941 $46,835,397 $53,586,832 64.96%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Individual Limited Benefit

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.01% 623 $284,222.00 $297,384.00 $0.00 $329,530.00 $811,168.00 272.77%
Missouri Total 100.00% 150,444 $28,173,993 $27,922,148 $7,077 $13,925,642 $14,162,998 50.72%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Individual Long Term Care

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% 30 $44,382.00 $50,582.00 $0.00 $116,781.00 $167,111.00 330.38%
Missouri Total 100.00% 125,238 $165,476,602 $158,127,812 $9,628 $67,127,857 $90,850,534 57.45%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Individual Medicare Supplement

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.27% 9,059 $13,812,188.00 $13,744,978.00 $0.00 $10,698,500.00 $10,717,541.00 77.97%
Missouri Total 100.00% 192,204 $323,256,706 $336,472,253 $0 $241,760,172 $240,258,015 71.41%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

2004 Supplemental Data for

Life

Individual Ordinary Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.02% 33 $202,495 $0 $60,884 $0 30.07%
Missouri Total 100.00% 343,929 $1,208,751,601 $1,418,229 $1,005,859,160 $0 83.21%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Individual Specified Disease

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.19% 478 $91,746.00 $97,257.00 $0.00 $90,377.00 $14,601.00 15.01%
Missouri Total 100.00% 217,469 $49,088,053 $48,694,411 $0 $23,964,793 $25,558,105 52.49%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

2004 Supplemental Data for

Life

Individual Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 114 $11,352 $0 $0 $1,519 0.00%
Missouri Total 100.00% 694,064 $347,382,114 $9,263,420 $212,249,288 $108,608,536 61.10%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

2004 Supplemental Data for

Life

Individual Universal Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 3 $0 $0 $0 $0 0.00%
Missouri Total 100.00% 453,561 $552,152,498 $4,442,311 $479,281,007 $45,190,056 86.80%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

2004 Supplemental Data for

Life

Individual Whole Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.06% 3,176 $428,508 $32,625 $384,257 $17,195 89.67%
Missouri Total 100.00% 2,254,309 $760,946,118 $311,864,185 $860,216,353 $58,567,813 113.05%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.33% 12,964 $14,304,327.00 $14,265,880.00 $0.00 $11,275,121.00 $11,733,429.00 82.25%
Missouri Total 100.00% 15,325,488 $4,295,618,608 $4,290,144,267 $1,485,559 $3,002,308,121 $3,208,218,965 74.78%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 0 $0.00 $-14.00 $0.00 $-34.00 $-87.00 621.43%
Missouri Total 100.00% 13,467,585 $3,292,621,915 $3,288,067,459 $208,057 $2,379,030,650 $2,553,729,227 77.67%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Total Individual Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.43% 12,964 $14,304,327.00 $14,265,894.00 $0.00 $11,275,155.00 $11,733,516.00 82.25%
Missouri Total 100.00% 1,857,903 $1,002,996,693 $1,002,076,808 $1,277,502 $623,277,471 $654,489,738 65.31%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

2004 Supplemental Data for

Life

Total Individual Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.01% 3,326 $642,355 $32,625 $445,141 $18,714 69.30%
Missouri Total 100.00% 4,285,396 $5,150,758,634 $383,562,866 $4,123,058,017 $245,622,119 80.05%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

2004 Supplemental Data for

Life

Total Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.01% 3,326 $642,355 $32,625 $445,141 $18,714 69.30%
Missouri Total 100.00% 8,974,924 $8,565,395,650 $391,628,031 $6,503,195,417 $421,898,683 75.92%



Additional data is available for this company for the following year(s):