PROTECTIVE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Life

Group Credit Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 10.22% 9,397 $3,200,183 $0 $515,400 $146,590 16.11%
Missouri Total 100.00% 492,360 $31,327,282 $11,355 $22,656,984 $3,288,536 72.32%



PROTECTIVE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Group Dental

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.06% 5,479 $2,904,885.00 $2,909,721.00 $0.00 $2,087,255.00 $1,594,986.00 54.82%
Missouri Total 100.00% 585,831 $140,739,643 $139,581,389 $201 $97,860,234 $98,308,288 70.43%



PROTECTIVE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Group Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 2 $1,060.00 $1,062.00 $0.00 $762.00 $582.00 54.80%
Missouri Total 100.00% 966,905 $207,926,823 $208,768,671 $12,202 $139,285,242 $148,519,747 71.14%



PROTECTIVE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Life

Group Modified Guaranteed Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 62.46% 1,664 $19,618,932 $0 $5,819 $0 0.03%
Missouri Total 100.00% 5,281 $31,411,424 $0 $8,025,290 $0 25.55%



PROTECTIVE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Life

Group Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 16 $2,232 $0 $928,500 $143 41,599.46%
Missouri Total 100.00% 2,776,226 $346,465,528 $3,769,039 $348,268,875 $137,313,054 100.52%



PROTECTIVE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Life

Group Whole Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 23 $1,953 $0 $30,227,615 $165 1,547,752.94%
Missouri Total 100.00% 93,520 $58,182,769 $58,983 $199,755,503 $3,849,361 343.32%



PROTECTIVE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Individual Comprehensive Medical Expense

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% 18 $14,967.00 $15,164.00 $0.00 $12,945.00 $12,663.00 83.51%
Missouri Total 100.00% 176,477 $283,208,114 $283,113,051 $720 $188,257,721 $183,924,523 64.97%



PROTECTIVE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Life

Individual Deposit-Type Funds

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 345 $0 $0 $0 $0 0.00%
Missouri Total 100.00% 42,871 $102,610,655 $498,456 $39,995,760 $0 38.98%



PROTECTIVE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Individual Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% 41 $34,092.00 $34,539.00 $0.00 $29,485.00 $28,843.00 83.51%
Missouri Total 100.00% 125,665 $75,424,426 $76,643,511 $1,128,031 $44,821,395 $54,384,423 70.96%



PROTECTIVE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Life

Individual Modified Guaranteed Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 56.04% 159 $6,571,693 $0 $0 $0 0.00%
Missouri Total 100.00% 643 $11,725,883 $0 $4,516,103 $0 38.51%



PROTECTIVE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Life

Individual Ordinary Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.74% 482 $9,361,414 $0 $1,569,279 $0 16.76%
Missouri Total 100.00% 323,194 $1,266,302,842 $1,915,121 $823,503,089 $0 65.03%



PROTECTIVE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Individual Short Term Credit Disability

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 45.92% 3,410 $1,670,450.00 $964,715.00 $0.00 $247,932.00 $382,767.00 39.68%
Missouri Total 100.00% 21,967 $3,637,584 $4,579,964 $0 $1,481,337 $1,548,296 33.81%



PROTECTIVE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Individual Specified Disease

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.61% 326 $271,075.00 $274,628.00 $0.00 $234,444.00 $229,337.00 83.51%
Missouri Total 100.00% 217,565 $44,329,413 $45,000,689 $0 $21,077,976 $23,153,492 51.45%



PROTECTIVE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Life

Individual Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.21% 1,806 $647,389 $0 $4,665,510 $229,225 720.67%
Missouri Total 100.00% 682,356 $311,467,903 $10,173,738 $184,996,306 $93,566,603 59.39%



PROTECTIVE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Life

Individual Universal Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 1.09% 3,805 $5,341,063 $0 $1,955,464 $332,599 36.61%
Missouri Total 100.00% 458,295 $491,131,691 $6,524,954 $331,504,239 $43,493,081 67.50%



PROTECTIVE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Life

Individual Variable Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 7.97% 6,921 $88,069,230 $0 $351,988 $0 0.40%
Missouri Total 100.00% 197,351 $1,104,621,663 $59,360,346 $565,750,142 $0 51.22%



PROTECTIVE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Life

Individual Variable Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.80% 283 $2,255,901 $0 $2,414,251 $66,560 107.02%
Missouri Total 100.00% 128,966 $281,526,177 $2,295,915 $171,943,996 $30,931,951 61.08%



PROTECTIVE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Life

Individual Whole Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.39% 6,789 $2,818,776 $32,725 $34,758,500 $1,523,164 1,233.11%
Missouri Total 100.00% 2,308,146 $719,119,352 $323,220,961 $797,276,767 $66,887,681 110.87%



PROTECTIVE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.13% 9,276 $4,896,529.00 $4,199,829.00 $0.00 $2,612,823.00 $2,249,178.00 53.55%
Missouri Total 100.00% 10,342,971 $3,852,900,654 $3,820,337,190 $1,631,763 $2,664,219,455 $2,730,742,332 71.48%



PROTECTIVE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.10% 5,481 $2,905,945.00 $2,910,783.00 $0.00 $2,088,017.00 $1,595,568.00 54.82%
Missouri Total 100.00% 8,540,410 $2,878,594,040 $2,850,934,447 $443,521 $2,086,264,285 $2,118,878,045 74.32%



PROTECTIVE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Life

Total Group Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.71% 11,100 $22,823,300 $0 $31,677,334 $146,898 138.79%
Missouri Total 100.00% 4,461,154 $3,210,980,742 $9,512,580 $2,151,672,191 $158,266,535 67.01%



PROTECTIVE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Total Individual Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.20% 3,795 $1,990,584.00 $1,289,046.00 $0.00 $524,806.00 $653,610.00 50.70%
Missouri Total 100.00% 1,802,561 $974,306,614 $969,402,743 $1,188,242 $577,955,170 $611,864,287 63.12%



PROTECTIVE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Life

Total Individual Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 2.33% 20,590 $115,065,466 $32,725 $45,714,992 $2,151,548 39.73%
Missouri Total 100.00% 4,330,504 $4,930,506,696 $404,183,765 $3,349,037,869 $235,658,520 67.92%



PROTECTIVE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Life

Total Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 1.69% 31,690 $137,888,766 $32,725 $77,392,326 $2,298,446 56.13%
Missouri Total 100.00% 8,791,658 $8,141,487,438 $413,696,345 $5,500,710,060 $393,925,055 67.56%



Additional data is available for this company for the following year(s):