STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

1999 Supplemental Data for

Accident & Health

Individual Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.35% 4,328 $82,499.00 $79,051.00 $0.00 $28,075.00 $29,770.00 37.66%
Missouri Total 100.00% 304,367 $23,295,746 $24,019,940 $-473 $9,636,438 $11,731,816 48.84%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

1999 Supplemental Data for

Accident & Health

Individual Comprehensive Medical Expense

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% 161 $44,801.00 $57,794.00 $0.00 $60,604.00 $64,262.00 111.19%
Missouri Total 100.00% 163,477 $229,008,329 $228,487,106 $3,911 $155,616,141 $159,239,720 69.69%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

1999 Supplemental Data for

Life

Individual Deposit-Type Funds

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 2 $0 $0 $0 $0 0.00%
Missouri Total 100.00% 302,005 $1,593,326,078 $444 $820,192,380 $0 51.48%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

1999 Supplemental Data for

Accident & Health

Individual Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% 34 $3,375.00 $3,497.00 $0.00 $2,402.00 $2,547.00 72.83%
Missouri Total 100.00% 111,019 $66,490,592 $66,946,605 $420,599 $32,121,787 $48,494,601 72.44%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

1999 Supplemental Data for

Accident & Health

Individual Limited Benefit

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.19% 750 $42,652.00 $41,515.00 $0.00 $50,047.00 $53,068.00 127.83%
Missouri Total 100.00% 163,820 $23,020,770 $23,131,172 $11,646 $12,896,225 $13,813,527 59.72%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

1999 Supplemental Data for

Accident & Health

Individual Long Term Care

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.43% 437 $450,515.00 $452,826.00 $0.00 $522,317.00 $553,844.00 122.31%
Missouri Total 100.00% 89,239 $103,886,674 $96,575,484 $934 $37,008,611 $45,790,074 47.41%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

1999 Supplemental Data for

Accident & Health

Individual Medicare Supplement

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.54% 2,694 $4,721,752.00 $4,816,617.00 $0.00 $3,665,610.00 $3,886,865.00 80.70%
Missouri Total 100.00% 240,423 $306,889,507 $315,689,351 $0 $234,062,536 $236,918,393 75.05%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

1999 Supplemental Data for

Life

Individual Ordinary Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 25 $6,409 $0 $9,887 $0 154.27%
Missouri Total 100.00% 215,037 $407,245,440 $3,527,055 $779,679,935 $0 191.45%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

1999 Supplemental Data for

Accident & Health

Individual Specified Disease

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.46% 769 $141,639.00 $144,471.00 $0.00 $157,098.00 $166,580.00 115.30%
Missouri Total 100.00% 154,667 $30,619,082 $31,023,371 $0 $14,308,840 $14,935,114 48.14%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

1999 Supplemental Data for

Life

Individual Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.01% 144 $22,753 $0 $0 $3,982 0.00%
Missouri Total 100.00% 596,499 $200,973,899 $9,856,079 $124,310,754 $57,428,341 61.85%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

1999 Supplemental Data for

Life

Individual Whole Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.08% 4,052 $597,128 $36,518 $601,047 $19,239 100.66%
Missouri Total 100.00% 2,561,613 $769,291,874 $302,475,773 $861,967,438 $64,157,643 112.05%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

1999 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.20% 9,173 $5,487,233.00 $5,595,771.00 $0.00 $4,486,153.00 $4,756,936.00 85.01%
Missouri Total 100.00% 10,151,451 $2,793,902,774 $2,800,205,649 $3,104,630 $2,014,518,017 $2,096,480,234 74.87%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

1999 Supplemental Data for

Accident & Health

Total Individual Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.69% 9,173 $5,487,233.00 $5,595,771.00 $0.00 $4,486,153.00 $4,756,936.00 85.01%
Missouri Total 100.00% 1,349,681 $797,793,269 $806,660,109 $436,617 $502,464,186 $536,197,730 66.47%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

1999 Supplemental Data for

Life

Total Individual Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.02% 4,223 $626,290 $36,518 $610,934 $23,221 97.55%
Missouri Total 100.00% 4,593,141 $3,922,881,923 $323,615,018 $3,371,242,434 $192,419,185 85.94%



STANDARD LIFE AND ACCIDENT INSURANCE COMPANY

1999 Supplemental Data for

Life

Total Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.01% 4,223 $626,290 $36,518 $610,934 $23,221 97.55%
Missouri Total 100.00% 9,051,177 $6,769,546,797 $327,760,573 $5,915,546,794 $319,853,649 87.38%



Additional data is available for this company for the following year(s):