PROTECTIVE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Group Credit Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 4.10% 9,845 $1,391,716 $0 $682,736 $133,619 49.06%
Missouri Total 100.00% 540,054 $33,920,188 $33,742 $18,191,182 $2,987,583 53.63%



PROTECTIVE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Group Dental

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.14% 0 $203,958.00 $506,486.00 $0.00 $73,843.00 $-2,745.00 -0.54%
Missouri Total 100.00% 676,475 $141,386,608 $134,078,757 $43,464 $101,787,485 $102,738,450 76.63%



PROTECTIVE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Group Modified Guaranteed Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 54.27% 1,774 $38,870,137 $0 $5,819 $0 0.01%
Missouri Total 100.00% 5,867 $71,622,384 $0 $12,195,641 $0 17.03%



PROTECTIVE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Group Short Term Credit Disability

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.31% 3,695 $681,472.00 $1,149,783.00 $0.00 $319,106.00 $788,582.00 68.59%
Missouri Total 100.00% 334,847 $29,558,218 $31,473,169 $0 $14,588,023 $13,987,422 44.44%



PROTECTIVE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Group Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 15 $1,328 $0 $811,875 $454 61,135.17%
Missouri Total 100.00% 3,195,709 $340,509,430 $2,662,813 $375,549,371 $154,098,346 110.29%



PROTECTIVE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Group Whole Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 23 $2,028 $0 $19,325,443 $797 952,931.11%
Missouri Total 100.00% 69,115 $47,766,867 $72,074 $159,350,495 $2,656,326 333.60%



PROTECTIVE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Individual Comprehensive Medical Expense

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 15 $11,873.00 $11,890.00 $0.00 $12,413.00 $14,458.00 121.60%
Missouri Total 100.00% 182,728 $303,237,042 $296,093,330 $709 $206,151,024 $205,452,502 69.39%



PROTECTIVE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Individual Deposit-Type Funds

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 6.78% 349 $6,570,469 $0 $0 $0 0.00%
Missouri Total 100.00% 41,975 $96,881,454 $277,219 $48,101,602 $0 49.65%



PROTECTIVE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Individual Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% 39 $30,869.00 $30,915.00 $0.00 $32,275.00 $37,591.00 121.59%
Missouri Total 100.00% 136,980 $82,139,891 $82,487,795 $1,259,941 $46,835,397 $53,586,832 64.96%



PROTECTIVE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Individual Modified Guaranteed Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 43.96% 146 $11,912,803 $0 $0 $0 0.00%
Missouri Total 100.00% 2,904 $27,098,172 $0 $2,257,259 $0 8.33%



PROTECTIVE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Individual Ordinary Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 3.36% 535 $40,654,164 $0 $2,464,422 $0 6.06%
Missouri Total 100.00% 343,929 $1,208,751,601 $1,418,229 $1,005,859,160 $0 83.21%



PROTECTIVE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Individual Specified Disease

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.45% 280 $221,625.00 $221,955.00 $0.00 $231,719.00 $269,885.00 121.59%
Missouri Total 100.00% 217,469 $49,088,053 $48,694,411 $0 $23,964,793 $25,558,105 52.49%



PROTECTIVE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Individual Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.21% 1,529 $716,576 $0 $5,505,672 $216,990 768.33%
Missouri Total 100.00% 694,064 $347,382,114 $9,263,420 $212,249,288 $108,608,536 61.10%



PROTECTIVE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Individual Universal Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 1.46% 3,753 $8,084,209 $0 $2,404,050 $369,999 29.74%
Missouri Total 100.00% 453,561 $552,152,498 $4,442,311 $479,281,007 $45,190,056 86.80%



PROTECTIVE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Individual Variable Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 2.59% 7,179 $28,919,290 $0 $17,863 $0 0.06%
Missouri Total 100.00% 168,180 $1,114,587,077 $52,713,101 $702,024,508 $0 62.99%



PROTECTIVE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Individual Variable Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.28% 395 $743,430 $0 $1,374,031 $91,220 184.82%
Missouri Total 100.00% 132,383 $266,155,970 $3,393,872 $298,729,942 $32,498,044 112.24%



PROTECTIVE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Individual Whole Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.49% 7,180 $3,758,453 $31,185 $51,949,938 $1,734,817 1,382.22%
Missouri Total 100.00% 2,254,309 $760,946,118 $311,864,185 $860,216,353 $58,567,813 113.05%



PROTECTIVE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% 4,029 $1,149,797.00 $1,921,029.00 $0.00 $669,356.00 $1,107,771.00 57.67%
Missouri Total 100.00% 15,325,488 $4,295,618,608 $4,290,144,267 $1,485,559 $3,002,308,121 $3,208,218,965 74.78%



PROTECTIVE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% 3,695 $885,430.00 $1,656,269.00 $0.00 $392,949.00 $785,837.00 47.45%
Missouri Total 100.00% 13,467,585 $3,292,621,915 $3,288,067,459 $208,057 $2,379,030,650 $2,553,729,227 77.67%



PROTECTIVE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Total Group Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 1.18% 11,657 $40,265,209 $0 $20,825,873 $134,870 51.72%
Missouri Total 100.00% 4,689,528 $3,414,637,016 $8,065,165 $2,380,137,400 $176,276,564 69.70%



PROTECTIVE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Total Individual Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% 334 $264,367.00 $264,760.00 $0.00 $276,407.00 $321,934.00 121.59%
Missouri Total 100.00% 1,857,903 $1,002,996,693 $1,002,076,808 $1,277,502 $623,277,471 $654,489,738 65.31%



PROTECTIVE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Total Individual Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 1.97% 21,066 $101,359,394 $31,185 $63,715,976 $2,413,026 62.86%
Missouri Total 100.00% 4,285,396 $5,150,758,634 $383,562,866 $4,123,058,017 $245,622,119 80.05%



PROTECTIVE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Total Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 1.65% 32,723 $141,624,603 $31,185 $84,541,849 $2,547,896 59.69%
Missouri Total 100.00% 8,974,924 $8,565,395,650 $391,628,031 $6,503,195,417 $421,898,683 75.92%



Additional data is available for this company for the following year(s):